Maury Donnelly & Parr, operating as Insure Kiawah, today announced the expansion of its specialized Builders Risk Insurance program to serve the entire South Carolina coastal lowcountry, including Beaufort County communities such as Palmetto Bluff, Hilton Head, Sea Pines, Spring Island, and Bluffton.
The expansion extends the company's comprehensive construction insurance services beyond its established Charleston-area operations to meet growing demand from luxury home builders and property owners throughout the coastal region. The move comes as construction activity continues to increase in Beaufort County's premier residential communities, where complex coastal building requirements and high property values necessitate specialized insurance expertise.
"The expansion into Beaufort County represents a natural progression for our agency as we continue to see significant construction activity in these prestigious coastal communities," said Robert Phelan, Property & Casualty Insurance Advisor at Maury Donnelly & Parr, who brings 35 years of industry experience to the role. "These areas share similar construction challenges and insurance needs with our Charleston-area clients, including exposure to named storms, elevated rebuild costs, and the complexities of waterfront construction."
Builders Risk Insurance provides critical protection for properties during the construction phase, when structures are most vulnerable to damage from fire, lightning, wind, vandalism, theft, and weather-related events. The specialized coverage protects not only the structure being built but also materials stored on-site, supplies in transit to the construction site, and temporary structures such as scaffolding.
For luxury coastal properties in Beaufort County, proper insurance structuring from the project's inception becomes particularly important due to the scale, complexity, and value of many custom homes in these communities. The region's exposure to coastal weather patterns and stringent building codes require insurance providers with deep understanding of local construction practices and risk factors.
Insure Kiawah in Beaufort County will leverage the same network of top-rated insurance carriers that has served its Charleston-area clients, including partnerships with Pure, Chubb, Cincinnati, Berkley One, AIG, and Vault. The agency also maintains access to surplus lines carriers and specialty insurance markets for properties that may not qualify for standard insurance markets.
"Our expansion allows us to bring the same level of specialized service and carrier relationships that have made us successful in Charleston to builders and property owners throughout the lowcountry," added Phelan. "We understand the unique insurance challenges these coastal properties present, from initial construction through completion and beyond."
The company's Beaufort County services will include not only Builders Risk Insurance but also high-value home insurance for completed properties and comprehensive policy review services for existing homeowners.
Maury Donnelly & Parr, operating as Insure Kiawah, specializes in providing insurance solutions for high-value homes and construction projects throughout South Carolina. The agency maintains nationwide licensing and direct appointments with leading insurance carriers, offering tailored coverage designed to meet the unique needs of coastal communities. With offices on Kiawah/Seabrook Island and in Charleston, the company serves clients across the South Carolina coast, providing expertise in builders risk, high-value home, flood, and specialty insurance products.
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For more information about Maury Donnelly & Parr, contact the company here:
Insure Kiawah
Robert Phelan
(843) 819-3304
Robert-Phelan@mdpins.com
3690 Bohicket Road, Suite 2C
John’s Island, SC 29455
