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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549


FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (D) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of Earliest Event Reported): January 15, 2004

COMERICA INCORPORATED
(Exact Name of Registrant as Specified in its Charter)

         
Delaware   1-10706   38-1998421

 
 
(State or other jurisdiction of   (Commission File Number)   (IRS Employer Identification
Incorporation)       Number)

Comerica Tower at Detroit Center
500 Woodward Avenue, MC 3391
Detroit, Michigan 48226
(Address of principal executive offices) (zip code)

(800) 521-1190
(Registrant’s telephone number, including area code)

 


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SIGNATURE
Press Release dated January 15, 2004
Earnings Presentation Slides


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ITEMS 9 and 12. REGULATION FD DISCLOSURE AND DISCLOSURE OF RESULTS OF OPERATIONS AND FINANCIAL CONDITION

          The registrant today released its earnings for the quarter and year ended December 31, 2003. A copy of the press release and the presentation slides which will be discussed in the registrant’s webcast earnings call are attached hereto as Exhibits 99.1 and 99.2, respectively.

EXHIBITS

     
99.1   Press Release dated January 15, 2004
     
99.2   Earnings Presentation Slides

 


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SIGNATURE

          Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunder duly authorized.

                     
    COMERICA INCORPORATED    
                     
    By:   /s/ Jon W. Bilstrom
        Name:   Jon W. Bilstrom        
        Title:   Executive Vice President — Governance,        
            Regulatory Relations and Legal Affairs,        
            and Secretary        
                     
January 15, 2004                    

 


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EXHIBIT INDEX

     
Exhibit No.   Description
     
99.1   Press Release dated January 15, 2004
     
99.2   Earnings Presentation Slides