UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended 12/31/05
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Check here if Amendment [ ]; Amendment Number:
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This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: PEAPACK GLADSTONE FINANCIAL CORPORATION
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Address: 158 Route 206 North
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Gladstone, NJ 07934
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Form 13F File Number: 28-
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The Institutional Investment Manager filing this report and the person by whom
it is signed represent that the person signing the report is authorized to
submit it, that all information contained herein is true, correct and complete,
and that it is understood that all required items, statements, schedules,
lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: ROY C. MILLER
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Title: Vice President
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Phone: 908 719 3306
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Signature, Place, and Date of Signing:
Roy C. Miller Gladstone, NJ 1/24/06
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[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check if all holdings of this reporting manager are
reported in this report.)
[ ] 13F NOTICE. (Check if no holdings reported are in this report, and all
holdings are reported in this report and a portion are reported by other
reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name
28-
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[Repeat as necessary.]
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
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Form 13F Information Table Entry Total: 9,938,737
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Form 13F Information Table Value Total: 409,041
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(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
No. Form 13F File Number Name
01 28 -
02 28 -
03 28 -
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------- -------------- ----- -------- -------- --- ---- ------- -------- ---- ------ ----
DAIMLERCHRYSLER AG ORD D1668R123 55 1080 SH DEFINED 748 332 0
ACCENTURE LTD CLASS A G1150G111 8 300 SH DEFINED 300 0 0
INGERSOLL RAND COMPANY CLASS A COMMON G4776G101 96 2400 SH SOLE 2400 0 0
INGERSOLL RAND COMPANY CLASS A COMMON G4776G101 508 12594 SH DEFINED 12460 134 0
MONTPELIER RE HLD G62185106 37 2000 SH SOLE 2000 0 0
NABORS INDUSTRIES LTD COM G6359F103 1024 13525 SH SOLE 13225 0 300
NABORS INDUSTRIES LTD COM G6359F103 242 3200 SH DEFINED 2900 300 0
NOBLE CORP G65422100 2 40 SH SOLE 40 0 0
WP STEWART & CO G84922106 68 2900 SH SOLE 2900 0 0
TRANSOCEAN INC G90078109 980 14070 SH SOLE 14070 0 0
TRANSOCEAN INC G90078109 466 6692 SH DEFINED 3792 2900 0
ALCON INC H01301102 1427 11015 SH SOLE 11015 0 0
ALCON INC H01301102 926 7150 SH DEFINED 6350 600 200
GILAT SATELLITE NETWORKS LTD M51474118 0 120 SH SOLE 120 0 0
ORTHOFIX INTERNATIONAL N.V. N6748L102 1 44 SH SOLE 44 0 0
FLEXTRONICS INTERNATIONAL Y2573F102 26 2500 SH DEFINED 1800 0 700
TEEKAY LNG PARTNERS L P PARTNERSHIP UNITS Y8564M105 59 2000 SH DEFINED 2000 0 0
TEEKAY SHIPPING CORP Y8564W103 79 2000 SH DEFINED 2000 0 0
ACCO BRANDS CORP 00081T108 327 13375 SH SOLE 13375 0 0
ACCO BRANDS CORP 00081T108 162 6626 SH DEFINED 6016 534 76
AFLAC INCORPORATED 001055102 48 1045 SH SOLE 1045 0 0
AFLAC INCORPORATED 001055102 67 1450 SH DEFINED 250 1200 0
AGCO CORPORATION 001084102 16 1000 SH DEFINED 1000 0 0
AGL RESOURCES INC COM 001204106 6 174 SH DEFINED 174 0 0
AES CORPORATION 00130H105 13 833 SH SOLE 833 0 0
AES CORPORATION 00130H105 30 1905 SH DEFINED 1905 0 0
AT&T INC 00206R102 360 14725 SH SOLE 14725 0 0
AT&T INC 00206R102 625 25536 SH DEFINED 23521 15 2000
AVI BIOPHARMA INC 002346104 144 42000 SH DEFINED 42000 0 0
AASTROM BIOSCIENCES 00253U107 7 3500 SH DEFINED 3500 0 0
ABBOTT LABS COM 002824100 316 8021 SH SOLE 8021 0 0
ABBOTT LABS COM 002824100 573 14536 SH DEFINED 10936 3600 0
ABERCROMBIE & FITCH 002896207 19 300 SH DEFINED 300 0 0
ABBEY NATIONAL PLC 7.375% PFD 002920700 31 1200 SH SOLE 1200 0 0
ADAMS EXPRESS COMPANY 006212104 13 1085 SH DEFINED 1085 0 0
ADESA INC 00686U104 9 400 SH DEFINED 400 0 0
ADOBE SYSTEMS INCORPORATED 00724F101 3914 105945 SH SOLE 105245 0 700
ADOBE SYSTEMS INCORPORATED 00724F101 1938 52455 SH DEFINED 43880 7175 1400
ADVANTAGE ENERGY INCOME FUND TRUST UNIT 00762L101 67 3500 SH DEFINED 3500 0 0
AGERE SYS INC COMMON 00845V308 0 75 SH DEFINED 75 0 0
AGILENT TECHNOLOGIES 00846U101 17 538 SH DEFINED 157 381 0
AIM REAL ESTATE INCOME FUND 00888R107 61 4100 SH SOLE 4100 0 0
AIR PRODUCTS & CHEMICALS INC 009158106 1966 33233 SH SOLE 32263 0 970
AIR PRODUCTS & CHEMICALS INC 009158106 953 16115 SH DEFINED 14290 1825 0
AIRTRAN HOLDINGS INC COM 00949P108 1 100 SH DEFINED 100 0 0
ALBERTO CULVER CO COM 013068101 637 13925 SH SOLE 13575 0 350
ALBERTO CULVER CO COM 013068101 123 2700 SH DEFINED 1850 300 550
ALCOA INC COM 013817101 2 100 SH SOLE 100 0 0
ALCOA INC COM 013817101 1 37 SH DEFINED 0 37 0
ALLERGAN INC COM 018490102 50 467 SH DEFINED 200 267 0
ALLETE INC COM NEW 018522300 5 133 SH DEFINED 133 0 0
ALLIANCE CAPITAL MANAGEMENT HOLDING LP 01855A101 16 300 SH SOLE 300 0 0
ALLIANCE CAPITAL MANAGEMENT HOLDING LP 01855A101 12 225 SH DEFINED 225 0 0
ALLIANCE RESOURCE PARTNERS L P 01877R108 74 2000 SH DEFINED 2000 0 0
ALLIANT ENERGY CORP COM 018802108 13 480 SH SOLE 480 0 0
ALLIANT ENERGY CORP COM 018802108 59 2132 SH DEFINED 2132 0 0
ALLIED CAPITAL CORP NEW 01903Q108 58 2000 SH SOLE 2000 0 0
ALLIED IRISH BANKS PLC ADR 019228402 21 500 SH SOLE 500 0 0
ALLSTATE CORP COM 020002101 145 2700 SH SOLE 2700 0 0
ALLSTATE CORP COM 020002101 85 1584 SH DEFINED 1184 400 0
ALLTELL CORPORATION 020039103 456 7234 SH SOLE 7234 0 0
ALLTELL CORPORATION 020039103 197 3125 SH DEFINED 2058 1067 0
ALTRIA GROUP INC 02209S103 22 305 SH SOLE 305 0 0
ALTRIA GROUP INC 02209S103 665 8900 SH DEFINED 8400 0 500
AMBAC FINANCIAL GROUP INC 023139108 131 1700 SH DEFINED 1700 0 0
AMEREN CORP COM 023608102 138 2700 SH DEFINED 2700 0 0
AMERICA MOVIL ADR 02364W105 35 1200 SH DEFINED 1200 0 0
AMERICAN ELEC PWR INC COM 025537101 99 2670 SH SOLE 2670 0 0
AMERICAN ELEC PWR INC COM 025537101 123 3326 SH DEFINED 3326 0 0
AMERICAN EXPRESS CO COM 025816109 141 2751 SH SOLE 2751 0 0
AMERICAN EXPRESS CO COM 025816109 401 7800 SH DEFINED 7800 0 0
AMERICAN INTERNATIONAL GROUP 026874107 2610 38269 SH SOLE 37869 0 400
AMERICAN INTERNATIONAL GROUP 026874107 2440 35767 SH DEFINED 28875 5817 1075
AMERICAN REALTY INVESTORS, INC. 029174109 3 417 SH DEFINED 0 417 0
AMERICAN STANDARD COMPANIES INC 029712106 59 1500 SH DEFINED 0 1500 0
AMERICAN STATES WATER CO 029899101 4 150 SH SOLE 150 0 0
AMERICAN TOWER CORP CLASS A 029912201 8 330 SH DEFINED 330 0 0
AMERIPRISE FINANCIAL INC 03076C106 22 550 SH SOLE 550 0 0
AMERIPRISE FINANCIAL INC 03076C106 38 940 SH DEFINED 940 0 0
AMETEK INC (NEW) 031100100 23 560 SH DEFINED 560 0 0
AMGEN INC 031162100 1769 22438 SH SOLE 21938 0 500
AMGEN INC 031162100 606 7685 SH DEFINED 7140 545 0
AMSOUTH BANCORPORATION 032165102 44 1687 SH DEFINED 1687 0 0
ANADARKO PETE CORP COM 032511107 98 1035 SH SOLE 1035 0 0
ANADARKO PETE CORP COM 032511107 867 9154 SH DEFINED 8254 0 900
ANGLO AMERICAN PLC ADR 03485P102 6 200 SH SOLE 200 0 0
ANGLOGOLD LIMITED ADR'S PV R0.50 035128206 14 300 SH DEFINED 300 0 0
ANHEUSER BUSCH COS INC COM 035229103 8 200 SH SOLE 200 0 0
ANHEUSER BUSCH COS INC COM 035229103 261 6084 SH DEFINED 5667 67 350
ANTHRACITE CAPITAL INC 037023108 21 2000 SH SOLE 2000 0 0
AON CORP 037389103 99 2772 SH SOLE 2772 0 0
APACHE CORPORATION 037411105 195 2850 SH SOLE 2850 0 0
APOLLO GROUP INC CL A 037604105 56 940 SH DEFINED 540 0 400
APPLE COMPUTER INC 037833100 30 425 SH SOLE 425 0 0
APPLE COMPUTER INC 037833100 15 220 SH DEFINED 0 220 0
APPLEBEE'S INTL INC 037899101 507 22480 SH SOLE 21580 0 900
APPLEBEE'S INTL INC 037899101 407 18056 SH DEFINED 14486 2670 900
APPLERA CORP COM CELERA GENOMICS GROUP 038020202 0 13 SH DEFINED 13 0 0
APPLIED MATERIALS INC 038222105 15 850 SH SOLE 850 0 0
APPLIED MATERIALS INC 038222105 62 3500 SH DEFINED 3500 0 0
AQUA AMERICA INC 03836W103 803 29459 SH SOLE 29459 0 0
AQUA AMERICA INC 03836W103 716 26259 SH DEFINED 24854 606 799
ARCHER-DANIELS-MIDLAND COMPANY 039483102 2 100 SH SOLE 100 0 0
ARGON ST INC COM 040149106 9 300 SH DEFINED 300 0 0
ASHLAND INC NEW 044209104 26 466 SH DEFINED 466 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 60 1248 SH SOLE 1248 0 0
ATLAS PIPELINE LTD PARTNERSHIP 049392103 8 200 SH DEFINED 200 0 0
ATMOS ENERGY 049560105 78 3000 SH DEFINED 3000 0 0
AUTHENTIDATE HOLDING CORP 052666104 1 1000 SH SOLE 1000 0 0
AUTOMATIC DATA PROCESSING 053015103 3128 68167 SH SOLE 67617 0 550
AUTOMATIC DATA PROCESSING 053015103 1883 41030 SH DEFINED 35680 4300 1050
AVATAR HOLDINGS INC 053494100 27 500 SH SOLE 500 0 0
AVAYA INC COM USD .01 053499109 2 276 SH SOLE 276 0 0
AVAYA INC COM USD .01 053499109 0 46 SH DEFINED 46 0 0
AVERY DENNISON CORP 053611109 19 350 SH DEFINED 350 0 0
AVON PRODUCTS 054303102 5 200 SH DEFINED 200 0 0
AXA ADR 054536107 1 34 SH SOLE 34 0 0
AXA ADR 054536107 9 300 SH DEFINED 300 0 0
BB&T CORP 054937107 19 472 SH SOLE 472 0 0
BCE INC COM 05534B109 2 100 SH SOLE 100 0 0
BJ SERVICES CO 055482103 605 16525 SH SOLE 16525 0 0
BJ SERVICES CO 055482103 663 18100 SH DEFINED 16500 1200 400
BOC GROUP PLC ADR 055617609 20 500 SH DEFINED 500 0 0
BP PLC 055622104 1169 18209 SH SOLE 18109 0 100
BP PLC 055622104 2173 33845 SH DEFINED 32245 1600 0
BAKER HUGHES INCORPORATED COMMON 057224107 6 100 SH SOLE 100 0 0
BALL CORP 058498106 5 133 SH DEFINED 0 133 0
BALLARD POWER SYSTEMS INC 05858H104 1 400 SH DEFINED 400 0 0
BANK AMERICA CORP COM 060505104 4810 104239 SH SOLE 103139 0 1100
BANK AMERICA CORP COM 060505104 4823 104522 SH DEFINED 96162 7885 475
BANK OF NEW YORK INC 064057102 194 6102 SH SOLE 6102 0 0
BANK OF NEW YORK INC 064057102 34 1068 SH DEFINED 1068 0 0
BK NOVA SCOTIA LA BANQUE DE NOUVELLE ECOSSE 064149107 8 214 SH SOLE 214 0 0
BARCLAYS PLC ADR 06738E204 8 200 SH SOLE 200 0 0
BARNES & NOBLE INC 067774109 34 800 SH DEFINED 0 0 800
BARR PHARMACEUTICAL INC 068306109 80 1300 SH DEFINED 0 0 1300
BAUSCH & LOMB INC COM 071707103 67 1000 SH SOLE 1000 0 0
BAXTER INTERNATIONAL 071813109 37 1000 SH SOLE 1000 0 0
BAXTER INTERNATIONAL 071813109 37 1000 SH DEFINED 1000 0 0
BAY VIEW CAPITAL CORP NEW 07262L309 3 200 SH DEFINED 200 0 0
BECTON DICKINSON & COMPANY 075887109 81 1350 SH DEFINED 1200 150 0
BED BATH & BEYOND 075896100 45 1254 SH DEFINED 754 500 0
BEDFORD PROPERTY INVESTORS INC 076446301 2 100 SH DEFINED 100 0 0
BELLSOUTH CORP COM 079860102 195 7210 SH SOLE 7210 0 0
BELLSOUTH CORP COM 079860102 366 13516 SH DEFINED 12416 700 400
BEMA GOLD CORPORATION 08135F107 29 10000 SH DEFINED 0 10000 0
BERKSHIRE HATHAWAY CLASS 'B'COMMON 084670207 29 10 SH SOLE 10 0 0
BERKSHIRE HATHAWAY CLASS 'B'COMMON 084670207 29 10 SH DEFINED 10 0 0
BERRY PETROLEUM 085789105 17 300 SH DEFINED 300 0 0
BEST BUY COMPANY INC 086516101 118 2733 SH SOLE 2733 0 0
BEST BUY COMPANY INC 086516101 309 7121 SH DEFINED 6221 900 0
BIOGEN IDEC INC 09062X103 10 225 SH SOLE 225 0 0
BIOVAIL CORPORATION 09067J109 64 2700 SH DEFINED 2700 0 0
BLACK & DECKER CORP COM 091797100 34 400 SH DEFINED 400 0 0
BLACKROCK NJ MUNICIPAL INCOME TRUST 09248J101 10 643 SOLE 643 0 0
BLACKROCK NEW JERSEY MUNICIPAL BOND TR 09249A109 57 3400 SOLE 3400 0 0
BLACKROCK CORE COND TRUST 09249E101 5 400 SH SOLE 400 0 0
BLACKROCK DIVIDEND ACHVRS TR 09250N107 4 400 SH DEFINED 400 0 0
BLOCK H & R INC COM 093671105 39 1600 SH DEFINED 1600 0 0
BOEING CO COM 097023105 37 530 SH SOLE 530 0 0
BOEING CO COM 097023105 35 500 SH DEFINED 200 300 0
BOSTON PROPERTIES INC. 101121101 18 250 SH SOLE 250 0 0
BOSTON SCIENTIFIC CORP. 101137107 29 1200 SH DEFINED 1200 0 0
BRIGGS & STRATTON CORPORATION 109043109 9 238 SH SOLE 238 0 0
THE BRINK'S COMPANY 109696104 19 400 SH SOLE 400 0 0
BRISTOL-MYERS SQUIBB 110122108 715 31153 SH SOLE 31153 0 0
BRISTOL-MYERS SQUIBB 110122108 1433 62406 SH DEFINED 60206 1200 1000
BROADCOM CORPORATION COM 111320107 14 300 SH DEFINED 0 0 300
BROWN FORMAN DISTILLERS CORPCLASS 'A' VOTING 115637100 28 400 SH DEFINED 400 0 0
BUCKEYE PIPELINE PARTNERS LP 118230101 626 14832 SH SOLE 14832 0 0
BUCKEYE PIPELINE PARTNERS LP 118230101 483 11450 SH DEFINED 10950 500 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 53 750 SH SOLE 750 0 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 258 3649 SH DEFINED 2529 1120 0
BURLINGTON RESOURCES 122014103 185 2150 SH DEFINED 2000 150 0
CRACKER BARREL GROUP INC 12489V106 60 1725 SH SOLE 1725 0 0
CIT GROUP INC NEW 125581108 15 300 SH SOLE 300 0 0
CSX CORP COM 126408103 50 1000 SH DEFINED 1000 0 0
CVS CORP COM 126650100 31 1200 SH SOLE 1200 0 0
CVS CORP COM 126650100 447 16930 SH DEFINED 10730 6200 0
CABELAS INC 126804301 49 3000 SH SOLE 3000 0 0
CACI INTL INC CLASS A 127190304 441 7700 SH SOLE 7700 0 0
CACI INTL INC CLASS A 127190304 74 1300 SH DEFINED 1300 0 0
CAL DIVE INTL INC 127914109 50 1400 SH DEFINED 1400 0 0
CALIPER LIFE SCIENCES INC 130872104 12 2200 SH SOLE 2200 0 0
CAMBREX CORP 132011107 41 2200 SH SOLE 2200 0 0
CAMPBELL SOUP CO COM 134429109 2 100 SH SOLE 100 0 0
CAMPBELL SOUP CO COM 134429109 59 2000 SH DEFINED 2000 0 0
CANADIAN NATIONAL RY CO 136375102 7 100 SH SOLE 100 0 0
CANADIAN NATURAL RESOURCES LTD 136385101 4 100 SH SOLE 100 0 0
CANADIAN NATURAL RESOURCES LTD 136385101 29 600 SH DEFINED 600 0 0
CAPITAL ONE FINANCIAL 14040H105 2758 31932 SH SOLE 31132 0 800
CAPITAL ONE FINANCIAL 14040H105 1186 13735 SH DEFINED 12360 500 875
CARDINAL HEALTH 14149Y108 24 350 SH SOLE 350 0 0
CARDINAL HEALTH 14149Y108 13 200 SH DEFINED 200 0 0
CAREER EDUCATION CORP 141665109 230 6850 SH DEFINED 5850 0 1000
CAREMARK RX INC 141705103 10 200 SH DEFINED 200 0 0
CATERPILLAR INC 149123101 63 1100 SH SOLE 1100 0 0
CATERPILLAR INC 149123101 487 8434 SH DEFINED 7584 850 0
CCE SPINCO, INC 14985W109 0 37 SH DEFINED 37 0 0
CEDAR FAIR L.P. 150185106 5 200 SH DEFINED 200 0 0
CELGENE CORPORATION 151020104 32 500 SH SOLE 500 0 0
CELGENE CORPORATION 151020104 38 600 SH DEFINED 600 0 0
CENDANT CORPORATION 151313103 1 100 SH SOLE 100 0 0
CENDANT CORPORATION 151313103 10 600 SH DEFINED 600 0 0
CENTER BANCORP INC COM 151408101 87 7999 SH SOLE 7999 0 0
CENTER BANCORP INC COM 151408101 109 10032 SH DEFINED 10032 0 0
CENTERPOINT ENERGY INC 15189T107 14 1100 SH DEFINED 1100 0 0
CENTURY BANCORP INC CL A 156432106 32 1100 SH SOLE 1100 0 0
CENTURYTEL INC 156700106 92 2800 SH SOLE 2800 0 0
CERADYNE INC 156710105 7 162 SH SOLE 162 0 0
CERTEGY INC 156880106 34 850 SH SOLE 850 0 0
CERTEGY INC 156880106 13 325 SH DEFINED 325 0 0
CHESAPEAKE ENERGY CORP 165167107 63 2000 SH DEFINED 2000 0 0
CHEVRON CORPORATION 166764100 3754 66136 SH SOLE 64936 0 1200
CHEVRON CORPORATION 166764100 2838 50009 SH DEFINED 43526 6283 200
CHICAGO BRIDGE & IRON N.V. 167250109 390 15500 SH SOLE 15500 0 0
CHICAGO BRIDGE & IRON N.V. 167250109 173 6900 SH DEFINED 6700 200 0
CHINA MOBILE HONG KONG LTD ADR 16941M109 110 4600 SH DEFINED 1800 0 2800
CHOICEPOINT INC COM 170388102 62 1400 SH DEFINED 0 0 1400
THE CHUBB CORPORATION 171232101 2451 25105 SH SOLE 25105 0 0
THE CHUBB CORPORATION 171232101 1932 19790 SH DEFINED 17490 2300 0
CHURCH & DWIGHT INC COM 171340102 23 700 SH DEFINED 0 700 0
CIMAREX ENERGY CO 171798101 86 2000 SH DEFINED 2000 0 0
CINERGY CORP 172474108 23 550 SH DEFINED 550 0 0
CISCO SYS INC 17275R102 2292 134011 SH SOLE 131111 0 2900
CISCO SYS INC 17275R102 1165 68116 SH DEFINED 59826 6890 1400
CINTAS CORP 172908105 1300 31610 SH SOLE 31610 0 0
CINTAS CORP 172908105 511 12425 SH DEFINED 10125 1750 550
CITIGROUP INC 172967101 3376 69592 SH SOLE 67842 0 1750
CITIGROUP INC 172967101 3966 81747 SH DEFINED 76410 5337 0
CITY NATIONAL CORP 178566105 7 100 SH SOLE 100 0 0
CLEAR CHANNEL COMMUNICATIONS 184502102 9 300 SH DEFINED 300 0 0
CLOROX CO DEL COM 189054109 91 1600 SH SOLE 1600 0 0
CLOROX CO DEL COM 189054109 5 100 SH DEFINED 100 0 0
COACH INC. 189754104 6 200 SH SOLE 200 0 0
COACH INC. 189754104 40 1200 SH DEFINED 1200 0 0
COCA COLA CO COM 191216100 118 2934 SH SOLE 2934 0 0
COCA COLA CO COM 191216100 443 11012 SH DEFINED 6137 0 4875
COGNIZANT TECHNOLOGY CO 192446102 42 846 SH DEFINED 846 0 0
COHEN & STEERS SELECT UTIL FD 19248A109 10 500 SH SOLE 500 0 0
COLEY PHARMACEUTICAL GROUP INC 19388P106 8 550 SH SOLE 550 0 0
COLGATE PALMOLIVE CO COM 194162103 822 14990 SH SOLE 14890 0 100
COLGATE PALMOLIVE CO COM 194162103 552 10075 SH DEFINED 9992 83 0
COMCAST CORP NEW CLASS A 20030N101 49 1919 SH SOLE 1919 0 0
COMCAST CORP NEW CLASS A 20030N101 120 4647 SH DEFINED 4481 166 0
COMERICA INC. CO 200340107 21 375 SH DEFINED 375 0 0
COMMERCE BANCORP NJ 200519106 10 300 SH SOLE 300 0 0
CAMPANHIA VALE DO RIO DOCE SPONSORED ADR 204412209 12 300 SH DEFINED 300 0 0
COMPASS BANCSHARES INC COM 20449H109 12 250 SH SOLE 250 0 0
CONAGRA FOODS INC COM 205887102 28 1400 SH SOLE 1400 0 0
CONAGRA FOODS INC COM 205887102 12 600 SH DEFINED 600 0 0
CONOCOPHILLIPS CORP 20825C104 86 1480 SH SOLE 1480 0 0
CONOCOPHILLIPS CORP 20825C104 1166 20046 SH DEFINED 16602 1444 2000
CONSOLIDATED EDISON COM 209115104 234 5061 SH SOLE 5061 0 0
CONSOLIDATED EDISON COM 209115104 40 884 SH DEFINED 884 0 0
CONSTELLATION BRANDS INC CL A 21036P108 1084 41380 SH SOLE 41180 0 200
CONSTELLATION BRANDS INC CL A 21036P108 1301 49650 SH DEFINED 46050 700 2900
CONSTELLATION ENERGY GROUP INC COM 210371100 11 206 SH SOLE 206 0 0
CONSTELLATION ENERGY GROUP INC COM 210371100 51 900 SH DEFINED 900 0 0
CONTINENTAL AIRLINES INC CL B 210795308 42 2000 SH SOLE 2000 0 0
CONTINENTAL AIRLINES INC CL B 210795308 25 1200 SH DEFINED 1200 0 0
CORINTHIAN COLLEGES INC 218868107 2 200 SH DEFINED 200 0 0
CORN PRODS INTL INC COM 219023108 28 1200 SH DEFINED 1200 0 0
CORNING INC 219350105 76 3900 SH SOLE 3900 0 0
CORNING INC 219350105 99 5050 SH DEFINED 5050 0 0
CORPORATE HIGH YIELD FUND III INC 219925104 14 2000 SH DEFINED 2000 0 0
CORRECTIONS CORP AMER NEW 22025Y407 4 100 SH DEFINED 100 0 0
COSTCO WHOLESALE CORPORATION 22160K105 3845 77727 SH SOLE 77077 0 650
COSTCO WHOLESALE CORPORATION 22160K105 2225 44995 SH DEFINED 38820 4875 1300
COUSINS PROPERTIES 222795106 5 200 SH SOLE 200 0 0
CRESCENT REAL ESTATE EQUITIES COMPANY 225756105 3 200 SH SOLE 200 0 0
CUMMINS ENGINE INC 231021106 179 2000 SH DEFINED 2000 0 0
CYTEC INDUSTRIES INC 232820100 0 10 SH SOLE 10 0 0
DPL INC COM 233293109 16 636 SH SOLE 636 0 0
DTE ENERGY CO COM 233331107 76 1775 SH SOLE 1775 0 0
DTE ENERGY CO COM 233331107 177 4105 SH DEFINED 4105 0 0
DARDEN RESTAURANTS 237194105 28 725 SH SOLE 725 0 0
DARDEN RESTAURANTS 237194105 38 1000 SH DEFINED 1000 0 0
DEAN FOODS COMPANY 242370104 67 1800 SH DEFINED 500 1300 0
DECODE GENETICS INC 243586104 5 619 SH DEFINED 619 0 0
DEERE & COMPANY 244199105 282 4145 SH SOLE 4145 0 0
DEERE & COMPANY 244199105 716 10525 SH DEFINED 10025 0 500
DEL MONTE FOODS CO 24522P103 3 300 SH SOLE 300 0 0
DEL MONTE FOODS CO 24522P103 1 132 SH DEFINED 132 0 0
DELL INC 24702R101 2214 73941 SH SOLE 73091 0 850
DELL INC 24702R101 1771 59140 SH DEFINED 52415 5175 1550
DELTIC TIMBER CORP 247850100 155 3000 SH DEFINED 3000 0 0
DEVELOPERS DIVERSIFIED 251591103 8 179 SH DEFINED 179 0 0
DEVON ENERGY CORPORATION NEW COM 25179M103 30 481 SH SOLE 481 0 0
DIAMONDS TRUST SER I 252787106 39 370 SH SOLE 370 0 0
DIAMONDS TRUST SER I 252787106 10 100 SH DEFINED 100 0 0
DIEBOLD INC 253651103 167 4400 SH DEFINED 4400 0 0
DIRECTV GROUP INC 25459L106 19 1388 SH SOLE 1388 0 0
DIRECTV GROUP INC 25459L106 12 915 SH DEFINED 903 12 0
DISNEY WALT CO COM DISNEY 254687106 2671 111508 SH SOLE 109658 0 1850
DISNEY WALT CO COM DISNEY 254687106 1890 78888 SH DEFINED 69855 9033 0
DOLLAR TREE STORES INC 256747106 4 200 SH DEFINED 200 0 0
DOMINION RES INC 25746U109 604 7833 SH SOLE 7833 0 0
DOMINION RES INC 25746U109 1042 13509 SH DEFINED 11423 2086 0
DONALDSON INC 257651109 378 11900 SH SOLE 11900 0 0
DONALDSON INC 257651109 336 10575 SH DEFINED 10575 0 0
DORCHESTER MINERALS LP 25820R105 1 60 SH SOLE 60 0 0
DOVER CORPORATION 260003108 79 1965 SH SOLE 1965 0 0
DOW CHEM CO COM 260543103 408 9323 SH SOLE 9323 0 0
DOW CHEM CO COM 260543103 552 12606 SH DEFINED 10169 637 1800
DREMAN CLAYMORE DIVIDEND & INCOME FUND 26153R100 157 8700 SH SOLE 8700 0 0
DREYFUS MUNICIPAL INCOME 26201R102 4 500 SOLE 500 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 315 7427 SH SOLE 7427 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 486 11442 SH DEFINED 10242 0 1200
DUKE ENERGY CORP COM 264399106 764 27869 SH SOLE 27869 0 0
DUKE ENERGY CORP COM 264399106 681 24833 SH DEFINED 22033 2800 0
DUN & BRADSTREET CORP DEL NEW COM 26483E100 40 600 SH SOLE 600 0 0
DYAX CORPORATION 26746E103 9 1800 SH SOLE 1800 0 0
E M C CORPORATION 268648102 1923 141225 SH SOLE 137825 0 3400
E M C CORPORATION 268648102 1234 90610 SH DEFINED 79810 10800 0
ENSCO INTERNATIONAL INC 26874Q100 8 200 SH SOLE 200 0 0
ENSCO INTERNATIONAL INC 26874Q100 13 300 SH DEFINED 300 0 0
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