Filed Under Rule 424(b)(2), Registration Statement No. 333-131159
Pricing Supplement No. 46 dated January 22, 2008
To Prospectus Dated January 19, 2006 and Prospectus Supplement Dated February 10, 2006
CUSIP
Number
Price to
Public
Gross
Concession
Coupon
Type
Interest
Rate
Interest
Payment
Frequency
Maturity
Date
1st Interest
Payment
Date
1st Interest
Payment Amount
Per Thousand Dollars
of Principal Amount
Survivor's
Option
Ranking Moody's Rating S & P
Rating
Fitch
Rating
12557WSU6 100.000% 0.300% FIXED 6.000% SEMI-ANNUAL 07/15/2009 07/15/2008 $27.50 YES Senior Unsecured Notes A2 A A
Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: Bear, Stearns & Co. Inc., Charles Schwab & Co., Inc., Citigroup, Edward D. Jones & Co., L.P., Merrill Lynch & Co., Morgan Stanley, Raymond James, RBC Capital Markets, UBS Securities LLC, Wachovia Securities
CUSIP
Number
Price to
Public
Gross
Concession
Coupon
Type
Interest
Rate
Interest
Payment
Frequency
Maturity
Date
1st Interest
Payment
Date
1st Interest
Payment Amount
Per Thousand Dollars
of Principal Amount
Survivor's
Option
Ranking Moody's Rating S & P
Rating
Fitch
Rating
12557WSV4 100.000% 0.625% FIXED 6.500% SEMI-ANNUAL 01/15/2011 07/15/2008 $29.79 YES Senior Unsecured Notes A2 A A
Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: Bear, Stearns & Co. Inc., Charles Schwab & Co., Inc., Citigroup, Edward D. Jones & Co., L.P., Merrill Lynch & Co., Morgan Stanley, Raymond James, RBC Capital Markets, UBS Securities LLC, Wachovia Securities
CUSIP
Number
Price to
Public
Gross
Concession
Coupon
Type
Interest
Rate
Interest
Payment
Frequency
Maturity
Date
1st Interest
Payment
Date
1st Interest
Payment Amount
Per Thousand Dollars
of Principal Amount
Survivor's
Option
Ranking Moody's Rating S & P
Rating
Fitch
Rating
12557WSW2 100.000% 1.000% FIXED 7.500% SEMI-ANNUAL 01/15/2013 07/15/2008 $34.38 YES Senior Unsecured Notes A2 A A
Redemption Information: Callable at 100.000% on 01/15/2009 and every interest payment date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: Bear, Stearns & Co. Inc., Charles Schwab & Co., Inc., Citigroup, Edward D. Jones & Co., L.P., Merrill Lynch & Co., Morgan Stanley, Raymond James, RBC Capital Markets, UBS Securities LLC, Wachovia Securities
The CIT InterNotes due 01/15/2013 will be subject to redemption at the option of CIT Group Inc., in whole or from time to time in part on the interest payment date occurring 01/15/2009 and on any interest payment date thereafter at a redemption price equal to 100% of the principal amount of the CIT InterNotes due 01/15/2013 plus accrued interest thereon, if any, upon at least 30 days prior notice to the noteholder and the trustee, as described in the prospectus supplement.


Offering Dates: Tuesday, January 22, 2008 through Monday, January 28, 2008
Trade Date: Monday, January 28, 2008 @12:00 PM ET
Settle Date: Thursday, January 31, 2008 
Minimum Denomination/Increments: $1,000.00/$1,000.00
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC Number: 0235 via RBC Dain Rauscher Inc.
Trustee: The Bank of New York, as successor in interest to JPMorgan Chase Bank, N.A.

These security ratings are not a recommendation to buy, sell or hold the securities offered hereby. The ratings may be subject to revision or withdrawal at any time by Moody's, Standard and Poor's and Fitch Ratings. Each of the security ratings included in this pricing supplement should be evaluated independently of any other security rating.

If the maturity date, date of earlier redemption or repayment or an interest payment date for any note is not a business day (as such term is defined in the prospectus supplement), principal, premium, if any, and interest for that note will be paid on the next business day, and no interest will accrue on the amount payable from, and after, the maturity date, date of earlier redemption or repayment or such interest payment date.

InterNotes® is a registered trademark of Incapital Holdings LLC.  All Rights Reserved.

CIT Group Inc.
$ 3,000,000,000 CIT InterNotes