UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 21, 2003
First Defiance Financial Corp.
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(Exact name of registrant as specified in its charter)
Ohio 0-26850 34-1803915
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(State or other jurisdiction of (Commission (IRS Employer
incorporation) File Number) Identification No.)
601 Clinton Street, Defiance, Ohio 43512
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (419) 782-5015
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(Former name or former address, if changed since last report)
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
(a) Financial Statements
None. The financial information included in this report is not
required to be filed as part of this report.
(b) Pro Forma Financial Information
None.
(c) Exhibits
Exhibit 99.1 First Defiance Financial Corp. Press Release dated July 21,
2003 titled "First Defiance Announces Second Quarter Earnings"
ITEM 9. REGULATION FD DISCLOSURES/RESULTS OF OPERATIONS AND FINANCIAL CONDITION
PROVIDED UNDER ITEM 12 PURSUANT TO RELEASE 34-47583
On July 21, 2003, First Defiance Financial Corp. issued a press release
announcing its earnings for the three-month period ended June 30, 2003. A copy
of this press release and related earnings tables are furnished herein as
Exhibit 99.1. This information is being furnished under Item 9 as provided in
the Commission's final rule; interim guidance regarding Form 8-K Item 11 and
Item 12 filing requirements (Release No. 34-47583).
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this Current Report on Form 8-K to be signed on its
behalf by the undersigned hereunto duly authorized.
First Defiance Financial Corp.
By: /s/ John C. Wahl
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John C. Wahl
Executive Vice President
Chief Financial Officer
Date: July 22, 2003