SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
July 28, 2003
(Date of earliest event reported)
Commission file number: 0-20167
NORTH COUNTRY FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)
MICHIGAN 38-2062816
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No)
130 SOUTH CEDAR STREET, MANISTIQUE, MI 49854
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (800) 200-7032
ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE
On July 25, 2003, North Country Financial Corporation, the holding
company for North Country Bank and Trust, issued a press release announcing
that, effective July 28, 2003, Mr. C. James Bess was appointed President and
Chief Executive Officer of the Corporation and the Bank. Mr. Bess is replacing
Mr. Louis J. Hollow who announced his retirement.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to the signed on its behalf by the
undersigned hereunto duly authorized.
NORTH COUNTRY FINANCIAL CORPORATION
Date: August 5, 2003 By: /s/ William T. Fitzgerald, Jr.
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William T. Fitzgerald, Jr.
Chief Financial Officer