UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 4, 2004 First Defiance Financial Corp. ------------------------------ (Exact name of registrant as specified in its charter) Ohio 0-26850 34-1803915 ------------------------------- ----------- ---------------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 601 Clinton Street, Defiance, Ohio 43512 ----------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (419) 782-5015 ------------- -------------------------------------------------------------------------- (Former name or former address, if changed since last report) ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE On August 4, 2004, First Defiance Financial Corp. ("First Defiance") and ComBanc, Inc. ("ComBanc") entered into an Agreement and Plan of Merger, a copy of which is attached as Exhibit 2 hereto, pursuant to which ComBanc will be merged with and into First Defiance, with First Defiance as the surviving corporation (the "Merger"). ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS (a) Financial Statements None. The financial information included in this report is not required to be filed as part of this report. (b) Pro Forma Financial Information None. (c) Exhibits Exhibit_2 Agreement and Plan of Merger dated as of August 4, 2004 by and among First Defiance Financial Corp., First Federal Bank of the Midwest, ComBanc, Inc., and The Commercial Bank SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned hereunto duly authorized. First Defiance Financial Corp. By: /s/ John C. Wahl ------------------------------------------------- John C. Wahl Executive Vice President/ Chief Financial Officer Date: August 9, 2004