Filed Pursuant to Rule 424(b)(2)
File No. 333-73242
Pricing Supplement, dated October 7, 2003
To Prospectus dated November 19, 2001
Medium-Term Notes, Series 5
Due From Nine Months to 30 Years From Date of Issue
| PRINCIPAL AMOUNT | $50,000,000.00 | |
| ORIGINAL ISSUE DATE | October 9, 2003 | |
| MATURITY DATE | October 9, 2006 | |
| GLOBAL NOTE | Yes | |
| INITIAL INTEREST RATE | 1.60% | |
| INTEREST RATE BASIS | 3 Month Libor | |
| INDEX MATURITY | N/A | |
| SPREAD | +.45% | |
| INTEREST RATE RESET PERIOD | Two business days before the interest payment date | |
| INTEREST PAYMENT DATES | The notes will pay interest on each January 9, April 9, July 9 and October 9 commencing on January 9, 2004, and at maturity |
The proceeds from the issuance of the Note to which this Pricing Supplement relates will be used for:
| • | General corporate purposes, including investment in, or extensions of credit to, existing and future subsidiaries | ||
| • | Repayment of outstanding borrowings. |