The stocks in this article have caught Wall Street’s attention in a big way, with price targets implying returns above 20%. But investors should take these forecasts with a grain of salt because analysts typically say nice things about companies so their firms can win business in other product lines like M&A advisory.

Unlike the investment banks, we created StockStory to provide independent analysis that helps you determine which companies are truly worth following. That said, here are three stocks where Wall Street’s enthusiasm may be misplaced and some other investments worth exploring instead.

American Airlines (AAL)

Consensus Price Target: $17.62 (26.8% implied return)

One of the ‘Big Four’ airlines in the US, American Airlines (NASDAQ: AAL) is a major global air carrier that serves both business and leisure travelers through its domestic and international flights.

Why Should You Sell AAL?

1. Performance surrounding its revenue passenger miles has lagged its peers
2. Returns on capital are growing as management invests in more worthwhile ventures
3. High net-debt-to-EBITDA ratio of 9× increases the risk of forced asset sales or dilutive financing if operational performance weakens

American Airlines’s stock price of $13.90 implies a valuation ratio of 6.2x forward P/E. Dive into our free research report to see why there are better opportunities than AAL.

Trupanion (TRUP)

Consensus Price Target: $46.25 (69.7% implied return)

Born from a vision to help pet owners avoid economic euthanasia when faced with expensive veterinary bills, Trupanion (NASDAQ: TRUP) provides medical insurance for cats and dogs through data-driven, vertically-integrated products priced specifically for each pet's unique characteristics.

Why Are We Wary of TRUP?

1. Flat book value per share over the last five years suggest it must find different ways to enhance shareholder value during this cycle
2. Negative return on equity shows management lost money while trying to expand the business

At $27.26 per share, Trupanion trades at 2.6x forward P/B. Read our free research report to see why you should think twice about including TRUP in your portfolio.

Citigroup (C)

Consensus Price Target: $134.77 (17.2% implied return)

With operations in nearly 160 countries and a history dating back to 1812, Citigroup (NYSE: C) is a global financial services company that provides banking, investment, wealth management, and payment solutions to consumers, corporations, and governments.

Why Is C Not Exciting?

1. Scale is a double-edged sword because it limits the firm’s growth potential compared to its smaller competitors, as reflected in its below-average annual net interest income increases of 6% for the last five years
2. Annual tangible book value per share growth of 6.1% over the last two years lagged behind its banking peers as its large balance sheet made it difficult to generate incremental capital growth
3. Estimated tangible book value per share growth of 8.6% for the next 12 months is soft and implies weaker profitability

Citigroup is trading at $115.03 per share, or 1x forward P/B. If you’re considering C for your portfolio, see our FREE research report to learn more.

Stocks We Like More

Your portfolio can’t afford to be based on yesterday’s story. The risk in a handful of heavily crowded stocks is rising daily.

The names generating the next wave of massive growth are right here in our Top 5 Strong Momentum Stocks for this week. This is a curated list of our High Quality stocks that have generated a market-beating return of 244% over the last five years (as of June 30, 2025).

Stocks that made our list in 2020 include now familiar names such as Nvidia (+1,326% between June 2020 and June 2025) as well as under-the-radar businesses like the once-micro-cap company Kadant (+351% five-year return). Find your next big winner with StockStory today.