13F-HR
                             ELECTRONIC 13F REPORT
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                    FORM 13F

                               FORM 13F COVER PAGE

REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 6/29/01

CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.):  ( ) IS A RESTATEMENT.
                                   ( ) ADDS NEW HOLDINGS ENTRIES

INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:

NAME:    Old National Trust Co
ADDRESS: 420 Main Street 16th floor
         Evansville, IN 47708

THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.


PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:

NAME:     Ron Vogel
TITLE:    Vice President
PHONE:    (812)464-1589
SIGNATURE,PLACE,AND DATE OF SIGNING:

    Ron Vogel                      Evansville, IN           7/4/01


REPORT TYPE (CHECK ONLY ONE.):

( X)        13F HOLDINGS REPORT

(  )        13F NOTICE

(  )        13F COMBINATION REPORT


LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
  NONE


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.

                              FORM 13F SUMMARY PAGE


REPORT SUMMARY:

NUMBER OF OTHER INCLUDED MANAGERS:        0

FORM 13F INFORMATION TABLE ENTRY TOTAL:    917

FORM 13F INFORMATION TABLE VALUE TOTAL:             $602,521

                                                                          
                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

A G EDWARDS INC                COMMON STOCK     281760108      130     2893 SH       DEFINED                2893        0        0
ABBOTT LABS                    COMMON STOCK     002824100     2032    42327 SH       DEFINED               41327        0     1000
ABBOTT LABS                    COMMON STOCK     002824100      588    12257 SH       OTHER                 12257        0        0
ABGENIX INC                    COMMON STOCK     00339B107       14      300 SH       DEFINED                 300        0        0
ACTUANT CORP CL A NEW          COMMON STOCK     00508X203        2      120 SH       DEFINED                 120        0        0
ADAMS EXPRESS CO               COMMON STOCK     006212104       46     2599 SH       DEFINED                2599        0        0
ADAPTEC INC                    COMMON STOCK     00651F108        7      700 SH       DEFINED                 700        0        0
ADC TELECOMMUNICATIONS INC     COMMON STOCK     000886101      953   144402 SH       DEFINED              144202        0      200
ADC TELECOMMUNICATIONS INC     COMMON STOCK     000886101       75    11326 SH       OTHER                 11002        0      324
ADOBE SYS INC                  COMMON STOCK     00724F101        9      200 SH       DEFINED                 200        0        0
ADR AXA                        COMMON STOCK     054536107        0        8 SH       DEFINED                   8        0        0
ADR AXA                        COMMON STOCK     054536107       15      544 SH       OTHER                   544        0        0
ADVANCED MICRO DEVICES INC     COMMON STOCK     007903107       17      600 SH       DEFINED                 300        0      300
ADVANCED MICRO DEVICES INC     COMMON STOCK     007903107       65     2250 SH       OTHER                  2250        0        0
AEGON N V                      COMMON STOCK     007924103       97     3428 SH       DEFINED                3428        0        0
AEGON N V                      COMMON STOCK     007924103      220     7736 SH       OTHER                  7736        0        0
AES CORP                       COMMON STOCK     00130H105     1832    42549 SH       DEFINED               42549        0        0
AES CORP                       COMMON STOCK     00130H105      281     6531 SH       OTHER                  6531        0        0
AETHER TECHNOLOGIES INC        COMMON STOCK     00808V105       40     4500 SH       DEFINED                4500        0        0
AFLAC INC                      COMMON STOCK     001055102      168     5320 SH       DEFINED                5320        0        0
AGILENT TECH INC               COMMON STOCK     00846U101      820    25237 SH       DEFINED               25087        0      150
AGILENT TECH INC               COMMON STOCK     00846U101       82     2514 SH       OTHER                  2514        0        0
AGL RES INC                    COMMON STOCK     001204106        7      300 SH       OTHER                   300        0        0
AIR PRODS & CHEMS INC          COMMON STOCK     009158106      128     2793 SH       DEFINED                2793        0        0
AIR PRODS & CHEMS INC          COMMON STOCK     009158106       82     1800 SH       OTHER                  1800        0        0
AK STEEL HOLDING CORP          COMMON STOCK     001547108        5      400 SH       DEFINED                 400        0        0
AKAMAI TECHNOLOGIES INC        COMMON STOCK     00971T101        2      264 SH       DEFINED                   0        0      264
ALBERTSONS INC                 COMMON STOCK     013104104       67     2239 SH       DEFINED                2239        0        0
ALBERTSONS INC                 COMMON STOCK     013104104       45     1512 SH       OTHER                  1512        0        0
ALCOA INC                      COMMON STOCK     013817101     1382    35075 SH       DEFINED               34975        0      100
ALCOA INC                      COMMON STOCK     013817101      160     4053 SH       OTHER                  4053        0        0
ALLEGHENY POWER SYSTEMS INC    COMMON STOCK     017361106      145     3000 SH       OTHER                  3000        0        0
ALLIANT ENERGY CORP            COMMON STOCK     018802108        2       55 SH       DEFINED                  55        0        0
ALLIANT ENERGY CORP            COMMON STOCK     018802108       23      800 SH       OTHER                   800        0        0
ALLMERICA FINL CORP            COMMON STOCK     019754100      235     4088 SH       OTHER                  4088        0        0
ALLSTATE CORP                  COMMON STOCK     020002101      159     3604 SH       DEFINED                3604        0        0
ALLSTATE CORP                  COMMON STOCK     020002101        8      184 SH       OTHER                   184        0        0
ALLTEL CORP                    COMMON STOCK     020039103       71     1154 SH       DEFINED                1154        0        0
ALTERA CORP                    COMMON STOCK     021441100     1367    47142 SH       DEFINED               47022        0      120
ALTERA CORP                    COMMON STOCK     021441100       33     1124 SH       OTHER                  1124        0        0
AMAZON COM INC                 COMMON STOCK     023135106        4      250 SH       DEFINED                 250        0        0
AMEREN CORP                    COMMON STOCK     023608102      201     4709 SH       DEFINED                2340        0     2369
AMEREN CORP                    COMMON STOCK     023608102       81     1892 SH       OTHER                  1583        0      309
AMERICA MOVIL ADR SERIES L     COMMON STOCK     02364W105       21     1000 SH       DEFINED                1000        0        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101      131     2837 SH       DEFINED                2837        0        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101       58     1253 SH       OTHER                  1253        0        0
AMERICAN EXPRESS CO            COMMON STOCK     025816109      507    13059 SH       DEFINED               12959        0      100
AMERICAN EXPRESS CO            COMMON STOCK     025816109       42     1093 SH       OTHER                  1093        0        0
AMERICAN GENERAL CORP TEXAS    COMMON STOCK     026351106     3100    66746 SH       DEFINED               66746        0        0
AMERICAN HOME PRODS CORP       COMMON STOCK     026609107     2239    38104 SH       DEFINED               37504        0      600
AMERICAN HOME PRODS CORP       COMMON STOCK     026609107      914    15550 SH       OTHER                 15550        0        0
AMERICAN INTL GROUP INC        COMMON STOCK     026874107     6760    79519 SH       DEFINED               79089        0      430
AMERICAN INTL GROUP INC        COMMON STOCK     026874107     1032    12138 SH       OTHER                 12138        0        0
AMERICAN PWR CONVERSION        COMMON STOCK     029066107       16      999 SH       DEFINED                 999        0        0
AMERICAN WATER WORKS INC       COMMON STOCK     030411102      135     4100 SH       DEFINED                4100        0        0
AMGEN INC                      COMMON STOCK     031162100      580     9560 SH       DEFINED                9560        0        0
AMGEN INC                      COMMON STOCK     031162100      108     1775 SH       OTHER                  1375        0      400
AMKOR TECHNOLOGY INC           COMMON STOCK     031652100        8      350 SH       DEFINED                 350        0        0
AMLI RESIDENTIAL PPTYS TR      COMMON STOCK     001735109        5      218 SH       DEFINED                 218        0        0
AMR CORP                       COMMON STOCK     001765106        7      200 SH       OTHER                     0        0      200
ANADARKO PETE CORP             COMMON STOCK     032511107       85     1579 SH       DEFINED                1579        0        0
ANADIGICS INC                  COMMON STOCK     032515108        7      292 SH       DEFINED                 292        0        0
ANALOG DEVICES INC             COMMON STOCK     032654105      136     3142 SH       DEFINED                3142        0        0
ANHEUSER-BUSCH CO              COMMON STOCK     035229103      412     9990 SH       DEFINED                9990        0        0
AOL TIME WARNER                COMMON STOCK     00184A105     3452    65132 SH       DEFINED               64232        0      900
AOL TIME WARNER                COMMON STOCK     00184A105      207     3905 SH       OTHER                  3885        0       20
AON CORP                       COMMON STOCK     037389103       12      337 SH       DEFINED                 337        0        0
AON CORP                       COMMON STOCK     037389103      236     6750 SH       OTHER                  6750        0        0
AP PHARMA INC                  COMMON STOCK     00202J104        1      200 SH       DEFINED                 200        0        0
APACHE CORP                    COMMON STOCK     037411105      191     3773 SH       DEFINED                3773        0        0
APACHE CORP                    COMMON STOCK     037411105        5       91 SH       OTHER                    91        0        0
APOLLO GROUP                   COMMON STOCK     037604105       95     2227 SH       DEFINED                2227        0        0
APPLE COMPUTER INC             COMMON STOCK     037833100       11      460 SH       DEFINED                 460        0        0
APPLE COMPUTER INC             COMMON STOCK     037833100        5      200 SH       OTHER                   200        0        0
APPLERA CORP CELERA GENOMICS   COMMON STOCK     038020202        7      183 SH       DEFINED                 183        0        0
APPLIED MATLS INC              COMMON STOCK     038222105     1383    28159 SH       DEFINED               27799        0      360
APPLIED MATLS INC              COMMON STOCK     038222105       72     1466 SH       OTHER                  1466        0        0
APW LTD                        COMMON STOCK     G04397108        6      600 SH       DEFINED                 600        0        0
ARCH COAL INC                  COMMON STOCK     039380100        0       14 SH       DEFINED                  14        0        0
ARCHER DANIELS MIDLAND CO      COMMON STOCK     039483102       53     4089 SH       DEFINED                4089        0        0
AREA BANCSHARES CORP NEW       COMMON STOCK     039872106       28     1687 SH       DEFINED                1687        0        0
ARIBA INC                      COMMON STOCK     04033V104        5      822 SH       DEFINED                 822        0        0
ASHLAND INC                    COMMON STOCK     044204105        2       60 SH       DEFINED                  60        0        0
AT & T CORP                    COMMON STOCK     001957109     1183    53766 SH       DEFINED               53766        0        0
AT & T CORP                    COMMON STOCK     001957109      249    11301 SH       OTHER                 10375        0      926
AT & T LATIN AMER CORP         COMMON STOCK     04649A106       50    10000 SH       DEFINED               10000        0        0
AT & T WIRELESS GRP            COMMON STOCK     001957406       12      705 SH       OTHER                   705        0        0
AT HOME CORP                   COMMON STOCK     045919107        2      800 SH       DEFINED                 800        0        0
ATMI INC                       COMMON STOCK     00207R101        3      100 SH       DEFINED                  50        0       50
AUDIOVOX CORP CL A             COMMON STOCK     050757103        4      400 SH       DEFINED                 400        0        0
AUTODESK INC                   COMMON STOCK     052769106       22      597 SH       DEFINED                 597        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      680    13681 SH       DEFINED               13281        0      400
AUTOZONE INC                   COMMON STOCK     053332102       70     1867 SH       DEFINED                1867        0        0
AVAYA INC                      COMMON STOCK     053499109       16     1192 SH       DEFINED                1181        0       11
AVAYA INC                      COMMON STOCK     053499109        5      347 SH       OTHER                   182        0      165
AVENTIS SPONS ADR              COMMON STOCK     053561106        8      103 SH       DEFINED                 103        0        0
AVERY DENNISON CORP            COMMON STOCK     053611109       44      864 SH       DEFINED                 864        0        0
AVISTA CORP                    COMMON STOCK     05379B107       10      500 SH       DEFINED                 500        0        0
AVON PRODS INC                 COMMON STOCK     054303102      626    13537 SH       DEFINED               13537        0        0
AVON PRODS INC                 COMMON STOCK     054303102        4       83 SH       OTHER                    83        0        0
AZTAR CORP                     COMMON STOCK     054802103       61     5000 SH       DEFINED                5000        0        0
BAKER HUGHES INC               COMMON STOCK     057224107       30      909 SH       DEFINED                 909        0        0
BALDOR ELEC CO                 COMMON STOCK     057741100      105     4933 SH       DEFINED                4933        0        0
BALLARD PWR SYS INC            COMMON STOCK     05858H104        5      100 SH       DEFINED                 100        0        0
BANK NEW YORK INC              COMMON STOCK     064057102       20      413 SH       DEFINED                 413        0        0
BANK OF AMERICA CORP           COMMON STOCK     060505104      385     6418 SH       DEFINED                6418        0        0
BANK OF AMERICA CORP           COMMON STOCK     060505104       62     1030 SH       OTHER                  1030        0        0
BANK ONE CORP COM              COMMON STOCK     06423A103     1728    48275 SH       DEFINED               48075        0      200
BANK ONE CORP COM              COMMON STOCK     06423A103      220     6143 SH       OTHER                  6143        0        0
BANKATLANTIC BANCORP NON VTG C COMMON STOCK     065908501       16     1837 SH       DEFINED                1837        0        0
BARD C R INC                   COMMON STOCK     067383109       51      900 SH       OTHER                   900        0        0
BARRICK GOLD CORP              COMMON STOCK     067901108        8      500 SH       DEFINED                 500        0        0
BARRICK GOLD CORP              COMMON STOCK     067901108        1       50 SH       OTHER                    50        0        0
BAXTER INTERNATIONAL INC       COMMON STOCK     071813109     1786    35358 SH       DEFINED               35358        0        0
BAXTER INTERNATIONAL INC       COMMON STOCK     071813109      131     2596 SH       OTHER                  2546        0       50
BAY VIEW CAP CORP DEL          COMMON STOCK     07262L101        1      113 SH       DEFINED                 113        0        0
BE FREE INC                    COMMON STOCK     073308108        1      500 SH       DEFINED                 500        0        0
BECKMAN COULTER INC            COMMON STOCK     075811109        9      220 SH       DEFINED                 220        0        0
BED BATH & BEYOND INC          COMMON STOCK     075896100       22      700 SH       DEFINED                 700        0        0
BELL INDS INC                  COMMON STOCK     078107109        1      500 SH       DEFINED                 500        0        0
BELLSOUTH                      COMMON STOCK     079860102     4662   115768 SH       DEFINED              115608        0      160
BELLSOUTH                      COMMON STOCK     079860102     1145    28445 SH       OTHER                 27573        0      872
BEMIS CO                       COMMON STOCK     081437105       66     1650 SH       DEFINED                1650        0        0
BEMIS CO                       COMMON STOCK     081437105       24      600 SH       OTHER                   600        0        0
BERKSHIRE HATHAWAY INC DE CL B COMMON STOCK     084670207        7        3 SH       DEFINED                   3        0        0
BEST BUY INC                   COMMON STOCK     086516101       25      400 SH       DEFINED                 400        0        0
BIG LOTS INC                   COMMON STOCK     089302103        6      425 SH       DEFINED                 425        0        0
BIOGEN INC                     COMMON STOCK     090597105     1877    34524 SH       DEFINED               34524        0        0
BIOGEN INC                     COMMON STOCK     090597105       30      550 SH       OTHER                   550        0        0
BIOMET INC                     COMMON STOCK     090613100       80     1657 SH       DEFINED                1657        0        0
BIOMET INC                     COMMON STOCK     090613100      173     3600 SH       OTHER                  3600        0        0
BJS WHSL CLUB INC              COMMON STOCK     05548J106       38      714 SH       OTHER                   714        0        0
BLACK & DECKER CORP            COMMON STOCK     091797100       51     1298 SH       DEFINED                1298        0        0
BLACK & DECKER CORP            COMMON STOCK     091797100       39     1000 SH       OTHER                  1000        0        0
BMC SOFTWARE INC               COMMON STOCK     055921100        7      308 SH       DEFINED                 308        0        0
BOEING COMPANY                 COMMON STOCK     097023105      734    13204 SH       DEFINED               13204        0        0
BOEING COMPANY                 COMMON STOCK     097023105       39      700 SH       OTHER                   700        0        0
BOOKS-A-MILLION INC            COMMON STOCK     098570104        8     3000 SH       DEFINED                3000        0        0
BOSTON CELTICS LP UNIT LP INT  COMMON STOCK     100577105       14     1496 SH       DEFINED                1496        0        0
BP AMOCO PLC ADR               COMMON STOCK     055622104    13203   264862 SH       DEFINED              263334     1270      258
BP AMOCO PLC ADR               COMMON STOCK     055622104     4510    90465 SH       OTHER                 54175    23474    12816
BRAUN CONSULTING INC           COMMON STOCK     105651103        2      200 SH       DEFINED                 200        0        0
BRISTOL MYERS SQUIBB CORP      COMMON STOCK     110122108    11614   222068 SH       DEFINED              221848        0      220
BRISTOL MYERS SQUIBB CORP      COMMON STOCK     110122108     3924    75036 SH       OTHER                 75036        0        0
BROADCOM CORP                  COMMON STOCK     111320107        4      100 SH       DEFINED                   0        0      100
BROWN SHOE COMPANY INC         COMMON STOCK     115736100        7      400 SH       DEFINED                 400        0        0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104      106     3514 SH       DEFINED                3514        0        0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104       16      540 SH       OTHER                   540        0        0
BURLINGTON RESOURCES INC       COMMON STOCK     122014103       63     1592 SH       DEFINED                1592        0        0
C COR ELECTRS INC              COMMON STOCK     125010108        1      100 SH       DEFINED                 100        0        0
CABLETRON SYS INC              COMMON STOCK     126920107       43     1879 SH       DEFINED                1879        0        0
CALPINE CORP                   COMMON STOCK     131347106       63     1665 SH       DEFINED                1665        0        0
CALPINE CORP                   COMMON STOCK     131347106        6      150 SH       OTHER                   150        0        0
CAMPBELL SOUP CO               COMMON STOCK     134429109      134     5200 SH       DEFINED                5200        0        0
CANADA LIFE FINL CORP          COMMON STOCK     135113108       46     1577 SH       DEFINED                1577        0        0
CANADIAN PACIFIC LTD NEW       COMMON STOCK     135923100       47     1200 SH       DEFINED                1200        0        0
CAPITAL ONE FINL CORP          COMMON STOCK     14040H105       33      550 SH       DEFINED                 550        0        0
CARDINAL HEALTH INC            COMMON STOCK     14149Y108      750    10872 SH       DEFINED               10872        0        0
CARDINAL HEALTH INC            COMMON STOCK     14149Y108       11      153 SH       OTHER                   153        0        0
CARNIVAL CORP COM              COMMON STOCK     143658102      888    28922 SH       DEFINED               28922        0        0
CARNIVAL CORP COM              COMMON STOCK     143658102       71     2322 SH       OTHER                  2183        0      139
CATELLUS DEV CORP              COMMON STOCK     149111106        2       90 SH       DEFINED                  90        0        0
CATERPILLAR INC                COMMON STOCK     149123101     1633    32620 SH       DEFINED               32620        0        0
CATERPILLAR INC                COMMON STOCK     149123101      133     2658 SH       OTHER                  2658        0        0
CBRL GROUP INC                 COMMON STOCK     12489V106        8      450 SH       DEFINED                 450        0        0
CENDANT CORP                   COMMON STOCK     151313103        1       49 SH       DEFINED                  49        0        0
CERADYNE INC                   COMMON STOCK     156710105        2      200 SH       DEFINED                 200        0        0
CFS BANCORP INC                COMMON STOCK     12525D102       10      720 SH       DEFINED                 720        0        0
CHECK POINT SOFTWARE TECH      COMMON STOCK     M22465104        5      100 SH       DEFINED                   0        0      100
CHECK POINT SOFTWARE TECH      COMMON STOCK     M22465104        5      100 SH       OTHER                   100        0        0
CHELSEA PROPERTY GROUP INC     COMMON STOCK     163421100        5      100 SH       DEFINED                 100        0        0
CHEVRON CORP                   COMMON STOCK     166751107     2732    30188 SH       DEFINED               29788        0      400
CHEVRON CORP                   COMMON STOCK     166751107      479     5291 SH       OTHER                  5291        0        0
CIENA CORP                     COMMON STOCK     171779101       11      300 SH       DEFINED                 300        0        0
CIGNA CORP                     COMMON STOCK     125509109       14      150 SH       DEFINED                 150        0        0
CINCINNATI FINL CORP           COMMON STOCK     172062101       39      990 SH       DEFINED                 990        0        0
CINERGY CORP                   COMMON STOCK     172474108      395    11312 SH       DEFINED                8431        0     2881
CINERGY CORP                   COMMON STOCK     172474108       73     2100 SH       OTHER                  2100        0        0
CINTAS CORP                    COMMON STOCK     172908105       58     1250 SH       DEFINED                1250        0        0
CIRCUIT CITY STORES INC        COMMON STOCK     172737108        5      300 SH       DEFINED                 300        0        0
CISCO SYSTEMS INC              COMMON STOCK     17275R102     7060   387919 SH       DEFINED              386068        0     1851
CISCO SYSTEMS INC              COMMON STOCK     17275R102      840    46138 SH       OTHER                 45542        0      596
CITIGROUP INC COM              COMMON STOCK     172967101     3450    65295 SH       DEFINED               63029        0     2266
CITIGROUP INC COM              COMMON STOCK     172967101      577    10916 SH       OTHER                  5916        0     5000
CITIZENS COMMUNICATIONS CO     COMMON STOCK     17453B101        8      678 SH       DEFINED                 678        0        0
CLASSIC BANCSHARES INC         COMMON STOCK     18272M104        1      100 SH       DEFINED                 100        0        0
CLAYTON HOMES INC              COMMON STOCK     184190106       33     2130 SH       DEFINED                2130        0        0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK     184502102       13      200 SH       DEFINED                 200        0        0
CMGI INC                       COMMON STOCK     125750109        3     1000 SH       DEFINED                1000        0        0
CMS ENERGY CORP                COMMON STOCK     125896100       22      800 SH       DEFINED                 800        0        0
CNF TRANSN INC                 COMMON STOCK     12612W104       10      360 SH       DEFINED                 360        0        0
CNL HOSPITALITY PROPERTIES INC COMMON STOCK     202218103       13      900 SH       DEFINED                   0        0      900
COCA COLA CO                   COMMON STOCK     191216100     2595    57667 SH       DEFINED               49985        0     7682
COCA COLA CO                   COMMON STOCK     191216100      172     3820 SH       OTHER                  3820        0        0
COCA COLA ENTERPRISES          COMMON STOCK     191219104       49     3000 SH       DEFINED                3000        0        0
COLGATE PALMOLIVE CO           COMMON STOCK     194162103      718    12171 SH       DEFINED               12171        0        0
COLGATE PALMOLIVE CO           COMMON STOCK     194162103      212     3600 SH       OTHER                  2000        0     1600
COMCAST CORP                   COMMON STOCK     200300200     1358    31291 SH       DEFINED               31291        0        0
COMCAST CORP                   COMMON STOCK     200300200       55     1272 SH       OTHER                  1272        0        0
COMCAST CORP CL A              COMMON STOCK     200300101       49     1152 SH       DEFINED                1152        0        0
COMERICA INC                   COMMON STOCK     200340107      106     1835 SH       OTHER                  1835        0        0
COMM INTELLIGENCE CORP DEL     COMMON STOCK     20338K106        0      320 SH       DEFINED                 320        0        0
COMMERCE ONE INC               COMMON STOCK     200693109        0       40 SH       DEFINED                  40        0        0
COMMSCOPE INC                  COMMON STOCK     203372107        2       66 SH       OTHER                    66        0        0
COMMUNITY BK SYS INC           COMMON STOCK     203607106       22      800 SH       DEFINED                 800        0        0
COMMUNITY FINANCIAL CORP       COMMON STOCK     20364V109        3      225 SH       DEFINED                 225        0        0
COMPAQ COMPUTER CORP           COMMON STOCK     204493100      230    14993 SH       DEFINED               14493        0      500
COMPAQ COMPUTER CORP           COMMON STOCK     204493100        8      500 SH       OTHER                   500        0        0
COMPUTER SCIENCES CORP         COMMON STOCK     205363104      227     6571 SH       DEFINED                6571        0        0
COMPUTER SCIENCES CORP         COMMON STOCK     205363104        1       30 SH       OTHER                    30        0        0
CONAGRA INC                    COMMON STOCK     205887102        4      200 SH       DEFINED                 200        0        0
CONAGRA INC                    COMMON STOCK     205887102        2      100 SH       OTHER                   100        0        0
CONCERO INC                    COMMON STOCK     206018103        0      200 SH       DEFINED                 200        0        0
CONECTIV INC                   COMMON STOCK     206829103        9      423 SH       DEFINED                 423        0        0
CONECTIV INC                   COMMON STOCK     206829202        5      245 SH       DEFINED                 245        0        0
CONEXANT SYS INC               COMMON STOCK     207142100       13     1405 SH       DEFINED                1405        0        0
CONNECTICUT WTR SVC INC        COMMON STOCK     207797101       21      600 SH       DEFINED                 600        0        0
CONSECO INC                    COMMON STOCK     208464107        1      100 SH       DEFINED                 100        0        0
CONSECO INC                    COMMON STOCK     208464107        7      500 SH       OTHER                   500        0        0
CONSOLIDATED EDISON INC        COMMON STOCK     209115104      127     3188 SH       DEFINED                3188        0        0
CONSOLIDATED EDISON INC        COMMON STOCK     209115104        8      200 SH       OTHER                   200        0        0
CONSTELLATION ENERGY GROUP     COMMON STOCK     210371100       34      800 SH       DEFINED                 800        0        0
CONSTELLATION ENERGY GROUP     COMMON STOCK     210371100       13      300 SH       OTHER                   300        0        0
COOPER COS INC NEW             COMMON STOCK     216648402        5      100 SH       DEFINED                 100        0        0
CORNING INC                    COMMON STOCK     219350105       76     4565 SH       DEFINED                4565        0        0
CORNING INC                    COMMON STOCK     219350105       29     1719 SH       OTHER                  1719        0        0
CREE INC                       COMMON STOCK     225447101        5      200 SH       DEFINED                 200        0        0
CRESCENT REAL ESTATE EQT       COMMON STOCK     225756105       25     1000 SH       DEFINED                1000        0        0
CROWN CASTLE INTL CORP         COMMON STOCK     228227104     1269    77385 SH       DEFINED               77085        0      300
CROWN CASTLE INTL CORP         COMMON STOCK     228227104       69     4203 SH       OTHER                  4203        0        0
CROWN CORK & SEAL INC          COMMON STOCK     228255105        1      200 SH       DEFINED                 200        0        0
CSX CORP                       COMMON STOCK     126408103       60     1662 SH       DEFINED                1662        0        0
CSX CORP                       COMMON STOCK     126408103      156     4296 SH       OTHER                  4296        0        0
CVS CORP                       COMMON STOCK     126650100      413    10697 SH       DEFINED               10597        0      100
CVS CORP                       COMMON STOCK     126650100       10      250 SH       OTHER                   200        0       50
D R HORTON INC                 COMMON STOCK     23331A109       77     3391 SH       DEFINED                3391        0        0
DAIMLERCHRYSLER AG             COMMON STOCK     D1668R123       77     1665 SH       DEFINED                1665        0        0
DAIMLERCHRYSLER AG             COMMON STOCK     D1668R123       29      623 SH       OTHER                   623        0        0
DANAHER CORP                   COMMON STOCK     235851102       84     1502 SH       DEFINED                1502        0        0
DAVE & BUSTERS INC             COMMON STOCK     23833N104        1      100 SH       DEFINED                 100        0        0
DEERE & COMPANY                COMMON STOCK     244199105       67     1770 SH       DEFINED                1770        0        0
DELL COMPUTER CORP             COMMON STOCK     247025109      274    10459 SH       DEFINED               10309        0      150
DELL COMPUTER CORP             COMMON STOCK     247025109       80     3050 SH       OTHER                  3050        0        0
DELPHI AUTOMOTIVE SYS CORP     COMMON STOCK     247126105        9      542 SH       DEFINED                 542        0        0
DELTA NAT GAS INC              COMMON STOCK     247748106        2      100 SH       DEFINED                 100        0        0
DEUTSCHE TELEKOM AG            COMMON STOCK     251566105        5      220 SH       DEFINED                 220        0        0
DEVON ENERGY CORP NEW          COMMON STOCK     25179M103       39      750 SH       OTHER                   750        0        0
DIAMONDS TR SERIES I           COMMON STOCK     252787106       36      343 SH       DEFINED                   0        0      343
DILLARDS INC CL A              COMMON STOCK     254067101       15     1000 SH       DEFINED                1000        0        0
DISNEY                         COMMON STOCK     254687106     2403    83172 SH       DEFINED               82297        0      875
DISNEY                         COMMON STOCK     254687106      226     7810 SH       OTHER                  7810        0        0
DOLLAR GENERAL CORPORATION     COMMON STOCK     256669102        6      300 SH       DEFINED                 300        0        0
DOMINION RES INC VA NEW        COMMON STOCK     25746U109       22      374 SH       DEFINED                 374        0        0
DONNELLEY & SONS               COMMON STOCK     257867101        3      100 SH       DEFINED                 100        0        0
DOVER CORPORATION              COMMON STOCK     260003108        8      220 SH       DEFINED                 220        0        0
DOW CHEM CO                    COMMON STOCK     260543103      906    27256 SH       DEFINED               26356        0      900
DOW CHEM CO                    COMMON STOCK     260543103      286     8600 SH       OTHER                  6350     2250        0
DPL INC                        COMMON STOCK     233293109       29     1014 SH       DEFINED                 339        0      675
DQE INC                        COMMON STOCK     23329J104        7      300 SH       DEFINED                 300        0        0
DSET CORP                      COMMON STOCK     262504103        0      100 SH       DEFINED                 100        0        0
DTE ENERGY CO                  COMMON STOCK     233331107        6      122 SH       DEFINED                 122        0        0
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109     2582    53532 SH       DEFINED               52882        0      650
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109      133     2750 SH       OTHER                  2750        0        0
DUKE ENERGY CORP               COMMON STOCK     264399106      944    24210 SH       DEFINED               24210        0        0
DUKE ENERGY CORP               COMMON STOCK     264399106      129     3306 SH       OTHER                  3306        0        0
DUKE REALTY INVESTMENT INC     COMMON STOCK     264411505       99     4000 SH       DEFINED                4000        0        0
DUKE REALTY INVESTMENT INC     COMMON STOCK     264411505        7      300 SH       OTHER                   300        0        0
DYNEGY INC NEW                 COMMON STOCK     26816Q101       86     1900 SH       DEFINED                1900        0        0
EARTHGRAINS CO                 COMMON STOCK     270319106        7      256 SH       DEFINED                 256        0        0
EASTMAN KODAK CO               COMMON STOCK     277461109       58     1247 SH       DEFINED                1207        0       40
EASTMAN KODAK CO               COMMON STOCK     277461109        5      100 SH       OTHER                   100        0        0
ECHOSTAR COMMUNICATIONS CORP   COMMON STOCK     278762109        6      200 SH       DEFINED                   0        0      200
ECI TELECOM LTD                COMMON STOCK     268258100        1      100 SH       DEFINED                 100        0        0
ECOLAB INC                     COMMON STOCK     278865100       21      519 SH       DEFINED                 519        0        0
EDISON INTL                    COMMON STOCK     281020107        9      800 SH       DEFINED                 800        0        0
EDISON INTL                    COMMON STOCK     281020107       18     1640 SH       OTHER                  1640        0        0
EDO CORP                       COMMON STOCK     281347104        2      100 SH       DEFINED                 100        0        0
EGGHEAD COM INC NEW            COMMON STOCK     282329101        2     4000 SH       DEFINED                4000        0        0
EL PASO CORP                   COMMON STOCK     28336L109       46      884 SH       DEFINED                 884        0        0
EL PASO CORP                   COMMON STOCK     28336L109        8      144 SH       OTHER                   144        0        0
ELAN PLC                       COMMON STOCK     284131208       31      500 SH       DEFINED                 500        0        0
ELECTRONIC ARTS                COMMON STOCK     285512109       31      540 SH       DEFINED                 540        0        0
ELECTRONIC DATA SYS CORP NEW   COMMON STOCK     285661104      347     5556 SH       DEFINED                5556        0        0
ELECTRONIC DATA SYS CORP NEW   COMMON STOCK     285661104       13      200 SH       OTHER                   200        0        0
EMC CORPORATION                COMMON STOCK     268648102      809    27652 SH       DEFINED               26977        0      675
EMC CORPORATION                COMMON STOCK     268648102       21      720 SH       OTHER                   720        0        0
EMERSON ELEC CO                COMMON STOCK     291011104     1861    30759 SH       DEFINED               30159        0      600
EMERSON ELEC CO                COMMON STOCK     291011104      245     4050 SH       OTHER                  4050        0        0
EMISPHERE TECH INC             COMMON STOCK     291345106       10      350 SH       DEFINED                 350        0        0
ENRON                          COMMON STOCK     293561106     1889    38480 SH       DEFINED               37116     1364        0
ENRON                          COMMON STOCK     293561106      118     2400 SH       OTHER                  2400        0        0
ENTERGY CORP NEW               COMMON STOCK     29364G103       51     1340 SH       DEFINED                1340        0        0
ENTRADA NETWORKS INC           COMMON STOCK     29382Y102        0       50 SH       DEFINED                  50        0        0
EQUITY OFFICE PPTYS TR         COMMON STOCK     294741103      110     3478 SH       DEFINED                3478        0        0
EQUITY RESIDENTIAL PPTYS TR    COMMON STOCK     29476L107      202     3566 SH       DEFINED                3566        0        0
ERICSSON TEL ADR               COMMON STOCK     294821400       20     3600 SH       DEFINED                2100        0     1500
EUROWEB INTL CORP              COMMON STOCK     298801101        1     1000 SH       DEFINED                1000        0        0
EVEREST RE GROUP LTD           COMMON STOCK     G3223R108      131     1750 SH       DEFINED                1750        0        0
EVEREST RE GROUP LTD           COMMON STOCK     G3223R108       19      250 SH       OTHER                   250        0        0
EXCEL TECH INC                 COMMON STOCK     30067T103        2      100 SH       DEFINED                 100        0        0
EXELON CORP                    COMMON STOCK     30161N101       79     1225 SH       DEFINED                 906        0      319
EXELON CORP                    COMMON STOCK     30161N101       79     1225 SH       OTHER                  1225        0        0
EXODUS COMMUNICATIONS INC      COMMON STOCK     302088109        9     4200 SH       DEFINED                3950        0      250
EXXON MOBIL CORP               COMMON STOCK     30231G102    24313   278344 SH       DEFINED              275825     1200     1319
EXXON MOBIL CORP               COMMON STOCK     30231G102     7380    84483 SH       OTHER                 74992     1520     7971
FARMERS CAP BK CORP            COMMON STOCK     309562106        8      200 SH       DEFINED                 200        0        0
FED NAT MTG ASSOC              COMMON STOCK     313586109     3699    43505 SH       DEFINED               42805        0      700
FED NAT MTG ASSOC              COMMON STOCK     313586109      781     9180 SH       OTHER                  9180        0        0
FEDERAL SIGNAL CORP            COMMON STOCK     313855108       60     2550 SH       DEFINED                2550        0        0
FIDELITY FEDERAL BANCORP       COMMON STOCK     315921106        1      500 SH       DEFINED                   0        0      500
FIFTH THIRD BANCORP            COMMON STOCK     316773100    11106   184942 SH       DEFINED              184892        0       50
FIFTH THIRD BANCORP            COMMON STOCK     316773100     1940    32304 SH       OTHER                 31960        0      344
FINOVA GROUP INC               COMMON STOCK     317928109        2      675 SH       DEFINED                 675        0        0
FIRST BANCORP IND INC NEW      COMMON STOCK     31867T103        1      100 SH       DEFINED                 100        0        0
FIRST BUSEY CORP               COMMON STOCK     319383105        6      300 SH       DEFINED                 300        0        0
FIRST BUSEY CORP               COMMON STOCK     319383105       17      800 SH       OTHER                   800        0        0
FIRST DATA CORP                COMMON STOCK     319963104       41      630 SH       DEFINED                 630        0        0
FIRST FINANCIAL CORPORATION    COMMON STOCK     320218100     5474   113720 SH       DEFINED              113720        0        0
FIRST INDIANA CORP             COMMON STOCK     32054R108       91     3510 SH       DEFINED                3510        0        0
FIRST INDIANA CORP             COMMON STOCK     32054R108       20      777 SH       OTHER                   777        0        0
FIRST UN CORP                  COMMON STOCK     337358105      126     3592 SH       DEFINED                3592        0        0
FIRST UN CORP                  COMMON STOCK     337358105       50     1437 SH       OTHER                  1437        0        0
FIRSTENERGY CORP               COMMON STOCK     337932107       11      350 SH       DEFINED                 350        0        0
FISERV INC                     COMMON STOCK     337738108      159     2482 SH       DEFINED                2482        0        0
FISERV INC                     COMMON STOCK     337738108        2       25 SH       OTHER                    25        0        0
FLEETBOSTON FINL CORP COM      COMMON STOCK     339030108      214     5429 SH       DEFINED                5429        0        0
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102     2245    85991 SH       DEFINED               85991        0        0
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102      134     5142 SH       OTHER                  5142        0        0
FLUOR CORP NEW                 COMMON STOCK     343412102        3       75 SH       OTHER                    75        0        0
FORD MTR CO DEL                COMMON STOCK     345370860      647    26364 SH       DEFINED               26364        0        0
FORD MTR CO DEL                COMMON STOCK     345370860       19      790 SH       OTHER                   790        0        0
FOREST LABS INC                COMMON STOCK     345838106      190     2678 SH       DEFINED                2678        0        0
FOREST LABS INC                COMMON STOCK     345838106       28      400 SH       OTHER                   400        0        0
FORTUNE BRANDS INC             COMMON STOCK     349631101      247     6447 SH       DEFINED                6447        0        0
FORTUNE BRANDS INC             COMMON STOCK     349631101       61     1600 SH       OTHER                  1600        0        0
FPL GROUP INC                  COMMON STOCK     302571104      644    10703 SH       DEFINED               10703        0        0
FPL GROUP INC                  COMMON STOCK     302571104      283     4694 SH       OTHER                  4694        0        0
FRANKLIN RES INC               COMMON STOCK     354613101      443     9685 SH       DEFINED                9535        0      150
FRANKLIN RES INC               COMMON STOCK     354613101       15      324 SH       OTHER                   324        0        0
FREDDIE MAC                    COMMON STOCK     313400301      683    10032 SH       DEFINED                9847        0      185
FREDDIE MAC                    COMMON STOCK     313400301       17      250 SH       OTHER                   250        0        0
FREMONT GENERAL CORP           COMMON STOCK     357288109       16     2474 SH       OTHER                  2474        0        0
GALLAHER GROUP PLC ADR         COMMON STOCK     363595109       91     3640 SH       DEFINED                3640        0        0
GALLAHER GROUP PLC ADR         COMMON STOCK     363595109       52     2075 SH       OTHER                  2075        0        0
GANNETT CO INC                 COMMON STOCK     364730101       40      600 SH       DEFINED                 600        0        0
GAP INC                        COMMON STOCK     364760108       54     1874 SH       DEFINED                1874        0        0
GAP INC                        COMMON STOCK     364760108       10      337 SH       OTHER                   337        0        0
GARTNER GROUP INC NEW CL B     COMMON STOCK     366651206        2      180 SH       DEFINED                 180        0        0
GATEWAY INC COM                COMMON STOCK     367626108        2      100 SH       DEFINED                 100        0        0
GENENTECH INC                  COMMON STOCK     368710406       32      584 SH       DEFINED                 584        0        0
GENERAL ELEC CO                COMMON STOCK     369604103    29900   613328 SH       DEFINED              608628        0     4700
GENERAL ELEC CO                COMMON STOCK     369604103     5299   108691 SH       OTHER                102691        0     6000
GENERAL MILLS INC              COMMON STOCK     370334104      206     4703 SH       DEFINED                4703        0        0
GENERAL MILLS INC              COMMON STOCK     370334104       47     1064 SH       OTHER                  1064        0        0
GENERAL MTRS CORP              COMMON STOCK     370442105      874    13576 SH       DEFINED               13440        0      136
GENERAL MTRS CORP              COMMON STOCK     370442105      190     2958 SH       OTHER                  2958        0        0
GENERAL MTRS CORP CL H NEW     COMMON STOCK     370442832        7      315 SH       DEFINED                 315        0        0
GENERAL MTRS CORP CL H NEW     COMMON STOCK     370442832        1       42 SH       OTHER                    42        0        0
GENERAL SEMICONDUCTOR INC      COMMON STOCK     370787103        1       50 SH       OTHER                    50        0        0
GENRAD INC                     COMMON STOCK     372447102       12     2000 SH       DEFINED                2000        0        0
GENTEX CORP                    COMMON STOCK     371901109        6      200 SH       OTHER                   200        0        0
GENUINE PARTS CO               COMMON STOCK     372460105       11      337 SH       DEFINED                 337        0        0
GEORGIA PAC CORP COM TIMBER GR COMMON STOCK     373298702       11      300 SH       DEFINED                 300        0        0
GERMAN AMERN BANCORP           COMMON STOCK     373865104      113     7155 SH       DEFINED                3421        0     3734
GERMAN AMERN BANCORP           COMMON STOCK     373865104       10      610 SH       OTHER                   110        0      500
GILLETTE                       COMMON STOCK     375766102     1546    53325 SH       DEFINED               52325        0     1000
GLAXOSMITHKLINE PLC ADR        COMMON STOCK     37733W105      625    11129 SH       DEFINED               11129        0        0
GLAXOSMITHKLINE PLC ADR        COMMON STOCK     37733W105      178     3175 SH       OTHER                  2509        0      666
GLOBAL CROSSING LTD            COMMON STOCK     G3921A100       38     4450 SH       DEFINED                4450        0        0
GLOBAL CROSSING LTD            COMMON STOCK     G3921A100        2      205 SH       OTHER                   205        0        0
GLOBAL MARINE INC              COMMON STOCK     379352404      112     6000 SH       DEFINED                6000        0        0
GOLDMAN SACHS GROUP INC        COMMON STOCK     38141G104      244     2841 SH       DEFINED                2841        0        0
GPU INC                        COMMON STOCK     36225X100       11      308 SH       DEFINED                 308        0        0
GRAINGER WW INC                COMMON STOCK     384802104      113     2750 SH       DEFINED                2750        0        0
GRAINGER WW INC                COMMON STOCK     384802104        8      200 SH       OTHER                   200        0        0
GUIDANT CORP                   COMMON STOCK     401698105     2888    80214 SH       DEFINED               80014        0      200
GUIDANT CORP                   COMMON STOCK     401698105      256     7116 SH       OTHER                  6982        0      134
HALLIBURTON CO                 COMMON STOCK     406216101     1565    43961 SH       DEFINED               43596        0      365
HALLIBURTON CO                 COMMON STOCK     406216101       21      577 SH       OTHER                   534        0       43
HANCOCK JOHN FINL SVCS INC     COMMON STOCK     41014S106        1       17 SH       DEFINED                  17        0        0
HARLEY DAVIDSON INC            COMMON STOCK     412822108      396     8405 SH       DEFINED                8405        0        0
HARRAH'S ENTNT INC             COMMON STOCK     413619107       15      422 SH       DEFINED                 422        0        0
HARTFORD FINL SVCS GRP         COMMON STOCK     416515104        7      100 SH       DEFINED                 100        0        0
HARTFORD FINL SVCS GRP         COMMON STOCK     416515104       14      200 SH       OTHER                   200        0        0
HAVAS ADVERTISING SPONSORED AD COMMON STOCK     419313101       15     1411 SH       DEFINED                1411        0        0
HEALTH MGMT ASSOC INC          COMMON STOCK     421933102     4045   192233 SH       DEFINED              191033        0     1200
HEALTH MGMT ASSOC INC          COMMON STOCK     421933102      176     8342 SH       OTHER                  8046        0      296
HEINZ HJ CO                    COMMON STOCK     423074103       12      300 SH       OTHER                   300        0        0
HERSHEY FOODS CORP             COMMON STOCK     427866108       12      200 SH       DEFINED                 200        0        0
HEWLETT PACKARD CO             COMMON STOCK     428236103     4261   148986 SH       DEFINED              148196        0      790
HEWLETT PACKARD CO             COMMON STOCK     428236103      363    12702 SH       OTHER                 12702        0        0
HFB FINL CORP                  COMMON STOCK     40417C106        3      240 SH       DEFINED                 240        0        0
HILTON HOTELS CORP             COMMON STOCK     432848109       30     2600 SH       DEFINED                2600        0        0
HOLLYWOOD ENTMT CORP           COMMON STOCK     436141105        8     1000 SH       DEFINED                1000        0        0
HOME DEPOT                     COMMON STOCK     437076102    10731   230531 SH       DEFINED              228796        0     1735
HOME DEPOT                     COMMON STOCK     437076102      650    13955 SH       OTHER                 13729        0      226
HOMESEEKERS COM INC            COMMON STOCK     437605108        0      200 SH       DEFINED                 200        0        0
HONEYWELL INTL INC             COMMON STOCK     438516106      149     4255 SH       DEFINED                4255        0        0
HONEYWELL INTL INC             COMMON STOCK     438516106       44     1260 SH       OTHER                  1260        0        0
HOSPITALITY PPTYS TR           COMMON STOCK     44106M102       21      750 SH       DEFINED                 750        0        0
HOUSEHOLD INTL INC             COMMON STOCK     441815107       87     1300 SH       DEFINED                1300        0        0
HOUSEHOLD INTL INC             COMMON STOCK     441815107       73     1088 SH       OTHER                  1088        0        0
HRPT PPTYS TR SH BEN INT COM   COMMON STOCK     40426W101        2      200 SH       DEFINED                 200        0        0
HUMAN GENOME SCIENCES INC      COMMON STOCK     444903108       69     1140 SH       DEFINED                1140        0        0
I C H CORP NEW                 COMMON STOCK     44926L300        0       26 SH       DEFINED                  26        0        0
ICOS CORP                      COMMON STOCK     449295104       64     1000 SH       OTHER                     0        0     1000
IDACORP INC                    COMMON STOCK     451107106       35     1000 SH       DEFINED                1000        0        0
IDEXX LABS INC                 COMMON STOCK     45168D104        6      200 SH       DEFINED                 200        0        0
IKON OFFICE SOLUTIONS INC      COMMON STOCK     451713101       10     1000 SH       DEFINED                1000        0        0
ILLINOIS TOOL WORKS            COMMON STOCK     452308109      128     2017 SH       DEFINED                2017        0        0
IMATRON INC                    COMMON STOCK     452906100        1      500 SH       DEFINED                 500        0        0
IMMUNOMEDICS INC               COMMON STOCK     452907108       13      625 SH       DEFINED                 625        0        0
IMS HEALTH INC                 COMMON STOCK     449934108      317    11115 SH       DEFINED               11115        0        0
IMS HEALTH INC                 COMMON STOCK     449934108       11      400 SH       OTHER                   400        0        0
INDEPENDENCE CMNTY BK CORP     COMMON STOCK     453414104       14      689 SH       DEFINED                 689        0        0
INFOSPACE INC                  COMMON STOCK     45678T102        2      400 SH       DEFINED                 400        0        0
INTEGRA BANK CORP              COMMON STOCK     45814P105      903    36466 SH       DEFINED               33159        0     3307
INTEGRA BANK CORP              COMMON STOCK     45814P105      648    26158 SH       OTHER                 25658        0      500
INTEL CORP                     COMMON STOCK     458140100    11826   404301 SH       DEFINED              403351        0      950
INTEL CORP                     COMMON STOCK     458140100      981    33541 SH       OTHER                 33541        0        0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK     459200101     3776    33420 SH       DEFINED               33054        0      366
INTERNATIONAL BUSINESS MACHS C COMMON STOCK     459200101      429     3800 SH       OTHER                  3800        0        0
INTERNATIONAL PAPER CO         COMMON STOCK     460146103    14370   402511 SH       DEFINED              215872        0   186639
INTERNATIONAL PAPER CO         COMMON STOCK     460146103        4      100 SH       OTHER                   100        0        0
INTERNATIONAL RECTIFIER CORP   COMMON STOCK     460254105       14      400 SH       DEFINED                 400        0        0
INTERNET CAP GROUP INC         COMMON STOCK     46059C106        0      100 SH       DEFINED                 100        0        0
INTERPUBLIC GROUP COS INC      COMMON STOCK     460690100     4749   161815 SH       DEFINED              160790        0     1025
INTERPUBLIC GROUP COS INC      COMMON STOCK     460690100      225     7656 SH       OTHER                  7500        0      156
INTL SPEEDWAY CORP CL A        COMMON STOCK     460335201       26      612 SH       DEFINED                 612        0        0
INTUIT INC                     COMMON STOCK     461202103        1       20 SH       DEFINED                  20        0        0
IOMEGA CORP                    COMMON STOCK     462030107        1      600 SH       DEFINED                 600        0        0
ITT INDS INC                   COMMON STOCK     450911102        4      100 SH       OTHER                   100        0        0
I2 TECHNOLOGIES INC            COMMON STOCK     465754109        7      368 SH       DEFINED                 368        0        0
JABIL CIRCUIT INC              COMMON STOCK     466313103        5      150 SH       DEFINED                 150        0        0
JACOBS ENGR GROUP INC          COMMON STOCK     469814107      148     2265 SH       DEFINED                2265        0        0
JACOBS ENGR GROUP INC          COMMON STOCK     469814107        7      100 SH       OTHER                   100        0        0
JDS UNIPHASE CORP COM          COMMON STOCK     46612J101      119     9527 SH       DEFINED                9527        0        0
JEFFERSON PILOT CORP           COMMON STOCK     475070108      104     2152 SH       DEFINED                2152        0        0
JOHN HANCOCK INVESTORS TRUST   COMMON STOCK     410142103        4      200 SH       DEFINED                 200        0        0
JOHNSON & JOHNSON              COMMON STOCK     478160104     9581   191624 SH       DEFINED              191484        0      140
JOHNSON & JOHNSON              COMMON STOCK     478160104     2334    46674 SH       OTHER                 46544        0      130
JOHNSON CTLS INC               COMMON STOCK     478366107      105     1454 SH       DEFINED                1454        0        0
JP MORGAN CHASE & CO           COMMON STOCK     46625H100     3862    86589 SH       DEFINED               85848        0      741
JP MORGAN CHASE & CO           COMMON STOCK     46625H100      563    12623 SH       OTHER                 12526        0       97
JUNIPER NETWORKS INC           COMMON STOCK     48203R104       70     2255 SH       DEFINED                2255        0        0
KANSAS CITY PWR & LT CO        COMMON STOCK     485134100       56     2300 SH       DEFINED                2300        0        0
KELLOGG CO                     COMMON STOCK     487836108       97     3360 SH       DEFINED                3360        0        0
KEYCORP                        COMMON STOCK     493267108      438    16800 SH       DEFINED               16800        0        0
KEYSPAN CORP                   COMMON STOCK     49337W100        5      150 SH       DEFINED                 150        0        0
KIMBALL INTL INC CL B          COMMON STOCK     494274103     1282    70824 SH       DEFINED               39440        0    31384
KIMBALL INTL INC CL B          COMMON STOCK     494274103        6      308 SH       OTHER                   308        0        0
KIMBERLY CLARK CORP            COMMON STOCK     494368103      282     5048 SH       DEFINED                5048        0        0
KIMBERLY CLARK CORP            COMMON STOCK     494368103       43      775 SH       OTHER                   775        0        0
KNIGHT RIDDER INC              COMMON STOCK     499040103        7      111 SH       DEFINED                 111        0        0
KNIGHT TRADING GROUP INC       COMMON STOCK     499063105        3      300 SH       DEFINED                 300        0        0
KOHLS CORP                     COMMON STOCK     500255104    13801   220013 SH       DEFINED              219863        0      150
KOHLS CORP                     COMMON STOCK     500255104      704    11219 SH       OTHER                 10969        0      250
KROGER CO                      COMMON STOCK     501044101       43     1700 SH       DEFINED                1700        0        0
LATTICE SEMICONDUCTOR CORP     COMMON STOCK     518415104       20      800 SH       DEFINED                 800        0        0
LEGGETT & PLATT INC            COMMON STOCK     524660107        2      107 SH       DEFINED                 107        0        0
LEXMARK INTL GROUP INC         COMMON STOCK     529771107       20      300 SH       DEFINED                 300        0        0
LILLY ELI & CO                 COMMON STOCK     532457108     8185   110603 SH       DEFINED              106787      800     3016
LILLY ELI & CO                 COMMON STOCK     532457108      838    11321 SH       OTHER                 11281        0       40
LINCOLN BANCORP                COMMON STOCK     532879103       21     1500 SH       DEFINED                1500        0        0
LINCOLN NATIONAL CORP          COMMON STOCK     534187109      153     2952 SH       DEFINED                2952        0        0
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106     4739   107173 SH       DEFINED              107088        0       85
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106      346     7815 SH       OTHER                  7815        0        0
LOWE'S COMPANIES INC           COMMON STOCK     548661107      363    10010 SH       DEFINED                9810        0      200
LOWE'S COMPANIES INC           COMMON STOCK     548661107       18      500 SH       OTHER                   500        0        0
LSI LOGIC CORP                 COMMON STOCK     502161102        0       25 SH       DEFINED                  25        0        0
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107      370    59626 SH       DEFINED               59362        0      264
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107       57     9170 SH       OTHER                  8265        0      905
MANUFACTURERS SVCS LTD         COMMON STOCK     565005105       24     4000 SH       DEFINED                4000        0        0
MANULIFE FINL CORP             COMMON STOCK     56501R106      177     6325 SH       DEFINED                6325        0        0
MARRIOTT INTL INC NEW          COMMON STOCK     571903202       19      400 SH       DEFINED                 400        0        0
MARRIOTT INTL INC NEW          COMMON STOCK     571903202       24      500 SH       OTHER                   500        0        0
MARSH & MCLENNAN CO INC        COMMON STOCK     571748102      105     1036 SH       DEFINED                1036        0        0
MARSH & MCLENNAN CO INC        COMMON STOCK     571748102      106     1050 SH       OTHER                  1050        0        0
MASSEY ENERGY CO               COMMON STOCK     576206106        1       75 SH       OTHER                    75        0        0
MATTEL                         COMMON STOCK     577081102       45     2387 SH       DEFINED                2387        0        0
MAY DEPT STORES CO             COMMON STOCK     577778103       42     1223 SH       DEFINED                1223        0        0
MBIA INC                       COMMON STOCK     55262C100     2840    51008 SH       DEFINED               50693        0      315
MBIA INC                       COMMON STOCK     55262C100       78     1392 SH       OTHER                  1317        0       75
MBNA CORP                      COMMON STOCK     55262L100      562    17040 SH       DEFINED               16840        0      200
MBNA CORP                      COMMON STOCK     55262L100        3       90 SH       OTHER                    90        0        0
MCDATA CORP CL A               COMMON STOCK     580031201        4      227 SH       DEFINED                 227        0        0
MCDATA CORP CL A               COMMON STOCK     580031201        0        5 SH       OTHER                     5        0        0
MCDONALDS CORP                 COMMON STOCK     580135101      790    29180 SH       DEFINED               29080        0      100
MCDONALDS CORP                 COMMON STOCK     580135101       23      850 SH       OTHER                   850        0        0
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109       11      160 SH       DEFINED                 160        0        0
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109       26      400 SH       OTHER                   400        0        0
MCKESSON HBOC INC COM          COMMON STOCK     58155Q103       91     2442 SH       DEFINED                2442        0        0
MCKESSON HBOC INC COM          COMMON STOCK     58155Q103       30      800 SH       OTHER                   800        0        0
MCLEODUSA INC                  COMMON STOCK     582266102       19     4187 SH       DEFINED                4187        0        0
MCLEODUSA INC                  COMMON STOCK     582266102        1      120 SH       OTHER                   120        0        0
MCSI INC                       COMMON STOCK     55270M108        2      150 SH       DEFINED                 150        0        0
MDU RESOURCES                  COMMON STOCK     552690109       74     2340 SH       DEFINED                2340        0        0
MEAD CORP                      COMMON STOCK     582834107       35     1284 SH       DEFINED                1284        0        0
MEDTRONIC INC                  COMMON STOCK     585055106     5818   126441 SH       DEFINED              125861        0      580
MEDTRONIC INC                  COMMON STOCK     585055106      294     6380 SH       OTHER                  6192        0      188
MELLON FINL CORP COM           COMMON STOCK     58551A108      161     3600 SH       DEFINED                3600        0        0
MERCK & CO INC                 COMMON STOCK     589331107     5153    80629 SH       DEFINED               80429        0      200
MERCK & CO INC                 COMMON STOCK     589331107      546     8540 SH       OTHER                  8540        0        0
MERIDIAN RESOURCE CORP         COMMON STOCK     58977Q109        7     1000 SH       OTHER                  1000        0        0
MERRILL LYNCH & CO INC         COMMON STOCK     590188108      331     5585 SH       DEFINED                5585        0        0
MERRILL LYNCH & CO INC         COMMON STOCK     590188108       18      300 SH       OTHER                   300        0        0
METLIFE INC                    COMMON STOCK     59156R108        9      298 SH       DEFINED                 298        0        0
METROBANCORP                   COMMON STOCK     591913108        8     1102 SH       DEFINED                1102        0        0
METROMEDIA INTL GROUP INC      COMMON STOCK     591695101        0        4 SH       DEFINED                   4        0        0
MGIC INVESTMENT CORP           COMMON STOCK     552848103     1769    24357 SH       DEFINED               24157        0      200
MGIC INVESTMENT CORP           COMMON STOCK     552848103       46      639 SH       OTHER                   588        0       51
MICROSOFT CORP                 COMMON STOCK     594918104    13255   181572 SH       DEFINED              180962        0      610
MICROSOFT CORP                 COMMON STOCK     594918104      687     9411 SH       OTHER                  9411        0        0
MIDAS INC                      COMMON STOCK     595626102       33     2636 SH       DEFINED                2636        0        0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK     599902103       19      548 SH       DEFINED                 548        0        0
MINIMED INC                    COMMON STOCK     60365K108        5      100 SH       DEFINED                 100        0        0
MINNESOTA MNG & MFG CO         COMMON STOCK     604059105      959     8402 SH       DEFINED                8352        0       50
MINNESOTA MNG & MFG CO         COMMON STOCK     604059105      439     3847 SH       OTHER                  3740        0      107
MIPS TECHNOLOGIES INC CL B     COMMON STOCK     604567206        2      162 SH       DEFINED                 162        0        0
MIRANT CORP                    COMMON STOCK     604675108      155     4514 SH       DEFINED                4514        0        0
MIRANT CORP                    COMMON STOCK     604675108       50     1441 SH       OTHER                  1243        0      198
MISSION RESOURCES CORP         COMMON STOCK     605109107        7     1000 SH       DEFINED                1000        0        0
MITEL CORP                     COMMON STOCK     606711109        2      200 SH       DEFINED                 100        0      100
MOLEX INC                      COMMON STOCK     608554101      111     3042 SH       DEFINED                3042        0        0
MONTGOMERY FINL CORP           COMMON STOCK     613826106        1      100 SH       DEFINED                 100        0        0
MONY GROUP INC                 COMMON STOCK     615337102       23      582 SH       DEFINED                 295        0      287
MORGAN STANLEY DEAN WITTER & C COMMON STOCK     617446448      352     5483 SH       DEFINED                5483        0        0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK     617446448        6       92 SH       OTHER                    92        0        0
MORGAN STANLEY DEAN WITTER INC COMMON STOCK     61745P874       14      800 SH       DEFINED                 800        0        0
MOTOROLA INC                   COMMON STOCK     620076109      402    24285 SH       DEFINED               24285        0        0
MOTOROLA INC                   COMMON STOCK     620076109       47     2865 SH       OTHER                  2865        0        0
MYLAN LABS INC                 COMMON STOCK     628530107      202     7170 SH       OTHER                  7170        0        0
NASDAQ 100 SHARES              COMMON STOCK     631100104       62     1350 SH       DEFINED                1235        0      115
NATIONAL CITY CORP             COMMON STOCK     635405103      135     4376 SH       DEFINED                3928        0      448
NATIONAL FUEL GAS CO           COMMON STOCK     636180101      682    13120 SH       OTHER                 13120        0        0
NATIONAL SEMICONDUCTOR CORP    COMMON STOCK     637640103        3      100 SH       DEFINED                 100        0        0
NATIONWIDE FINL SVCS INC       COMMON STOCK     638612101      699    16016 SH       DEFINED               16016        0        0
NATIONWIDE FINL SVCS INC       COMMON STOCK     638612101       14      318 SH       OTHER                   318        0        0
NATL COMMERCE FINL CORP        COMMON STOCK     63545P104       61     2500 SH       DEFINED                2500        0        0
NAVISTAR INTL CORP             COMMON STOCK     63934E108        1       40 SH       DEFINED                  40        0        0
NCR CORP                       COMMON STOCK     62886E108        2       37 SH       DEFINED                  37        0        0
NETWORK APPLIANCE INC          COMMON STOCK     64120L104       11      800 SH       DEFINED                 800        0        0
NETWORKS ASSOC INC             COMMON STOCK     640938106       20     1600 SH       DEFINED                1600        0        0
NEW PLAN EXCEL RLTY TR INC     COMMON STOCK     648053106       17     1128 SH       DEFINED                1128        0        0
NEWELL RUBBERMAID CO           COMMON STOCK     651229106      159     6330 SH       DEFINED                6330        0        0
NEWMONT MNG CORP               COMMON STOCK     651639106        3      136 SH       DEFINED                 136        0        0
NEWPORT CORP                   COMMON STOCK     651824104        7      250 SH       DEFINED                 250        0        0
NEXTEL COMMUNICATIONS INC      COMMON STOCK     65332V103      687    39244 SH       DEFINED               38694        0      550
NEXTEL COMMUNICATIONS INC      COMMON STOCK     65332V103       57     3254 SH       OTHER                  3254        0        0
NICOR INC                      COMMON STOCK     654086107       12      307 SH       OTHER                     0        0      307
NIKE INC CLASS B               COMMON STOCK     654106103       21      500 SH       DEFINED                 500        0        0
NISOURCE INC COM               COMMON STOCK     65473P105      394    14412 SH       DEFINED               14412        0        0
NISOURCE INC COM               COMMON STOCK     65473P105       12      434 SH       OTHER                   434        0        0
NOBLE AFFILIATES INC           COMMON STOCK     654894104      407    11517 SH       DEFINED               11517        0        0
NOBLE AFFILIATES INC           COMMON STOCK     654894104       89     2525 SH       OTHER                  2525        0        0
NOKIA CORP                     COMMON STOCK     654902204      480    21635 SH       DEFINED               21635        0        0
NOKIA CORP                     COMMON STOCK     654902204       36     1625 SH       OTHER                  1625        0        0
NORFOLK SOUTHERN CORP          COMMON STOCK     655844108      287    13825 SH       DEFINED               13275        0      550
NORTEL NETWORKS CORP           COMMON STOCK     656568102       46     5125 SH       DEFINED                5125        0        0
NORTEL NETWORKS CORP           COMMON STOCK     656568102       30     3360 SH       OTHER                  3360        0        0
NORTH FORK BANCORPORATION INC  COMMON STOCK     659424105       45     1460 SH       DEFINED                1460        0        0
NORTHERN TRUST CORPORATION     COMMON STOCK     665859104     1824    29180 SH       DEFINED               28520        0      660
NORTHERN TRUST CORPORATION     COMMON STOCK     665859104       25      400 SH       OTHER                   400        0        0
NORTHFIELD LABS INC            COMMON STOCK     666135108       16     1000 SH       DEFINED                1000        0        0
NORTHWEST NAT GAS CO           COMMON STOCK     667655104        1       32 SH       OTHER                    32        0        0
NOVARTIS AG ADR                COMMON STOCK     66987V109       14      400 SH       DEFINED                 400        0        0
NOVELL INC                     COMMON STOCK     670006105       10     1825 SH       DEFINED                1825        0        0
NOVELLUS SYS INC               COMMON STOCK     670008101        9      150 SH       DEFINED                 150        0        0
NU HORIZONS ELECTRS CORP       COMMON STOCK     669908105        3      300 SH       DEFINED                 300        0        0
NUCOR CORP                     COMMON STOCK     670346105        5      100 SH       OTHER                   100        0        0
NUI HLDG CO                    COMMON STOCK     629431107       10      425 SH       DEFINED                 425        0        0
NZ CORP                        COMMON STOCK     629497108        6     1300 SH       DEFINED                1300        0        0
OCCIDENTAL PETE CORP           COMMON STOCK     674599105        2       69 SH       DEFINED                  69        0        0
OCCIDENTAL PETE CORP           COMMON STOCK     674599105       27     1016 SH       OTHER                  1016        0        0
OGE ENERGY CORP                COMMON STOCK     670837103        5      200 SH       DEFINED                 200        0        0
OGE ENERGY CORP                COMMON STOCK     670837103        9      400 SH       OTHER                   400        0        0
OLD NATIONAL BANCORP           COMMON STOCK     680033107    72596  2749844 SH       DEFINED               37869        0  2711975
OLD NATIONAL BANCORP           COMMON STOCK     680033107    22462   850821 SH       OTHER                  4280        0   846541
OLD REPUBLIC INTERNATIONAL COR COMMON STOCK     680223104       71     2437 SH       DEFINED                2437        0        0
OMNICOM GROUP INC              COMMON STOCK     681919106        4       50 SH       DEFINED                  50        0        0
ON2 COM INC                    COMMON STOCK     68338A107        0      200 SH       DEFINED                 200        0        0
ORACLE CORPORATION             COMMON STOCK     68389X105      757    39832 SH       DEFINED               39832        0        0
ORACLE CORPORATION             COMMON STOCK     68389X105       73     3868 SH       OTHER                  3868        0        0
OXIGENE INC                    COMMON STOCK     691828107        2      300 SH       DEFINED                 300        0        0
PACTIV CORP                    COMMON STOCK     695257105        3      200 SH       DEFINED                 200        0        0
PACTIV CORP                    COMMON STOCK     695257105        5      401 SH       OTHER                     0        0      401
PALL CORP                      COMMON STOCK     696429307       16      686 SH       DEFINED                 686        0        0
PALL CORP                      COMMON STOCK     696429307       38     1600 SH       OTHER                  1600        0        0
PALM INC                       COMMON STOCK     696642107        3      544 SH       DEFINED                 544        0        0
PALM INC                       COMMON STOCK     696642107        5      867 SH       OTHER                   867        0        0
PANERA BREAD CO                COMMON STOCK     69840W108       13      400 SH       DEFINED                 400        0        0
PAPA JOHNS INTL INC            COMMON STOCK     698813102        6      240 SH       DEFINED                 240        0        0
PARAMETRIC TECH CORP           COMMON STOCK     699173100       13      929 SH       DEFINED                 929        0        0
PARK PL ENTMT CORP COM         COMMON STOCK     700690100       19     1600 SH       DEFINED                1600        0        0
PAYCHEX INC                    COMMON STOCK     704326107      180     4500 SH       DEFINED                4500        0        0
PENNEY J C INC                 COMMON STOCK     708160106        8      300 SH       DEFINED                 300        0        0
PENNEY J C INC                 COMMON STOCK     708160106       16      600 SH       OTHER                   600        0        0
PEOPLES BANCORP/AUBURN IN      COMMON STOCK     709788103       21     1350 SH       DEFINED                1350        0        0
PEOPLES BK BRIDGEPORT CONN     COMMON STOCK     710198102        5      230 SH       DEFINED                 230        0        0
PEPSIAMERICAS INC              COMMON STOCK     71343P200      151    11345 SH       DEFINED               11345        0        0
PEPSICO INC                    COMMON STOCK     713448108     8894   201231 SH       DEFINED              200516        0      715
PEPSICO INC                    COMMON STOCK     713448108      692    15663 SH       OTHER                 15663        0        0
PEROT SYS CORP                 COMMON STOCK     714265105        5      300 SH       DEFINED                 300        0        0
PFIZER INC                     COMMON STOCK     717081103    12170   303877 SH       DEFINED              303327        0      550
PFIZER INC                     COMMON STOCK     717081103     1158    28915 SH       OTHER                 23986        0     4929
PG& E CORP                     COMMON STOCK     69331C108        3      300 SH       DEFINED                 300        0        0
PHARMACIA CORP                 COMMON STOCK     71713U102      864    18797 SH       DEFINED               18797        0        0
PHARMACIA CORP                 COMMON STOCK     71713U102       58     1270 SH       OTHER                  1270        0        0
PHELPS DODGE CORP              COMMON STOCK     717265102        0        9 SH       DEFINED                   9        0        0
PHELPS DODGE CORP              COMMON STOCK     717265102        4      100 SH       OTHER                     0        0      100
PHILADELPHIA SUBN CORP         COMMON STOCK     718009608       14      535 SH       DEFINED                 535        0        0
PHILIP MORRIS INC              COMMON STOCK     718154107     3767    74224 SH       DEFINED               73294        0      930
PHILIP MORRIS INC              COMMON STOCK     718154107      727    14333 SH       OTHER                 14333        0        0
PHILLIPS PETROLEUM CO          COMMON STOCK     718507106      133     2333 SH       DEFINED                2333        0        0
PHOSPHATE RESOURCE PARTNERS LT COMMON STOCK     719217101        0      100 SH       DEFINED                 100        0        0
PHOTRONICS INC                 COMMON STOCK     719405102        5      200 SH       DEFINED                 200        0        0
PITNEY-BOWES INC               COMMON STOCK     724479100      176     4175 SH       DEFINED                4175        0        0
PITNEY-BOWES INC               COMMON STOCK     724479100      456    10819 SH       OTHER                  3200        0     7619
PLUG PWR INC                   COMMON STOCK     72919P103       13      600 SH       DEFINED                 600        0        0
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105      188     2865 SH       DEFINED                2865        0        0
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105       43      650 SH       OTHER                   300        0      350
POTASH CORP SASK INC           COMMON STOCK     73755L107        6      110 SH       DEFINED                 110        0        0
POTOMAC ELEC PWR CO            COMMON STOCK     737679100       21     1000 SH       DEFINED                1000        0        0
PPG INDS INC                   COMMON STOCK     693506107      368     6993 SH       DEFINED                6993        0        0
PPG INDS INC                   COMMON STOCK     693506107      158     3000 SH       OTHER                  3000        0        0
PRAXAIR INC                    COMMON STOCK     74005P104       33      704 SH       DEFINED                 704        0        0
PRICELINE.COM INC              COMMON STOCK     741503106        9     1000 SH       DEFINED                1000        0        0
PROCTER & GAMBLE CO            COMMON STOCK     742718109     1188    18620 SH       DEFINED               18400        0      220
PROCTER & GAMBLE CO            COMMON STOCK     742718109       68     1060 SH       OTHER                  1060        0        0
PROGRESS ENERGY INC            COMMON STOCK     743263105       51     1132 SH       DEFINED                1132        0        0
PROGRESS ENERGY INC            COMMON STOCK     743263105        3       65 SH       OTHER                    65        0        0
PROGRESSIVE CORP               COMMON STOCK     743315103      368     2722 SH       DEFINED                2722        0        0
PROVIDIAN FINL CORP            COMMON STOCK     74406A102      487     8220 SH       DEFINED                8220        0        0
PROVIDIAN FINL CORP            COMMON STOCK     74406A102      639    10800 SH       OTHER                 10800        0        0
PROXICOM INC                   COMMON STOCK     744282104        1      200 SH       DEFINED                 200        0        0
PUBLIC SERVICE ENTERPRISE GP   COMMON STOCK     744573106       64     1310 SH       DEFINED                1310        0        0
PUGET ENERGY INC               COMMON STOCK     745310102        3      100 SH       DEFINED                 100        0        0
PUGET ENERGY INC               COMMON STOCK     745310102        3      129 SH       OTHER                   129        0        0
QLOGIC CORP                    COMMON STOCK     747277101       13      200 SH       DEFINED                 200        0        0
QUAKER OATS CO                 COMMON STOCK     747402105      577     6323 SH       DEFINED                6323        0        0
QUALCOMM INC                   COMMON STOCK     747525103       39      669 SH       DEFINED                 669        0        0
QUALCOMM INC                   COMMON STOCK     747525103       15      250 SH       OTHER                   250        0        0
QUESTAR CORP                   COMMON STOCK     748356102      347    14000 SH       DEFINED               14000        0        0
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109     1796    56363 SH       DEFINED               55533        0      830
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109      243     7634 SH       OTHER                  7609        0       25
R G S ENERGY GROUP INC COM     COMMON STOCK     74956K104        8      204 SH       OTHER                   204        0        0
RADIAN GROUP INC               COMMON STOCK     750236101       32      800 SH       DEFINED                 800        0        0
RALSTON PURINA CO              COMMON STOCK     751277302       55     1830 SH       DEFINED                1830        0        0
RAYONIER INC                   COMMON STOCK     754907103        1       24 SH       OTHER                    24        0        0
RAYTHEON CO NEW                COMMON STOCK     755111507      112     4200 SH       DEFINED                4200        0        0
RAYTHEON CO NEW                COMMON STOCK     755111507       11      400 SH       OTHER                   400        0        0
RED HAT INC                    COMMON STOCK     756577102        8     2000 SH       OTHER                  2000        0        0
REDBACK NETWORKS INC           COMMON STOCK     757209101        1      100 SH       DEFINED                 100        0        0
RELIABILITY INC                COMMON STOCK     759903107        1      300 SH       DEFINED                   0        0      300
RELIANT ENERGY INC             COMMON STOCK     75952J108       29      900 SH       DEFINED                 900        0        0
RELIANT ENERGY INC             COMMON STOCK     75952J108      178     5524 SH       OTHER                  5524        0        0
RENT-A-CENTER INC              COMMON STOCK     76009N100       13      250 SH       DEFINED                 250        0        0
RES CARE INC                   COMMON STOCK     760943100        2      225 SH       DEFINED                 225        0        0
REYNOLDS & REYNOLDS CO CL A    COMMON STOCK     761695105       23     1026 SH       DEFINED                1026        0        0
REYNOLDS & REYNOLDS CO CL A    COMMON STOCK     761695105       49     2250 SH       OTHER                  2250        0        0
RF MICRO DEVICES INC           COMMON STOCK     749941100        5      200 SH       DEFINED                 200        0        0
RITE AID CORP                  COMMON STOCK     767754104        6      700 SH       DEFINED                 700        0        0
RIVER VY BANCORP               COMMON STOCK     768475105       11      600 SH       DEFINED                 600        0        0
RLI CORP                       COMMON STOCK     749607107       22      500 SH       OTHER                   500        0        0
ROCKWELL INTL CORP NEW         COMMON STOCK     773903109       12      311 SH       DEFINED                 311        0        0
ROCKWELL INTL CORP NEW         COMMON STOCK     773903109        6      150 SH       OTHER                   150        0        0
ROHM & HAAS CO                 COMMON STOCK     775371107       99     3000 SH       DEFINED                3000        0        0
ROHM & HAAS CO                 COMMON STOCK     775371107        4      110 SH       OTHER                   110        0        0
ROPER INDS INC                 COMMON STOCK     776696106        8      200 SH       DEFINED                 200        0        0
ROXIO INC                      COMMON STOCK     780008108        1      115 SH       DEFINED                 115        0        0
ROYAL DUTCH PETE CO            COMMON STOCK     780257804     1568    26910 SH       DEFINED               25310        0     1600
ROYAL DUTCH PETE CO            COMMON STOCK     780257804       70     1200 SH       OTHER                  1200        0        0
RYERSON TULL INC NEW           COMMON STOCK     78375P107        0       20 SH       DEFINED                  20        0        0
SABRE HLDGS CORP               COMMON STOCK     785905100       14      289 SH       OTHER                     0        0      289
SAFEGUARD SCIENTIFICS INC      COMMON STOCK     786449108        2      300 SH       DEFINED                 300        0        0
SAFEWAY INC                    COMMON STOCK     786514208       22      462 SH       DEFINED                 462        0        0
SANMINA CORP                   COMMON STOCK     800907107     2628   112265 SH       DEFINED              112115        0      150
SANMINA CORP                   COMMON STOCK     800907107      170     7267 SH       OTHER                  7267        0        0
SARA LEE CORP                  COMMON STOCK     803111103      319    16830 SH       DEFINED               16430        0      400
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103     7003   174813 SH       DEFINED              174813        0        0
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103     2285    57046 SH       OTHER                 55656        0     1390
SCANA CORP NEW                 COMMON STOCK     80589M102        5      172 SH       DEFINED                 172        0        0
SCANSOURCE INC                 COMMON STOCK     806037107        4       80 SH       DEFINED                  80        0        0
SCHERING PLOUGH CORP           COMMON STOCK     806605101     1994    55011 SH       DEFINED               54711        0      300
SCHERING PLOUGH CORP           COMMON STOCK     806605101       98     2717 SH       OTHER                  2616        0      101
SCHLUMBERGER LTD               COMMON STOCK     806857108      464     8813 SH       DEFINED                8753        0       60
SCHLUMBERGER LTD               COMMON STOCK     806857108      196     3714 SH       OTHER                  3714        0        0
SCHULMAN A INC                 COMMON STOCK     808194104       17     1266 SH       DEFINED                1266        0        0
SCHWAB CHARLES CORP            COMMON STOCK     808513105      169    10710 SH       DEFINED               10710        0        0
SCI SYS INC                    COMMON STOCK     783890106      151     5920 SH       DEFINED                5920        0        0
SCI SYS INC                    COMMON STOCK     783890106        5      180 SH       OTHER                   180        0        0
SCIENT CORP                    COMMON STOCK     80864H109        2     2000 SH       OTHER                  2000        0        0
SCOTTISH PWR PLC               COMMON STOCK     81013T705       66     2277 SH       DEFINED                2277        0        0
SCOTTISH PWR PLC               COMMON STOCK     81013T705        2       58 SH       OTHER                    58        0        0
SEARS ROEBUCK & CO             COMMON STOCK     812387108      163     3842 SH       DEFINED                3842        0        0
SEARS ROEBUCK & CO             COMMON STOCK     812387108        4      100 SH       OTHER                   100        0        0
SEMCO ENERGY INC               COMMON STOCK     78412D109        7      486 SH       DEFINED                 486        0        0
SEMPRA ENERGY COM              COMMON STOCK     816851109        4      150 SH       DEFINED                 150        0        0
SEMPRA ENERGY COM              COMMON STOCK     816851109       22      800 SH       OTHER                   800        0        0
SERVICEMASTER CO               COMMON STOCK     81760N109      197    16437 SH       DEFINED               16437        0        0
SHELL TRANS & TRADING PLC      COMMON STOCK     822703609       60     1200 SH       OTHER                  1200        0        0
SHERWIN WILLIAMS CO            COMMON STOCK     824348106      137     6164 SH       DEFINED                6164        0        0
SIEBEL SYS INC                 COMMON STOCK     826170102     2582    55045 SH       DEFINED               55045        0        0
SIEBEL SYS INC                 COMMON STOCK     826170102       82     1740 SH       OTHER                  1740        0        0
SIERRA PAC RES NEW             COMMON STOCK     826428104       40     2500 SH       DEFINED                2500        0        0
SIGMA ALDRICH CORP             COMMON STOCK     826552101      210     5446 SH       DEFINED                5446        0        0
SIGMA ALDRICH CORP             COMMON STOCK     826552101        2       48 SH       OTHER                    48        0        0
SILICON GRAPHICS INC           COMMON STOCK     827056102        2     1182 SH       DEFINED                1182        0        0
SILICON STORAGE TECH INC       COMMON STOCK     827057100        5      450 SH       DEFINED                 225        0      225
SILICONIX INC                  COMMON STOCK     827079203      165     5214 SH       DEFINED                5214        0        0
SIMON PPTY GROUP INC NEW       COMMON STOCK     828806109       33     1100 SH       DEFINED                1100        0        0
SIMON PPTY GROUP INC NEW       COMMON STOCK     828806109       30     1000 SH       OTHER                  1000        0        0
SIRIUS SATELLITE RADIO INC     COMMON STOCK     82966U103       11      900 SH       DEFINED                   0        0      900
SNAP-ON INC                    COMMON STOCK     833034101       75     3100 SH       OTHER                  3100        0        0
SODEXHO MARRIOTT SVCS INC      COMMON STOCK     833793102        2       50 SH       DEFINED                  50        0        0
SOLECTRON CORP                 COMMON STOCK     834182107     1994   108981 SH       DEFINED              107961        0     1020
SOLECTRON CORP                 COMMON STOCK     834182107      482    26315 SH       OTHER                 26315        0        0
SOLUTIA INC                    COMMON STOCK     834376105        8      601 SH       DEFINED                 495        0      106
SOLUTIA INC                    COMMON STOCK     834376105        2      120 SH       OTHER                   120        0        0
SONIC FOUNDRY INC              COMMON STOCK     83545R108        3     1750 SH       DEFINED                1750        0        0
SONY CORP ADR                  COMMON STOCK     835699307       34      522 SH       DEFINED                 522        0        0
SORRENTO NETWORKS CORP         COMMON STOCK     83586Q100        2      200 SH       DEFINED                 200        0        0
SOUTHERN CO                    COMMON STOCK     842587107      213     9145 SH       DEFINED                9145        0        0
SOUTHERN CO                    COMMON STOCK     842587107      131     5632 SH       OTHER                  5132        0      500
SOUTHTRUST CORP                COMMON STOCK     844730101      388    14940 SH       DEFINED               14940        0        0
SOUTHTRUST CORP                COMMON STOCK     844730101        5      200 SH       OTHER                   200        0        0
SOUTHWEST AIRLINES             COMMON STOCK     844741108       22     1165 SH       DEFINED                1165        0        0
SOUTHWEST AIRLINES             COMMON STOCK     844741108       18     1000 SH       OTHER                  1000        0        0
SOUTHWEST GAS CORP             COMMON STOCK     844895102        7      275 SH       DEFINED                 275        0        0
SPEEDUS.COM                    COMMON STOCK     847723103        0       55 SH       DEFINED                  55        0        0
SPEEDWAY MOTORSPORTS INC       COMMON STOCK     847788106        8      300 SH       DEFINED                 300        0        0
SPRINT CORP                    COMMON STOCK     852061100       65     3044 SH       DEFINED                3044        0        0
SPRINT CORP                    COMMON STOCK     852061100       13      600 SH       OTHER                   600        0        0
SPRINT CORP PCS COM SER 1      COMMON STOCK     852061506      688    28491 SH       DEFINED               28401        0       90
SPRINT CORP PCS COM SER 1      COMMON STOCK     852061506       38     1584 SH       OTHER                  1584        0        0
SR HSG PPTYS TR                COMMON STOCK     81721M109        1      100 SH       DEFINED                 100        0        0
ST PAUL COS INC                COMMON STOCK     792860108       29      564 SH       DEFINED                 564        0        0
STAPLES INC RETAIL & DELIVERY  COMMON STOCK     855030102     2184   136575 SH       DEFINED              136575        0        0
STAPLES INC RETAIL & DELIVERY  COMMON STOCK     855030102       70     4375 SH       OTHER                  4375        0        0
STARBUCKS CORP                 COMMON STOCK     855244109       61     2664 SH       DEFINED                2664        0        0
STARWOOD HOTELS & RESORTS WORL COMMON STOCK     85590A203        3       91 SH       OTHER                    91        0        0
STATE STR CORP                 COMMON STOCK     857477103     9463   191218 SH       DEFINED              191068        0      150
STATE STR CORP                 COMMON STOCK     857477103      262     5286 SH       OTHER                  5020        0      266
STEAK N SHAKE CO               COMMON STOCK     857873103       23     2499 SH       OTHER                  2499        0        0
STILLWATER MNG CO              COMMON STOCK     86074Q102        3      100 SH       DEFINED                 100        0        0
STORAGE COMPUTER CORP          COMMON STOCK     86211A101       10     1505 SH       DEFINED                   0        0     1505
SUN LIFE FINL SVCS CDA INC     COMMON STOCK     866796105      164     6892 SH       DEFINED                6892        0        0
SUN LIFE FINL SVCS CDA INC     COMMON STOCK     866796105        7      291 SH       OTHER                   291        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104     2195   139617 SH       DEFINED              139296        0      321
SUN MICROSYSTEMS INC           COMMON STOCK     866810104      200    12707 SH       OTHER                 12443        0      264
SUNGARD DATA SYSTEM            COMMON STOCK     867363103      120     4000 SH       DEFINED                4000        0        0
SUNOCO INC                     COMMON STOCK     86764P109       31      834 SH       OTHER                   834        0        0
SUPERIOR INDS INTL INC         COMMON STOCK     868168105        8      211 SH       DEFINED                 211        0        0
SUPERVALU INC                  COMMON STOCK     868536103       32     1800 SH       OTHER                  1800        0        0
SYNOPSYS INC                   COMMON STOCK     871607107        4       84 SH       DEFINED                  84        0        0
SYNOVUS FINL CORP              COMMON STOCK     87161C105       88     2800 SH       DEFINED                2800        0        0
SYNTROLEUM CORP                COMMON STOCK     871630109        3      300 SH       DEFINED                 300        0        0
SYSCO CORP                     COMMON STOCK     871829107      935    34435 SH       DEFINED               34435        0        0
SYSCO CORP                     COMMON STOCK     871829107       43     1586 SH       OTHER                  1586        0        0
T ROWE PRICE GROUP INC         COMMON STOCK     74144T108      589    15755 SH       DEFINED               15755        0        0
TARGET CORP                    COMMON STOCK     87612E106      693    20030 SH       DEFINED               20030        0        0
TARGET CORP                    COMMON STOCK     87612E106       12      350 SH       OTHER                   350        0        0
TECO ENERGY INC                COMMON STOCK     872375100       61     2000 SH       OTHER                  2000        0        0
TELEFONOS DE MEXICO ADR        COMMON STOCK     879403780       35     1000 SH       DEFINED                1000        0        0
TELLABS INC                    COMMON STOCK     879664100      464    23921 SH       DEFINED               23721        0      200
TELLABS INC                    COMMON STOCK     879664100       39     2022 SH       OTHER                  2022        0        0
TENNECO AUTOMOTIVE INC         COMMON STOCK     880349105        0       40 SH       DEFINED                  40        0        0
TENNECO AUTOMOTIVE INC         COMMON STOCK     880349105        0       80 SH       OTHER                     0        0       80
TERADYNE INC                   COMMON STOCK     880770102       70     2000 SH       DEFINED                2000        0        0
TEXACO INC                     COMMON STOCK     881694103     1882    28232 SH       DEFINED               27832        0      400
TEXACO INC                     COMMON STOCK     881694103      273     4089 SH       OTHER                  4089        0        0
TEXAS BIOTECH CORP             COMMON STOCK     88221T104        3      300 SH       DEFINED                 300        0        0
TEXAS INSTRS INC               COMMON STOCK     882508104      247     7735 SH       DEFINED                7735        0        0
TEXAS INSTRS INC               COMMON STOCK     882508104       26      810 SH       OTHER                   810        0        0
THERMO ELECTRON CORP           COMMON STOCK     883556102       30     1350 SH       DEFINED                1350        0        0
THOMAS & BETTS CORP            COMMON STOCK     884315102       39     1760 SH       DEFINED                1760        0        0
TJX CO INC                     COMMON STOCK     872540109       23      730 SH       DEFINED                 730        0        0
TJX CO INC                     COMMON STOCK     872540109       91     2860 SH       OTHER                  2860        0        0
TOYS R US INC                  COMMON STOCK     892335100       35     1394 SH       DEFINED                1394        0        0
TRANSOCEAN SEDCO FOREX INC     COMMON STOCK     G90078109      209     5068 SH       DEFINED                4968        0      100
TRANSOCEAN SEDCO FOREX INC     COMMON STOCK     G90078109        9      216 SH       OTHER                   216        0        0
TRICOM SA ADR                  COMMON STOCK     89612A100        1      200 SH       DEFINED                 200        0        0
TRICON GLOBAL RESTAURANTS INC  COMMON STOCK     895953107      325     7393 SH       DEFINED                7393        0        0
TRUST CO NEW JERSEY            COMMON STOCK     898304100        2       60 SH       DEFINED                  60        0        0
TXU CORP                       COMMON STOCK     873168108       70     1453 SH       DEFINED                1453        0        0
TXU CORP                       COMMON STOCK     873168108       14      300 SH       OTHER                   300        0        0
TYCO INTERNATIONAL LTD         COMMON STOCK     902124106      560    10272 SH       DEFINED               10097        0      175
U S X MARATHON GROUP           COMMON STOCK     902905827       30     1000 SH       DEFINED                1000        0        0
U S X MARATHON GROUP           COMMON STOCK     902905827      103     3500 SH       OTHER                  3500        0        0
UAL CORP                       COMMON STOCK     902549500       11      300 SH       DEFINED                 300        0        0
UAL CORP                       COMMON STOCK     902549500       25      700 SH       OTHER                   500        0      200
UNILEVER N V NY SHS            COMMON STOCK     904784709      106     1785 SH       DEFINED                1785        0        0
UNION PACIFIC CORP             COMMON STOCK     907818108      113     2060 SH       DEFINED                2060        0        0
UNION PACIFIC CORP             COMMON STOCK     907818108      162     2955 SH       OTHER                  2955        0        0
UNION PLANTERS CORP            COMMON STOCK     908068109      694    15917 SH       DEFINED               15917        0        0
UNION PLANTERS CORP            COMMON STOCK     908068109      220     5040 SH       OTHER                  2016        0     3024
UNISOURCE ENERGY CORP          COMMON STOCK     909205106        0       15 SH       DEFINED                  15        0        0
UNISOURCE ENERGY CORP          COMMON STOCK     909205106        0       20 SH       OTHER                    20        0        0
UNISYS CORP                    COMMON STOCK     909214108        9      600 SH       OTHER                   600        0        0
UNITED DOMINION RLTY TR INC    COMMON STOCK     910197102        3      230 SH       DEFINED                 230        0        0
UNITED PARCEL SERVICE CL B     COMMON STOCK     911312106       11      190 SH       DEFINED                 190        0        0
UNITED PARCEL SERVICE CL B     COMMON STOCK     911312106       10      175 SH       OTHER                   175        0        0
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109     9485   129464 SH       DEFINED              127824      960      680
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109      934    12747 SH       OTHER                 12697        0       50
UNITED TELEVISION INC          COMMON STOCK     913066106        1        5 SH       DEFINED                   5        0        0
UNOCAL CORP                    COMMON STOCK     915289102       31      918 SH       DEFINED                 918        0        0
US AIR GROUP INC               COMMON STOCK     911905107        2      100 SH       OTHER                   100        0        0
US BANCORP DE NEW              COMMON STOCK     902973304      365    16032 SH       DEFINED               16032        0        0
US BANCORP DE NEW              COMMON STOCK     902973304      142     6232 SH       OTHER                  6232        0        0
USA EDUCATION INC              COMMON STOCK     90390U102       64      875 SH       OTHER                   875        0        0
UST INC                        COMMON STOCK     902911106       23      788 SH       DEFINED                 788        0        0
UTILICORP UNITED INC           COMMON STOCK     918005109       37     1200 SH       DEFINED                1200        0        0
VALENCE TECHNOLOGY INC         COMMON STOCK     918914102        2      250 SH       DEFINED                 250        0        0
VECTREN CORP                   COMMON STOCK     92240G101     7100   342971 SH       DEFINED              342971        0        0
VECTREN CORP                   COMMON STOCK     92240G101     1725    83310 SH       OTHER                 82245        0     1065
VENTRO CORP                    COMMON STOCK     922815105        0      400 SH       DEFINED                 400        0        0
VERISIGN INC                   COMMON STOCK     92343E102       16      265 SH       DEFINED                 265        0        0
VERITAS SOFTWARE CORP          COMMON STOCK     923436109       38      568 SH       DEFINED                 568        0        0
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     3960    74025 SH       DEFINED               73045        0      980
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     1430    26738 SH       OTHER                 25794        0      944
VERTEL CORP                    COMMON STOCK     924907108        2     2000 SH       DEFINED                2000        0        0
VIACOM INC CLASS A             COMMON STOCK     925524100       11      200 SH       DEFINED                 200        0        0
VIACOM INC CLASS B             COMMON STOCK     925524308      485     9367 SH       DEFINED                9367        0        0
VIACOM INC CLASS B             COMMON STOCK     925524308      136     2620 SH       OTHER                  2620        0        0
VISHAY INTERTECHNOLOGY INC     COMMON STOCK     928298108       12      500 SH       DEFINED                 500        0        0
VISTEON CORP                   COMMON STOCK     92839U107       22     1223 SH       DEFINED                1223        0        0
VITESSE SEMICONDUCTOR CORP     COMMON STOCK     928497106       13      600 SH       DEFINED                 400        0      200
VODAFONE GROUP PLC SA          COMMON STOCK     92857W100      281    12579 SH       DEFINED               12579        0        0
VODAFONE GROUP PLC SA          COMMON STOCK     92857W100       13      580 SH       OTHER                   214        0      366
VULCAN MATLS CO                COMMON STOCK     929160109      516     9600 SH       DEFINED                9600        0        0
WACHOVIA CORPORATION           COMMON STOCK     929771103       21      292 SH       DEFINED                 292        0        0
WACHOVIA CORPORATION           COMMON STOCK     929771103       21      290 SH       OTHER                   290        0        0
WALGREEN CO                    COMMON STOCK     931422109      415    12050 SH       DEFINED               12050        0        0
WALGREEN CO                    COMMON STOCK     931422109     1208    35044 SH       OTHER                 33444        0     1600
WALMART STORES INC             COMMON STOCK     931142103     1124    23036 SH       DEFINED               22549        0      487
WALMART STORES INC             COMMON STOCK     931142103      603    12350 SH       OTHER                 11550        0      800
WASHINGTON REAL ESTATE INVEST  COMMON STOCK     939653101       20      828 SH       DEFINED                 828        0        0
WEINGARTEN RLTY INVS           COMMON STOCK     948741103        7      149 SH       DEFINED                 149        0        0
WELLS FARGO & CO NEW           COMMON STOCK     949746101      850    18310 SH       DEFINED               18310        0        0
WELLS FARGO & CO NEW           COMMON STOCK     949746101       17      375 SH       OTHER                   375        0        0
WEYERHAEUSER                   COMMON STOCK     962166104      308     5600 SH       DEFINED                5600        0        0
WEYERHAEUSER                   COMMON STOCK     962166104       11      200 SH       OTHER                   200        0        0
WHIRLPOOL CORP                 COMMON STOCK     963320106     1816    29056 SH       DEFINED               29056        0        0
WHIRLPOOL CORP                 COMMON STOCK     963320106      477     7636 SH       OTHER                  7636        0        0
WILLIAMS COMMUN GROUP INC      COMMON STOCK     969455104        9     2869 SH       DEFINED                2869        0        0
WILLIAMS COS INC               COMMON STOCK     969457100      115     3490 SH       DEFINED                3490        0        0
WINN-DIXIE STORES INC.         COMMON STOCK     974280109       35     1328 SH       DEFINED                1328        0        0
WINN-DIXIE STORES INC.         COMMON STOCK     974280109       70     2664 SH       OTHER                     0        0     2664
WIRELESS FACILITIES INC        COMMON STOCK     97653A103        1      200 SH       DEFINED                 200        0        0
WISCONSIN ENERGY CORP          COMMON STOCK     976657106       88     3721 SH       DEFINED                3721        0        0
WISCONSIN ENERGY CORP          COMMON STOCK     976657106       50     2100 SH       OTHER                  2100        0        0
WORLDCOM INC MCI GROUP         COMMON STOCK     98157D304       24     1469 SH       DEFINED                1457        0       12
WORLDCOM INC MCI GROUP         COMMON STOCK     98157D304        3      163 SH       OTHER                   163        0        0
WORLDCOM INC WORLDCOM GROUP    COMMON STOCK     98157D106      523    36857 SH       DEFINED               36557        0      300
WORLDCOM INC WORLDCOM GROUP    COMMON STOCK     98157D106       55     3858 SH       OTHER                  3858        0        0
WRIGLEY (WM) JR                COMMON STOCK     982526105       19      400 SH       DEFINED                 400        0        0
WRIGLEY (WM) JR                COMMON STOCK     982526105      518    11050 SH       OTHER                     0        0    11050
XCEL ENERGY INC                COMMON STOCK     98389B100        8      294 SH       DEFINED                 294        0        0
XCEL ENERGY INC                COMMON STOCK     98389B100       30     1040 SH       OTHER                  1040        0        0
XEROX CORP                     COMMON STOCK     984121103       79     8242 SH       DEFINED                8242        0        0
XEROX CORP                     COMMON STOCK     984121103       37     3894 SH       OTHER                  3894        0        0
XETA TECHNOLOGIES INC          COMMON STOCK     983909102        5     1000 SH       OTHER                  1000        0        0
XILINX INC                     COMMON STOCK     983919101      191     4635 SH       DEFINED                4635        0        0
XILINX INC                     COMMON STOCK     983919101       13      314 SH       OTHER                   314        0        0
XM SATELLITE RADIO HLDGS INC   COMMON STOCK     983759101        5      300 SH       DEFINED                   0        0      300
XTO ENERGY INC                 COMMON STOCK     98385X106        2      150 SH       DEFINED                 150        0        0
YAHOO INC                      COMMON STOCK     984332106        6      320 SH       DEFINED                 320        0        0
YAHOO INC                      COMMON STOCK     984332106        7      350 SH       OTHER                   350        0        0
YPF SOCIEDAD ANONIMA ADR CL D  COMMON STOCK     984245100       12      500 SH       OTHER                     0        0      500
ZIONS BANCORP                  COMMON STOCK     989701107       47      800 SH       OTHER                   800        0        0
ZWEIG FD INC                   COMMON STOCK     989834106        5      550 SH       DEFINED                 550        0        0
3 COM CORP                     COMMON STOCK     885535104        1      300 SH       DEFINED                 300        0        0
3 COM CORP                     COMMON STOCK     885535104        2      450 SH       OTHER                   450        0        0
BRISTOL MYERS SQUIBB PFD       PREFERRED STOCK  110122207       37       62 SH       DEFINED             N.A.     N.A.     N.A.
IFC CAP TR II 10.5% PFD        PREFERRED STOCK  44950L200       11      400 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INCOME TR            OTHER            09247F100        7     1000 SH       DEFINED             N.A.     N.A.     N.A.
CHARTWELL DIV & INC FD         OTHER            16139P104       56     4808 SH       DEFINED             N.A.     N.A.     N.A.
DEBT STRATEGIES FD INC         OTHER            24276Q109       24     3320 SH       DEFINED             N.A.     N.A.     N.A.
DUFF & PHELPS UTIL & CORP BD T OTHER            26432K108        8      571 SH       DEFINED             N.A.     N.A.     N.A.
FRANKLIN UNIVERSAL TRUST       OTHER            355145103       15     1869 SH       DEFINED             N.A.     N.A.     N.A.
LINCOLN NATL CONV SECS FD      OTHER            534183108        8      500 SH       OTHER               N.A.     N.A.     N.A.
MFC ABERDEEN COMMONWEALTH FD   OTHER            003013109        8      925 SH       OTHER               N.A.     N.A.     N.A.
MFS CHARTER INCOME TR          OTHER            552727109       14     1600 SH       DEFINED             N.A.     N.A.     N.A.
MFS GOVT MARKETS INCOME TR     OTHER            552939100       12     1850 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN AMERN CAP VALUE MUN OTHER            921132106        5      400 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN BOND FD             OTHER            920955101       10      540 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN SR INCOME TR        OTHER            920961109       16     2000 SH       DEFINED             N.A.     N.A.     N.A.
ABERDEEN ASIA PAC PRIME INC FD OTHER            003009107        2      538 SH       DEFINED                 538        0        0
ACM GOVT INCOME FD INC         OTHER            000912105       37     4295 SH       DEFINED                4295        0        0
DUFF & PHELPS UTIL INCOME INC  OTHER            264324104      148    13770 SH       DEFINED               13770        0        0
DUFF & PHELPS UTIL INCOME INC  OTHER            264324104        5      500 SH       OTHER                   500        0        0
EQUITY INV UNIT 1ST EX AT&T SH OTHER            294700703      265     2100 SH       OTHER                  2100        0        0
GABELLI GLOBAL MULTIMEDIA TR   OTHER            36239Q109        0       11 SH       DEFINED                  11        0        0
GENERAL AMERICAN INVESTORS     OTHER            368802104       97     2566 SH       OTHER                  2566        0        0
MFS SPL VALUE TR               OTHER            55274E102       47     3100 SH       DEFINED                3100        0        0
NUVEEN MUNI INCOME FUND        OTHER            67062J102       10      850 SH       DEFINED                 850        0        0
PILGRIM PRIME RATE TR NEW      OTHER            72146W103       15     2000 SH       DEFINED                2000        0        0
PUTNAM MASTER INTER INC TR     OTHER            746909100       11     1700 SH       DEFINED                1700        0        0
SALOMON BROS FD INC            OTHER            795477108       54     3650 SH       DEFINED                3650        0        0
TRI CONTINENTAL CORP           OTHER            895436103       70     3212 SH       DEFINED                3212        0        0
TRI CONTINENTAL CORP           OTHER            895436103      221    10156 SH       OTHER                 10156        0        0
COLONIAL INVT GRADE MUN TR     OTHER            195768106       50     5066 SH       DEFINED             N.A.     N.A.     N.A.
COLONIAL MUN INC TR SH BEN INT OTHER            195799101        6     1000 SH       DEFINED             N.A.     N.A.     N.A.
DREYFUS STRATEGIC MUNS INC     OTHER            261932107       19     2000 SH       DEFINED             N.A.     N.A.     N.A.
INTERMEDIATE MUNI FD INC       OTHER            45880P104       70     7271 SH       DEFINED             N.A.     N.A.     N.A.
MANAGED MUNI PORTFOLIO INC     OTHER            561662107       25     2401 SH       DEFINED             N.A.     N.A.     N.A.
MFS MUNICIPAL INCOME FD A      OTHER            552738106       34     4000 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INVT QUALITY MUN FD INC OTHER            67062E103       47     3300 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN PREM INC MUN FD         OTHER            67062T100        6      400 SH       DEFINED             N.A.     N.A.     N.A.
SCUDDER MUNI INC TR            OTHER            81118R604       16     1400 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN STRATEGIC SECTOR MU OTHER            920943107       25     2000 SH       DEFINED             N.A.     N.A.     N.A.
KANEB PIPELINE PARTNERS LP     OTHER            484169107       53     1485 SH       DEFINED             N.A.     N.A.     N.A.
KINDER MORGAN ENERGY PARTNERS  OTHER            494550106       74     1069 SH       DEFINED             N.A.     N.A.     N.A.
SUBURBAN PROPANE PARTNERS LP   OTHER            864482104       26     1000 SH       DEFINED             N.A.     N.A.     N.A.
ALLIANCE RESOURCE PARTNERS LP  OTHER            01877R108       77     3400 SH       DEFINED             N.A.     N.A.     N.A.
LAKEHEAD PIPELINE PARTNERS LP  OTHER            511557100       52     1140 SH       DEFINED             N.A.     N.A.     N.A.
TEPPCO PARTNERS LP             OTHER            872384102       29     1000 SH       DEFINED             N.A.     N.A.     N.A.