National awareness campaign focuses on fair lending and the use of AI-driven oversight in mortgage decision-making
AngelAi®, an artificial intelligence platform developed for the financial and mortgage industries, has launched a national advertising campaign focused on lending disparities affecting Veterans and working families.
Pavan Agarwal - CEO & Founder AngelAiThe campaign seeks to raise awareness of differences in credit outcomes and highlight how technology can be used to support greater consistency and transparency in lending decisions.
A television advertisement produced for the campaign can be viewed at:
https://www.youtube.com/watch?v=eKb6zK9sNjI
Pavan Agarwal, CEO of Sun West Mortgage Company, Inc. NMLS 3277 and the architect behind AngelAi, said the campaign reflects the company's focus on using technology to support fair-lending practices.
"Our Veterans are being turned away by a lending system that should be fighting for them. The disparities in credit denials are real, and AngelAi is focused on addressing them," Agarwal said.
Focusing Attention on Lending Disparities
AngelAi says differences in lending outcomes can have significant financial consequences for applicants and their families, particularly when access to home financing is affected.
The company says its campaign is intended to draw attention to differences in credit outcomes and encourage greater consideration of consistency and transparency throughout the lending process.
For Veterans and working families, access to mortgage financing can influence opportunities for homeownership and longer-term financial stability. AngelAi says its campaign is intended to encourage greater attention to fair access, transparency and consistency throughout the lending process.
Using AI-Driven Oversight in Lending
AngelAi is designed to analyze financial and transactional information as part of lending and mortgage workflows.
According to the company, AI-driven oversight can help identify patterns and potential inconsistencies in lending data for further review.
AngelAi says its technology is designed to support the consistent application of financial and regulatory criteria and reduce the potential for subjective factors to influence automated portions of the decision-making process.
The platform is positioned as a technology tool supporting lenders, financial institutions and other participants seeking greater consistency in mortgage processes. It does not replace the professional judgment, regulatory responsibilities or oversight of lending professionals and institutions.
Supporting Veterans Navigating Home Financing
The campaign also directs Veterans to information about mortgage resources available through Sun West Mortgage Company.
VA loan information is available at:
www.swmc.com/loan-programs/va.
Sun West offers VA mortgage programs that may include zero-down-payment options for qualifying borrowers, subject to applicable eligibility requirements, underwriting standards, loan terms and regulatory requirements.
"I built AngelAi with a commitment to addressing disparities and supporting greater consistency across American communities," Agarwal said.
AngelAi says the campaign reflects its broader focus on applying technology to financial-service processes while supporting transparency and fair-lending principles.
For additional information about AngelAi and its work related to Veterans, visit:
About Sun West Mortgage Company
Sun West Mortgage Company, Inc.www.swmc.com) provides mortgage lending and servicing services and uses technology across its mortgage operations.
Sun West was founded in 1980 and services a multi-billion-dollar loan portfolio. The company is licensed in 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands.
For licensing information, visit:
For a full list of license information, visit:
Texas Complaint Notice and Servicing Disclosure:
The principal licensed location of Sun West Mortgage Company, Inc. is 18303 Gridley Rd, Cerritos, CA 90703. Phone: (800) 453-7884.
Sun West products and services have no affiliation with or endorsement from any government agency or body.
On a VA 30-year fixed-rate purchase with a loan amount of $375,000 at 100% Loan-to-Value (LTV), zero down payment and FICO 740, at an interest rate of 6.244% with $0 discount points and an Annual Percentage Rate of 6.314%, a borrower would make 360 equal monthly principal-and-interest payments of $2,307.48. Actual payments would be higher when taxes, insurance and other applicable property charges are included.
The rates are effective as of September 10, 2026, at 10:04 a.m. PT and may change without notice.
About AngelAi and Celligence LLC
AngelAi (www.AskAngel.Ai) was developed by Celligence LLC (www.celligence.com), a fintech and artificial intelligence company.
Celligence develops technology for financial services, including mobile applications, customer acquisition, retention algorithms and AI-based process automation. Its technology includes an AI system developed using evolving neural-cell architecture and its patented TLM engine.
Information about the warranty associated with AngelAi technology is available at:
AngelAi.com/warranty
Celligence continues to develop technology and file patents related to its financial-services systems.
Sun West Mortgage Company, Inc., Celligence LLC and AngelAi are separate from unaffiliated third parties. Third-party names and trademarks remain the property of their respective owners.
Media Contact Details
Sophie Michaels
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