13F-HR
                            ELECTRONIC 13F REPORT
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                    FORM 13F

                               FORM 13F COVER PAGE

REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 3/30/01

CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.):  ( ) IS A RESTATEMENT.
                                   ( ) ADDS NEW HOLDINGS ENTRIES

INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:

NAME:    Old National Trust Co
ADDRESS: 420 Main Street 16th floor
         Evansville, IN 47708

THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.


PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:

NAME:     Ron Vogel
TITLE:    Vice President
PHONE:    (812)464-1589
SIGNATURE,PLACE,AND DATE OF SIGNING:

    Ron Vogel                      Evansville, IN           4/4/01


REPORT TYPE (CHECK ONLY ONE.):

( X)        13F HOLDINGS REPORT

(  )        13F NOTICE

(  )        13F COMBINATION REPORT


LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
  NONE


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.

                              FORM 13F SUMMARY PAGE


REPORT SUMMARY:

NUMBER OF OTHER INCLUDED MANAGERS:        0

FORM 13F INFORMATION TABLE ENTRY TOTAL:    900

FORM 13F INFORMATION TABLE VALUE TOTAL:             $562,564


                                                                          
                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

A G EDWARDS INC                COMMON STOCK     281760108      107     2893 SH       DEFINED                2893        0        0
ABBOTT LABS                    COMMON STOCK     002824100     2098    44452 SH       DEFINED               43252        0     1200
ABBOTT LABS                    COMMON STOCK     002824100      604    12792 SH       OTHER                 12792        0        0
ABGENIX INC                    COMMON STOCK     00339B107        7      300 SH       DEFINED                 300        0        0
ACTUANT CORP CL A NEW          COMMON STOCK     00508X203        2      120 SH       DEFINED                 120        0        0
ADAMS EXPRESS CO               COMMON STOCK     006212104       46     2599 SH       DEFINED                2599        0        0
ADAPTEC INC                    COMMON STOCK     00651F108        6      700 SH       DEFINED                 700        0        0
ADC TELECOMMUNICATIONS INC     COMMON STOCK     000886101     1239   145795 SH       DEFINED              145595        0      200
ADC TELECOMMUNICATIONS INC     COMMON STOCK     000886101       93    10980 SH       OTHER                 10656        0      324
ADOBE SYS INC                  COMMON STOCK     00724F101        5      150 SH       DEFINED                 150        0        0
ADR AXA                        COMMON STOCK     054536107        0        4 SH       DEFINED                   4        0        0
ADR AXA                        COMMON STOCK     054536107       15      272 SH       OTHER                   272        0        0
ADVANCED MICRO DEVICES INC     COMMON STOCK     007903107       16      600 SH       DEFINED                 300        0      300
ADVANCED MICRO DEVICES INC     COMMON STOCK     007903107       60     2250 SH       OTHER                  2250        0        0
ADVANCED POLYMER SYS INC       COMMON STOCK     00754G102        0      200 SH       DEFINED                 200        0        0
AEGON N V                      COMMON STOCK     007924103      100     3428 SH       DEFINED                3428        0        0
AEGON N V                      COMMON STOCK     007924103      226     7736 SH       OTHER                  7736        0        0
AES CORP                       COMMON STOCK     00130H105     2238    44790 SH       DEFINED               44790        0        0
AES CORP                       COMMON STOCK     00130H105      377     7549 SH       OTHER                  7549        0        0
AETHER TECHNOLOGIES INC        COMMON STOCK     00808V105       46     3500 SH       DEFINED                3500        0        0
AFLAC INC                      COMMON STOCK     001055102      135     4920 SH       DEFINED                4920        0        0
AGILENT TECH INC               COMMON STOCK     00846U101      788    25644 SH       DEFINED               25532        0      112
AGILENT TECH INC               COMMON STOCK     00846U101       76     2479 SH       OTHER                  2479        0        0
AGL RES INC                    COMMON STOCK     001204106        7      300 SH       OTHER                   300        0        0
AIR PRODS & CHEMS INC          COMMON STOCK     009158106      119     3093 SH       DEFINED                3093        0        0
AIR PRODS & CHEMS INC          COMMON STOCK     009158106       69     1800 SH       OTHER                  1800        0        0
AK STEEL HOLDING CORP          COMMON STOCK     001547108        5      520 SH       DEFINED                 520        0        0
AKAMAI TECHNOLOGIES INC        COMMON STOCK     00971T101        2      264 SH       DEFINED                   0        0      264
ALBERTSONS INC                 COMMON STOCK     013104104       65     2031 SH       DEFINED                2031        0        0
ALBERTSONS INC                 COMMON STOCK     013104104       48     1512 SH       OTHER                  1512        0        0
ALCOA INC                      COMMON STOCK     013817101     1194    33225 SH       DEFINED               33225        0        0
ALCOA INC                      COMMON STOCK     013817101      211     5882 SH       OTHER                  5882        0        0
ALLEGHENY POWER SYSTEMS INC    COMMON STOCK     017361106      139     3000 SH       OTHER                  3000        0        0
ALLIANT ENERGY CORP            COMMON STOCK     018802108        2       55 SH       DEFINED                  55        0        0
ALLMERICA FINL CORP            COMMON STOCK     019754100      212     4088 SH       OTHER                  4088        0        0
ALLSTATE CORP                  COMMON STOCK     020002101      141     3354 SH       DEFINED                3354        0        0
ALLSTATE CORP                  COMMON STOCK     020002101        8      184 SH       OTHER                   184        0        0
ALLTEL CORP                    COMMON STOCK     020039103       61     1154 SH       DEFINED                1154        0        0
ALTERA CORP                    COMMON STOCK     021441100      990    46186 SH       DEFINED               46066        0      120
ALTERA CORP                    COMMON STOCK     021441100       21      965 SH       OTHER                   965        0        0
AMAZON COM INC                 COMMON STOCK     023135106        3      250 SH       DEFINED                 250        0        0
AMEREN CORP                    COMMON STOCK     023608102      162     3958 SH       DEFINED                1589        0     2369
AMEREN CORP                    COMMON STOCK     023608102       84     2051 SH       OTHER                  1742        0      309
AMERICAN ELEC PWR INC          COMMON STOCK     025537101      143     3033 SH       DEFINED                3033        0        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101       63     1343 SH       OTHER                  1343        0        0
AMERICAN EXPRESS CO            COMMON STOCK     025816109      432    10461 SH       DEFINED               10461        0        0
AMERICAN EXPRESS CO            COMMON STOCK     025816109       42     1013 SH       OTHER                  1013        0        0
AMERICAN GENERAL CORP TEXAS    COMMON STOCK     026351106     2719    71082 SH       DEFINED               71082        0        0
AMERICAN HOME PRODS CORP       COMMON STOCK     026609107     2321    39504 SH       DEFINED               38904        0      600
AMERICAN HOME PRODS CORP       COMMON STOCK     026609107      936    15925 SH       OTHER                 15925        0        0
AMERICAN INTL GROUP INC        COMMON STOCK     026874107     6530    81113 SH       DEFINED               80683        0      430
AMERICAN INTL GROUP INC        COMMON STOCK     026874107      984    12229 SH       OTHER                 12229        0        0
AMERICAN PWR CONVERSION        COMMON STOCK     029066107       13      999 SH       DEFINED                 999        0        0
AMERICAN WATER WORKS INC       COMMON STOCK     030411102      142     4400 SH       DEFINED                4400        0        0
AMGEN INC                      COMMON STOCK     031162100      568     9442 SH       DEFINED                9442        0        0
AMGEN INC                      COMMON STOCK     031162100       75     1250 SH       OTHER                   850        0      400
AMKOR TECHNOLOGY INC           COMMON STOCK     031652100        6      350 SH       DEFINED                 350        0        0
AMLI RESIDENTIAL PPTYS TR      COMMON STOCK     001735109        5      218 SH       DEFINED                 218        0        0
ANADARKO PETE CORP             COMMON STOCK     032511107       99     1579 SH       DEFINED                1579        0        0
ANADIGICS INC                  COMMON STOCK     032515108        4      292 SH       DEFINED                 292        0        0
ANALOG DEVICES INC             COMMON STOCK     032654105      114     3142 SH       DEFINED                3142        0        0
ANHEUSER-BUSCH CO              COMMON STOCK     035229103      454     9890 SH       DEFINED                9890        0        0
AOL TIME WARNER                COMMON STOCK     00184A105     2733    68058 SH       DEFINED               67658        0      400
AOL TIME WARNER                COMMON STOCK     00184A105      152     3779 SH       OTHER                  3779        0        0
AON CORP                       COMMON STOCK     037389103       12      337 SH       DEFINED                 337        0        0
AON CORP                       COMMON STOCK     037389103      240     6750 SH       OTHER                  6750        0        0
APACHE CORP                    COMMON STOCK     037411105       76     1312 SH       DEFINED                1312        0        0
APOLLO GROUP                   COMMON STOCK     037604105       73     2227 SH       DEFINED                2227        0        0
APPLE COMPUTER INC             COMMON STOCK     037833100       24     1072 SH       DEFINED                1072        0        0
APPLE COMPUTER INC             COMMON STOCK     037833100        4      200 SH       OTHER                   200        0        0
APPLEBEES INTL INC             COMMON STOCK     037899101        7      200 SH       DEFINED                 200        0        0
APPLERA CORP CELERA GENOMICS   COMMON STOCK     038020202        3       83 SH       DEFINED                  83        0        0
APPLIED EXTRUSION TECH INC     COMMON STOCK     038196101        1      400 SH       DEFINED                 400        0        0
APPLIED MATLS INC              COMMON STOCK     038222105     1179    27098 SH       DEFINED               26938        0      160
APPLIED MATLS INC              COMMON STOCK     038222105       29      675 SH       OTHER                   675        0        0
APPLIED MICRO CIRCUITS CORP    COMMON STOCK     03822W109        7      400 SH       DEFINED                 400        0        0
APW LTD                        COMMON STOCK     G04397108        5      600 SH       DEFINED                 600        0        0
ARCH COAL INC                  COMMON STOCK     039380100        0       14 SH       DEFINED                  14        0        0
ARCHER DANIELS MIDLAND CO      COMMON STOCK     039483102       54     4089 SH       DEFINED                4089        0        0
AREA BANCSHARES CORP NEW       COMMON STOCK     039872106       27     1687 SH       DEFINED                1687        0        0
ARIBA INC                      COMMON STOCK     04033V104        5      672 SH       DEFINED                 672        0        0
ASHLAND INC                    COMMON STOCK     044204105        2       60 SH       DEFINED                  60        0        0
AT & T CORP                    COMMON STOCK     001957109     1342    63003 SH       DEFINED               62808        0      195
AT & T CORP                    COMMON STOCK     001957109      242    11366 SH       OTHER                 10741        0      625
AT & T LATIN AMER CORP         COMMON STOCK     04649A106       25    10000 SH       DEFINED               10000        0        0
AT HOME CORP                   COMMON STOCK     045919107        4      800 SH       DEFINED                 800        0        0
ATMI INC                       COMMON STOCK     00207R101        2      100 SH       DEFINED                  50        0       50
AUDIOVOX CORP CL A             COMMON STOCK     050757103        3      400 SH       DEFINED                 400        0        0
AUTODESK INC                   COMMON STOCK     052769106       18      597 SH       DEFINED                 597        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      739    13581 SH       DEFINED               13181        0      400
AUTOZONE INC                   COMMON STOCK     053332102       64     2267 SH       DEFINED                2267        0        0
AVANEX CORP                    COMMON STOCK     05348W109        2      200 SH       DEFINED                 200        0        0
AVAYA INC                      COMMON STOCK     053499109       19     1480 SH       DEFINED                1469        0       11
AVAYA INC                      COMMON STOCK     053499109        6      445 SH       OTHER                   280        0      165
AVENTIS SPONS ADR              COMMON STOCK     053561106        8      103 SH       DEFINED                 103        0        0
AVERY DENNISON CORP            COMMON STOCK     053611109       45      864 SH       DEFINED                 864        0        0
AVISTA CORP                    COMMON STOCK     05379B107        9      500 SH       DEFINED                 500        0        0
AVON PRODS INC                 COMMON STOCK     054303102      473    11819 SH       DEFINED               11819        0        0
AZTAR CORP                     COMMON STOCK     054802103       53     5000 SH       DEFINED                5000        0        0
BAKER HUGHES INC               COMMON STOCK     057224107       33      909 SH       DEFINED                 909        0        0
BALDOR ELEC CO                 COMMON STOCK     057741100      104     4933 SH       DEFINED                4933        0        0
BALLARD PWR SYS INC            COMMON STOCK     05858H104        8      200 SH       DEFINED                 200        0        0
BANK OF AMERICA CORP           COMMON STOCK     060505104      351     6418 SH       DEFINED                6418        0        0
BANK OF AMERICA CORP           COMMON STOCK     060505104       56     1030 SH       OTHER                  1030        0        0
BANK ONE CORP COM              COMMON STOCK     06423A103     1919    53054 SH       DEFINED               52611        0      443
BANK ONE CORP COM              COMMON STOCK     06423A103      240     6643 SH       OTHER                  6643        0        0
BARD C R INC                   COMMON STOCK     067383109       41      900 SH       OTHER                   900        0        0
BARNES & NOBLE INC             COMMON STOCK     067774109       12      500 SH       DEFINED                 500        0        0
BARRICK GOLD CORP              COMMON STOCK     067901108        7      500 SH       DEFINED                 500        0        0
BARRICK GOLD CORP              COMMON STOCK     067901108        1      100 SH       OTHER                   100        0        0
BAXTER INTERNATIONAL INC       COMMON STOCK     071813109     1238    13146 SH       DEFINED               13146        0        0
BAXTER INTERNATIONAL INC       COMMON STOCK     071813109       39      416 SH       OTHER                   391        0       25
BAY VIEW CAP CORP DEL          COMMON STOCK     07262L101        1      113 SH       DEFINED                 113        0        0
BE FREE INC                    COMMON STOCK     073308108        1      500 SH       DEFINED                 500        0        0
BECKMAN COULTER INC            COMMON STOCK     075811109        9      220 SH       DEFINED                 220        0        0
BELL INDS INC                  COMMON STOCK     078107109        1      500 SH       DEFINED                 500        0        0
BELLSOUTH                      COMMON STOCK     079860102     4642   113441 SH       DEFINED              113281        0      160
BELLSOUTH                      COMMON STOCK     079860102     1141    27890 SH       OTHER                 27042        0      848
BELLWETHER EXPL CO NEW         COMMON STOCK     079895207        9     1000 SH       DEFINED                1000        0        0
BEMIS CO                       COMMON STOCK     081437105       41     1250 SH       DEFINED                1250        0        0
BEMIS CO                       COMMON STOCK     081437105       18      550 SH       OTHER                   550        0        0
BERKSHIRE HATHAWAY INC DE CL B COMMON STOCK     084670207        7        3 SH       DEFINED                   3        0        0
BEST BUY INC                   COMMON STOCK     086516101       14      400 SH       DEFINED                 400        0        0
BHC COMMUNICATIONS CL A        COMMON STOCK     055448104        7       60 SH       DEFINED                  60        0        0
BIOGEN INC                     COMMON STOCK     090597105     2213    34957 SH       DEFINED               34957        0        0
BIOGEN INC                     COMMON STOCK     090597105       31      482 SH       OTHER                   482        0        0
BIOMET INC                     COMMON STOCK     090613100       89     2257 SH       DEFINED                2257        0        0
BIOMET INC                     COMMON STOCK     090613100      118     3000 SH       OTHER                  3000        0        0
BJS WHSL CLUB INC              COMMON STOCK     05548J106       34      714 SH       OTHER                   714        0        0
BLACK & DECKER CORP            COMMON STOCK     091797100       37      998 SH       DEFINED                 998        0        0
BLACK & DECKER CORP            COMMON STOCK     091797100       37     1000 SH       OTHER                  1000        0        0
BMC SOFTWARE INC               COMMON STOCK     055921100        7      308 SH       DEFINED                 308        0        0
BOEING COMPANY                 COMMON STOCK     097023105      777    13941 SH       DEFINED               13941        0        0
BOEING COMPANY                 COMMON STOCK     097023105       39      700 SH       OTHER                   700        0        0
BOOKS-A-MILLION INC            COMMON STOCK     098570104        6     3000 SH       DEFINED                3000        0        0
BOSTON CELTICS LP UNIT LP INT  COMMON STOCK     100577105       14     1496 SH       DEFINED                1496        0        0
BP AMOCO PLC ADR               COMMON STOCK     055622104    12779   257545 SH       DEFINED              256017     1270      258
BP AMOCO PLC ADR               COMMON STOCK     055622104     4122    83077 SH       OTHER                 46787    23474    12816
BRISTOL MYERS SQUIBB CORP      COMMON STOCK     110122108    13342   224611 SH       DEFINED              224391        0      220
BRISTOL MYERS SQUIBB CORP      COMMON STOCK     110122108     4526    76196 SH       OTHER                 76196        0        0
BROADCOM CORP                  COMMON STOCK     111320107        9      300 SH       DEFINED                 200        0      100
BROADVISION INC                COMMON STOCK     111412102       10     1800 SH       DEFINED                1800        0        0
BROADWING INC                  COMMON STOCK     111620100       54     2800 SH       DEFINED                2800        0        0
BROWN SHOE COMPANY INC         COMMON STOCK     115736100        8      400 SH       DEFINED                 400        0        0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104      107     3514 SH       DEFINED                3514        0        0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104       16      540 SH       OTHER                   540        0        0
BURLINGTON RESOURCES INC       COMMON STOCK     122014103       45     1008 SH       DEFINED                1008        0        0
C COR ELECTRS INC              COMMON STOCK     125010108        1      100 SH       DEFINED                 100        0        0
CABLETRON SYS INC              COMMON STOCK     126920107       24     1879 SH       DEFINED                1879        0        0
CALPINE CORP                   COMMON STOCK     131347106       23      415 SH       DEFINED                 415        0        0
CAMPBELL SOUP CO               COMMON STOCK     134429109      155     5200 SH       DEFINED                5200        0        0
CANADA LIFE FINL CORP          COMMON STOCK     135113108       43     1577 SH       DEFINED                1577        0        0
CANADIAN PACIFIC LTD NEW       COMMON STOCK     135923100       44     1200 SH       DEFINED                1200        0        0
CAPITAL ONE FINL CORP          COMMON STOCK     14040H105       31      550 SH       DEFINED                 550        0        0
CARDINAL HEALTH INC            COMMON STOCK     14149Y108      497     5134 SH       DEFINED                5134        0        0
CARNIVAL CORP COM              COMMON STOCK     143658102      820    29631 SH       DEFINED               29631        0        0
CARNIVAL CORP COM              COMMON STOCK     143658102       61     2222 SH       OTHER                  2083        0      139
CATELLUS DEV CORP              COMMON STOCK     149111106        1       90 SH       DEFINED                  90        0        0
CATERPILLAR INC                COMMON STOCK     149123101     1442    32500 SH       DEFINED               32500        0        0
CATERPILLAR INC                COMMON STOCK     149123101       82     1841 SH       OTHER                  1841        0        0
CBRL GROUP INC                 COMMON STOCK     12489V106       27     1462 SH       DEFINED                1462        0        0
CFS BANCORP INC                COMMON STOCK     12525D102        8      720 SH       DEFINED                 720        0        0
CHECKFREE CORP NEW             COMMON STOCK     162813109        5      161 SH       DEFINED                 161        0        0
CHELSEA PROPERTY GROUP INC     COMMON STOCK     163421100        4      100 SH       DEFINED                 100        0        0
CHEVRON CORP                   COMMON STOCK     166751107     2719    30969 SH       DEFINED               30569        0      400
CHEVRON CORP                   COMMON STOCK     166751107      465     5291 SH       OTHER                  5291        0        0
CIENA CORP                     COMMON STOCK     171779101       13      300 SH       DEFINED                 300        0        0
CIGNA CORP                     COMMON STOCK     125509109       16      150 SH       DEFINED                 150        0        0
CINCINNATI FINL CORP           COMMON STOCK     172062101       38      990 SH       DEFINED                 990        0        0
CINERGY CORP                   COMMON STOCK     172474108      366    10916 SH       DEFINED                8035        0     2881
CINERGY CORP                   COMMON STOCK     172474108       70     2100 SH       OTHER                  2100        0        0
CINTAS CORP                    COMMON STOCK     172908105       39     1000 SH       DEFINED                1000        0        0
CIRCUIT CITY STORES INC        COMMON STOCK     172737108        3      300 SH       DEFINED                 300        0        0
CISCO SYSTEMS INC              COMMON STOCK     17275R102     6395   404455 SH       DEFINED              403408        0     1047
CISCO SYSTEMS INC              COMMON STOCK     17275R102      729    46104 SH       OTHER                 45508        0      596
CITIGROUP INC COM              COMMON STOCK     172967101     2806    62379 SH       DEFINED               61238        0     1141
CITIGROUP INC COM              COMMON STOCK     172967101      489    10878 SH       OTHER                  5878        0     5000
CITIZENS COMMUNICATIONS CO     COMMON STOCK     17453B101        9      679 SH       DEFINED                 679        0        0
CLASSIC BANCSHARES INC         COMMON STOCK     18272M104        1      100 SH       DEFINED                 100        0        0
CLAYTON HOMES INC              COMMON STOCK     184190106       26     2130 SH       DEFINED                2130        0        0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK     184502102       11      200 SH       DEFINED                 200        0        0
CLOROX CO                      COMMON STOCK     189054109       17      532 SH       OTHER                   532        0        0
CMGI INC                       COMMON STOCK     125750109        3     1000 SH       DEFINED                1000        0        0
CMS ENERGY CORP                COMMON STOCK     125896100       24      800 SH       DEFINED                 800        0        0
CNF TRANSN INC                 COMMON STOCK     12612W104       10      360 SH       DEFINED                 360        0        0
CNL HOSPITALITY PROPERTIES INC COMMON STOCK     202218103       11      900 SH       DEFINED                   0        0      900
COCA COLA CO                   COMMON STOCK     191216100     2775    61438 SH       DEFINED               53756        0     7682
COCA COLA CO                   COMMON STOCK     191216100      186     4120 SH       OTHER                  4120        0        0
COCA COLA ENTERPRISES          COMMON STOCK     191219104       53     3000 SH       DEFINED                3000        0        0
COLGATE PALMOLIVE CO           COMMON STOCK     194162103      700    12671 SH       DEFINED               12671        0        0
COLGATE PALMOLIVE CO           COMMON STOCK     194162103      199     3600 SH       OTHER                  2000        0     1600
COMCAST CORP                   COMMON STOCK     200300200     1296    30913 SH       DEFINED               30913        0        0
COMCAST CORP                   COMMON STOCK     200300200       50     1202 SH       OTHER                  1202        0        0
COMCAST CORP CL A              COMMON STOCK     200300101       10      252 SH       DEFINED                 252        0        0
COMERICA INC                   COMMON STOCK     200340107      101     1635 SH       OTHER                  1635        0        0
COMM INTELLIGENCE CORP DEL     COMMON STOCK     20338K106        1      320 SH       DEFINED                 320        0        0
COMMERCE ONE INC               COMMON STOCK     200693109        0       40 SH       DEFINED                  40        0        0
COMMONWEALTH INDS              COMMON STOCK     203004106        1      300 SH       DEFINED                 300        0        0
COMMSCOPE INC                  COMMON STOCK     203372107        1       66 SH       OTHER                    66        0        0
COMMUNITY BK SYS INC           COMMON STOCK     203607106       22      800 SH       DEFINED                 800        0        0
COMMUNITY FINANCIAL CORP       COMMON STOCK     20364V109        3      225 SH       DEFINED                 225        0        0
COMPAQ COMPUTER CORP           COMMON STOCK     204493100      246    13500 SH       DEFINED               13000        0      500
COMPAQ COMPUTER CORP           COMMON STOCK     204493100       18     1000 SH       OTHER                  1000        0        0
COMPUTER ASSOC                 COMMON STOCK     204912109        3      124 SH       DEFINED                 124        0        0
COMPUTER SCIENCES CORP         COMMON STOCK     205363104      243     7527 SH       DEFINED                7527        0        0
CONCERO INC                    COMMON STOCK     206018103        0      200 SH       DEFINED                 200        0        0
CONECTIV INC                   COMMON STOCK     206829103       32     1473 SH       DEFINED                1473        0        0
CONECTIV INC                   COMMON STOCK     206829202        5      245 SH       DEFINED                 245        0        0
CONEXANT SYS INC               COMMON STOCK     207142100       13     1405 SH       DEFINED                1405        0        0
CONNECTICUT WTR SVC INC        COMMON STOCK     207797101       20      600 SH       DEFINED                 600        0        0
CONSECO INC                    COMMON STOCK     208464107        8      471 SH       DEFINED                 471        0        0
CONSECO INC                    COMMON STOCK     208464107        8      500 SH       OTHER                   500        0        0
CONSOLIDATED EDISON INC        COMMON STOCK     209115104       60     1620 SH       DEFINED                1620        0        0
CONSOLIDATED STORES CORP       COMMON STOCK     210149100        4      425 SH       DEFINED                 425        0        0
CONSTELLATION ENERGY GROUP     COMMON STOCK     210371100       35      800 SH       DEFINED                 800        0        0
CONSTELLATION ENERGY GROUP     COMMON STOCK     210371100       13      300 SH       OTHER                   300        0        0
COOPER COS INC NEW             COMMON STOCK     216648402        5      100 SH       DEFINED                 100        0        0
CORN PRODS INTL INC            COMMON STOCK     219023108       13      500 SH       DEFINED                 500        0        0
CORN PRODS INTL INC            COMMON STOCK     219023108        2       80 SH       OTHER                    80        0        0
CORNING INC                    COMMON STOCK     219350105       85     4115 SH       DEFINED                4115        0        0
CORNING INC                    COMMON STOCK     219350105        7      354 SH       OTHER                   354        0        0
CREE INC                       COMMON STOCK     225447101        3      200 SH       DEFINED                 200        0        0
CRESCENT REAL ESTATE EQT       COMMON STOCK     225756105       23     1000 SH       DEFINED                1000        0        0
CROSS TIMBERS OIL CO           COMMON STOCK     227573102        2      100 SH       DEFINED                 100        0        0
CROWN CASTLE INTL CORP         COMMON STOCK     228227104     1162    78444 SH       DEFINED               78344        0      100
CROWN CASTLE INTL CORP         COMMON STOCK     228227104       60     4053 SH       OTHER                  4053        0        0
CROWN CORK & SEAL INC          COMMON STOCK     228255105        1      200 SH       DEFINED                 200        0        0
CSX CORP                       COMMON STOCK     126408103       76     2262 SH       DEFINED                2262        0        0
CSX CORP                       COMMON STOCK     126408103      145     4296 SH       OTHER                  4296        0        0
CVS CORP                       COMMON STOCK     126650100      178     3050 SH       DEFINED                3050        0        0
CVS CORP                       COMMON STOCK     126650100        6      100 SH       OTHER                   100        0        0
D R HORTON INC                 COMMON STOCK     23331A109       72     3392 SH       DEFINED                3392        0        0
DAIMLERCHRYSLER AG             COMMON STOCK     D1668R123       74     1665 SH       DEFINED                1665        0        0
DAIMLERCHRYSLER AG             COMMON STOCK     D1668R123       33      747 SH       OTHER                   747        0        0
DANAHER CORP                   COMMON STOCK     235851102       82     1502 SH       DEFINED                1502        0        0
DAVE & BUSTERS INC             COMMON STOCK     23833N104        1      100 SH       DEFINED                 100        0        0
DDI CORP                       COMMON STOCK     233162106        1       82 SH       DEFINED                  82        0        0
DEERE & COMPANY                COMMON STOCK     244199105       64     1770 SH       DEFINED                1770        0        0
DELL COMPUTER CORP             COMMON STOCK     247025109      279    10859 SH       DEFINED               10709        0      150
DELL COMPUTER CORP             COMMON STOCK     247025109       60     2350 SH       OTHER                  2350        0        0
DELPHI AUTOMOTIVE SYS CORP     COMMON STOCK     247126105        8      542 SH       DEFINED                 542        0        0
DELTA AIR LINES                COMMON STOCK     247361108       38      960 SH       DEFINED                 960        0        0
DEVON ENERGY CORP NEW          COMMON STOCK     25179M103       44      750 SH       OTHER                   750        0        0
DIAMONDS TR SERIES I           COMMON STOCK     252787106       92      929 SH       DEFINED                 586        0      343
DILLARDS INC CL A              COMMON STOCK     254067101       22     1000 SH       DEFINED                1000        0        0
DISNEY                         COMMON STOCK     254687106     2391    83592 SH       DEFINED               83227        0      365
DISNEY                         COMMON STOCK     254687106      221     7715 SH       OTHER                  7715        0        0
DOMINION RES INC VA NEW        COMMON STOCK     25746U109       24      374 SH       DEFINED                 374        0        0
DONNELLEY & SONS               COMMON STOCK     257867101        3      100 SH       DEFINED                 100        0        0
DOVER CORPORATION              COMMON STOCK     260003108        8      220 SH       DEFINED                 220        0        0
DOW CHEM CO                    COMMON STOCK     260543103      930    29456 SH       DEFINED               28556        0      900
DOW CHEM CO                    COMMON STOCK     260543103      272     8600 SH       OTHER                  6350     2250        0
DPL INC                        COMMON STOCK     233293109       38     1351 SH       DEFINED                 676        0      675
DQE INC                        COMMON STOCK     23329J104        9      300 SH       DEFINED                 300        0        0
DSET CORP                      COMMON STOCK     262504103        0      100 SH       DEFINED                 100        0        0
DTE ENERGY CO                  COMMON STOCK     233331107        5      122 SH       DEFINED                 122        0        0
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109     2254    55382 SH       DEFINED               54732        0      650
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109      133     3260 SH       OTHER                  3260        0        0
DUKE ENERGY CORP               COMMON STOCK     264399106     1028    24052 SH       DEFINED               24052        0        0
DUKE ENERGY CORP               COMMON STOCK     264399106      141     3306 SH       OTHER                  3306        0        0
DUKE REALTY INVESTMENT INC     COMMON STOCK     264411505       93     4000 SH       DEFINED                4000        0        0
DUKE REALTY INVESTMENT INC     COMMON STOCK     264411505        7      300 SH       OTHER                   300        0        0
DYNEGY INC NEW                 COMMON STOCK     26816Q101       92     1800 SH       DEFINED                1800        0        0
E TRADE GROUP INC              COMMON STOCK     269246104        4      600 SH       DEFINED                 600        0        0
EARTHGRAINS CO                 COMMON STOCK     270319106        5      256 SH       DEFINED                 256        0        0
EASTMAN KODAK CO               COMMON STOCK     277461109       76     1897 SH       DEFINED                1857        0       40
EASTMAN KODAK CO               COMMON STOCK     277461109        4      100 SH       OTHER                   100        0        0
ECHOSTAR COMMUNICATIONS CORP   COMMON STOCK     278762109        6      200 SH       DEFINED                   0        0      200
ECI TELECOM LTD                COMMON STOCK     268258100        1      100 SH       DEFINED                 100        0        0
ECOLAB INC                     COMMON STOCK     278865100       22      519 SH       DEFINED                 519        0        0
EDISON INTL                    COMMON STOCK     281020107       10      800 SH       DEFINED                 800        0        0
EDISON INTL                    COMMON STOCK     281020107       31     2440 SH       OTHER                  2440        0        0
EGGHEAD COM INC NEW            COMMON STOCK     282329101        3     4000 SH       DEFINED                4000        0        0
EL PASO CORP                   COMMON STOCK     28336L109       60      920 SH       DEFINED                 920        0        0
EL PASO CORP                   COMMON STOCK     28336L109        9      144 SH       OTHER                   144        0        0
ELAN PLC                       COMMON STOCK     284131208       26      500 SH       DEFINED                 500        0        0
ELECTRONIC ARTS                COMMON STOCK     285512109       29      540 SH       DEFINED                 540        0        0
ELECTRONIC DATA SYS CORP NEW   COMMON STOCK     285661104      119     2131 SH       DEFINED                2131        0        0
EMC CORPORATION                COMMON STOCK     268648102      715    24323 SH       DEFINED               24248        0       75
EMC CORPORATION                COMMON STOCK     268648102       12      410 SH       OTHER                   410        0        0
EMERSON ELEC CO                COMMON STOCK     291011104     1905    30722 SH       DEFINED               30122        0      600
EMERSON ELEC CO                COMMON STOCK     291011104      251     4050 SH       OTHER                  4050        0        0
EMISPHERE TECH INC             COMMON STOCK     291345106        5      350 SH       DEFINED                 350        0        0
ENRON                          COMMON STOCK     293561106     2186    37632 SH       DEFINED               36268     1364        0
ENRON                          COMMON STOCK     293561106      139     2400 SH       OTHER                  2400        0        0
ENTERGY CORP NEW               COMMON STOCK     29364G103       51     1340 SH       DEFINED                1340        0        0
ENTRADA NETWORKS INC           COMMON STOCK     29382Y102        0       50 SH       DEFINED                  50        0        0
EQUITY OFFICE PPTYS TR         COMMON STOCK     294741103       97     3478 SH       DEFINED                3478        0        0
EQUITY RESIDENTIAL PPTYS TR    COMMON STOCK     29476L107      175     3366 SH       DEFINED                3366        0        0
ERICSSON TEL ADR               COMMON STOCK     294821400       20     3500 SH       DEFINED                2000        0     1500
EUROWEB INTL CORP              COMMON STOCK     298801101        1     1000 SH       DEFINED                1000        0        0
EVEREST RE GROUP LTD           COMMON STOCK     G3223R108       23      350 SH       DEFINED                 350        0        0
EXCEL TECH INC                 COMMON STOCK     30067T103        2      100 SH       DEFINED                 100        0        0
EXELON CORP                    COMMON STOCK     30161N101       80     1225 SH       DEFINED                 906        0      319
EXELON CORP                    COMMON STOCK     30161N101       80     1225 SH       OTHER                  1225        0        0
EXODUS COMMUNICATIONS INC      COMMON STOCK     302088109       45     4200 SH       DEFINED                3950        0      250
EXTREME NETWORKS INC           COMMON STOCK     30226D106       46     3000 SH       DEFINED                3000        0        0
EXXON MOBIL CORP               COMMON STOCK     30231G102    21606   266745 SH       DEFINED              264226     1200     1319
EXXON MOBIL CORP               COMMON STOCK     30231G102     6618    81703 SH       OTHER                 72212     1520     7971
FED NAT MTG ASSOC              COMMON STOCK     313586109     3510    44100 SH       DEFINED               43400        0      700
FED NAT MTG ASSOC              COMMON STOCK     313586109      742     9322 SH       OTHER                  9322        0        0
FEDERAL SIGNAL CORP            COMMON STOCK     313855108       50     2550 SH       DEFINED                2550        0        0
FIDELITY FEDERAL BANCORP       COMMON STOCK     315921106        7     3757 SH       DEFINED                3257        0      500
FIFTH THIRD BANCORP            COMMON STOCK     316773100     9972   186610 SH       DEFINED              186560        0       50
FIFTH THIRD BANCORP            COMMON STOCK     316773100     1907    35681 SH       OTHER                 35245        0      436
FINOVA GROUP INC               COMMON STOCK     317928109        3     1675 SH       DEFINED                1675        0        0
FIRST BANCORP IND INC NEW      COMMON STOCK     31867T103        1      100 SH       DEFINED                 100        0        0
FIRST BUSEY CORP               COMMON STOCK     319383105        6      300 SH       DEFINED                 300        0        0
FIRST BUSEY CORP               COMMON STOCK     319383105       16      800 SH       OTHER                   800        0        0
FIRST COMWLTH FD INC           COMMON STOCK     31983F102        8      925 SH       OTHER                   925        0        0
FIRST DATA CORP                COMMON STOCK     319963104       38      630 SH       DEFINED                 630        0        0
FIRST FINANCIAL CORPORATION    COMMON STOCK     320218100     4589   114720 SH       DEFINED              114720        0        0
FIRST INDIANA CORP             COMMON STOCK     32054R108       92     3510 SH       DEFINED                3510        0        0
FIRST INDIANA CORP             COMMON STOCK     32054R108       20      777 SH       OTHER                   777        0        0
FIRST UN CORP                  COMMON STOCK     337358105       96     2922 SH       DEFINED                2592        0      330
FIRST UN CORP                  COMMON STOCK     337358105       47     1437 SH       OTHER                  1437        0        0
FIRSTENERGY CORP               COMMON STOCK     337932107       10      350 SH       DEFINED                 350        0        0
FISERV INC                     COMMON STOCK     337738108      143     3195 SH       DEFINED                3195        0        0
FLEETBOSTON FINL CORP COM      COMMON STOCK     339030108      251     6649 SH       DEFINED                6649        0        0
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102     1148    76554 SH       DEFINED               76554        0        0
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102       50     3300 SH       OTHER                  3300        0        0
FLUOR CORP NEW                 COMMON STOCK     343412102       56     1250 SH       OTHER                  1250        0        0
FORD MTR CO DEL                COMMON STOCK     345370860      764    27173 SH       DEFINED               27173        0        0
FORD MTR CO DEL                COMMON STOCK     345370860       55     1940 SH       OTHER                  1940        0        0
FOREST LABS INC                COMMON STOCK     345838106      148     2503 SH       DEFINED                2503        0        0
FOREST LABS INC                COMMON STOCK     345838106       24      400 SH       OTHER                   400        0        0
FORTUNE BRANDS INC             COMMON STOCK     349631101      249     7247 SH       DEFINED                7247        0        0
FORTUNE BRANDS INC             COMMON STOCK     349631101       55     1600 SH       OTHER                  1600        0        0
FPL GROUP INC                  COMMON STOCK     302571104      656    10703 SH       DEFINED               10703        0        0
FPL GROUP INC                  COMMON STOCK     302571104      294     4794 SH       OTHER                  4794        0        0
FRANKLIN RES INC               COMMON STOCK     354613101       12      300 SH       DEFINED                 150        0      150
FREDDIE MAC                    COMMON STOCK     313400301      532     8210 SH       DEFINED                8025        0      185
FREDDIE MAC                    COMMON STOCK     313400301       10      150 SH       OTHER                   150        0        0
FREMONT GENERAL CORP           COMMON STOCK     357288109       10     2474 SH       OTHER                  2474        0        0
GALLAHER GROUP PLC ADR         COMMON STOCK     363595109       95     3940 SH       DEFINED                3940        0        0
GALLAHER GROUP PLC ADR         COMMON STOCK     363595109       50     2075 SH       OTHER                  2075        0        0
GANNETT CO INC                 COMMON STOCK     364730101       36      600 SH       DEFINED                 600        0        0
GAP INC                        COMMON STOCK     364760108       58     2461 SH       DEFINED                2461        0        0
GAP INC                        COMMON STOCK     364760108       16      675 SH       OTHER                   675        0        0
GARTNER GROUP INC NEW CL B     COMMON STOCK     366651206        3      427 SH       DEFINED                 427        0        0
GATEWAY INC COM                COMMON STOCK     367626108        2      100 SH       DEFINED                 100        0        0
GEMSTAR TV GUIDE INTL INC      COMMON STOCK     36866W106        3      100 SH       DEFINED                 100        0        0
GENENTECH INC                  COMMON STOCK     368710406       29      584 SH       DEFINED                 584        0        0
GENERAL ELEC CO                COMMON STOCK     369604103    26086   623174 SH       DEFINED              620930        0     2244
GENERAL ELEC CO                COMMON STOCK     369604103     4660   111316 SH       OTHER                105316        0     6000
GENERAL MILLS INC              COMMON STOCK     370334104      202     4703 SH       DEFINED                4703        0        0
GENERAL MILLS INC              COMMON STOCK     370334104       46     1064 SH       OTHER                  1064        0        0
GENERAL MTRS CORP              COMMON STOCK     370442105      671    12939 SH       DEFINED               12803        0      136
GENERAL MTRS CORP              COMMON STOCK     370442105      160     3083 SH       OTHER                  3083        0        0
GENERAL MTRS CORP CL H NEW     COMMON STOCK     370442832        1       49 SH       OTHER                    49        0        0
GENERAL SEMICONDUCTOR INC      COMMON STOCK     370787103        0       50 SH       OTHER                    50        0        0
GENRAD INC                     COMMON STOCK     372447102       16     2000 SH       DEFINED                2000        0        0
GENTEX CORP                    COMMON STOCK     371901109        5      200 SH       OTHER                   200        0        0
GENUINE PARTS CO               COMMON STOCK     372460105        9      337 SH       DEFINED                 337        0        0
GEORGIA PAC CORP COM TIMBER GR COMMON STOCK     373298702        9      300 SH       DEFINED                 300        0        0
GERMAN AMERN BANCORP           COMMON STOCK     373865104       93     6867 SH       DEFINED                3133        0     3734
GERMAN AMERN BANCORP           COMMON STOCK     373865104        8      610 SH       OTHER                   110        0      500
GILLETTE                       COMMON STOCK     375766102     1726    55375 SH       DEFINED               54175        0     1200
GLAXOSMITHKLINE PLC ADR        COMMON STOCK     37733W105      582    11129 SH       DEFINED               11129        0        0
GLAXOSMITHKLINE PLC ADR        COMMON STOCK     37733W105      166     3175 SH       OTHER                  2509        0      666
GLOBAL CROSSING LTD            COMMON STOCK     G3921A100       60     4450 SH       DEFINED                4450        0        0
GLOBAL CROSSING LTD            COMMON STOCK     G3921A100        3      205 SH       OTHER                   205        0        0
GLOBAL MARINE INC              COMMON STOCK     379352404      154     6000 SH       DEFINED                6000        0        0
GOLDMAN SACHS GROUP INC        COMMON STOCK     38141G104      242     2841 SH       DEFINED                2841        0        0
GPU INC                        COMMON STOCK     36225X100       10      308 SH       DEFINED                 308        0        0
GRAINGER WW INC                COMMON STOCK     384802104       93     2750 SH       DEFINED                2750        0        0
GRAINGER WW INC                COMMON STOCK     384802104        7      200 SH       OTHER                   200        0        0
GUIDANT CORP                   COMMON STOCK     401698105     3591    79819 SH       DEFINED               79819        0        0
GUIDANT CORP                   COMMON STOCK     401698105      313     6953 SH       OTHER                  6819        0      134
HALLIBURTON CO                 COMMON STOCK     406216101     1617    44002 SH       DEFINED               43752        0      250
HALLIBURTON CO                 COMMON STOCK     406216101       14      387 SH       OTHER                   344        0       43
HANCOCK JOHN FINL SVCS INC     COMMON STOCK     41014S106        1       17 SH       DEFINED                  17        0        0
HARLEY DAVIDSON INC            COMMON STOCK     412822108      319     8405 SH       DEFINED                8405        0        0
HARRAH'S ENTNT INC             COMMON STOCK     413619107       12      422 SH       DEFINED                 422        0        0
HARTFORD FINL SVCS GRP         COMMON STOCK     416515104        6      100 SH       DEFINED                 100        0        0
HARTFORD FINL SVCS GRP         COMMON STOCK     416515104       12      200 SH       OTHER                   200        0        0
HAVAS ADVERTISING SPONSORED AD COMMON STOCK     419313101       16     1411 SH       DEFINED                1411        0        0
HEALTH MGMT ASSOC INC          COMMON STOCK     421933102     3030   194837 SH       DEFINED              194137        0      700
HEALTH MGMT ASSOC INC          COMMON STOCK     421933102      119     7653 SH       OTHER                  7357        0      296
HEINZ HJ CO                    COMMON STOCK     423074103       12      300 SH       OTHER                   300        0        0
HERSHEY FOODS CORP             COMMON STOCK     427866108       14      200 SH       DEFINED                 200        0        0
HEWLETT PACKARD CO             COMMON STOCK     428236103     4612   147483 SH       DEFINED              146893        0      590
HEWLETT PACKARD CO             COMMON STOCK     428236103      439    14046 SH       OTHER                 14046        0        0
HFB FINL CORP                  COMMON STOCK     40417C106        3      240 SH       DEFINED                 240        0        0
HILTON HOTELS CORP             COMMON STOCK     432848109       27     2600 SH       DEFINED                2600        0        0
HOLLYWOOD ENTMT CORP           COMMON STOCK     436141105        2     1000 SH       DEFINED                1000        0        0
HOME DEPOT                     COMMON STOCK     437076102    10047   233111 SH       DEFINED              231776        0     1335
HOME DEPOT                     COMMON STOCK     437076102      574    13315 SH       OTHER                 13089        0      226
HOMESEEKERS COM INC            COMMON STOCK     437605108        0      200 SH       DEFINED                 200        0        0
HONEYWELL INTL INC             COMMON STOCK     438516106      174     4255 SH       DEFINED                4255        0        0
HONEYWELL INTL INC             COMMON STOCK     438516106       51     1260 SH       OTHER                  1260        0        0
HOSPITALITY PPTYS TR           COMMON STOCK     44106M102       20      750 SH       DEFINED                 750        0        0
HOUSEHOLD INTL INC             COMMON STOCK     441815107       53      888 SH       OTHER                   888        0        0
HRPT PPTYS TR SH BEN INT COM   COMMON STOCK     40426W101        2      200 SH       DEFINED                 200        0        0
HUBBELL INC CLASS B            COMMON STOCK     443510201       35     1500 SH       OTHER                  1500        0        0
HUMAN GENOME SCIENCES INC      COMMON STOCK     444903108       52     1140 SH       DEFINED                1140        0        0
I C H CORP NEW                 COMMON STOCK     44926L300        0       26 SH       DEFINED                  26        0        0
ICOS CORP                      COMMON STOCK     449295104       48     1000 SH       OTHER                     0        0     1000
IDACORP INC                    COMMON STOCK     451107106       38     1004 SH       DEFINED                1004        0        0
IDEXX LABS INC                 COMMON STOCK     45168D104        4      200 SH       DEFINED                 200        0        0
IKON OFFICE SOLUTIONS INC      COMMON STOCK     451713101        6     1000 SH       DEFINED                1000        0        0
ILLINOIS TOOL WORKS            COMMON STOCK     452308109      115     2017 SH       DEFINED                2017        0        0
IMATRON INC                    COMMON STOCK     452906100        1      500 SH       DEFINED                 500        0        0
IMMUNOMEDICS INC               COMMON STOCK     452907108        6      625 SH       DEFINED                 625        0        0
IMS HEALTH INC                 COMMON STOCK     449934108      210     8415 SH       DEFINED                8415        0        0
IMS HEALTH INC                 COMMON STOCK     449934108        2      100 SH       OTHER                   100        0        0
INFOSPACE INC                  COMMON STOCK     45678T102        1      400 SH       DEFINED                 400        0        0
INFOSPACE INC                  COMMON STOCK     45678T102        1      350 SH       OTHER                   350        0        0
INTEGRA BANK CORP              COMMON STOCK     45814P105      780    37368 SH       DEFINED               34656        0     2712
INTEGRA BANK CORP              COMMON STOCK     45814P105      510    24422 SH       OTHER                 23722        0      700
INTEL CORP                     COMMON STOCK     458140100    10751   408585 SH       DEFINED              408085        0      500
INTEL CORP                     COMMON STOCK     458140100      945    35913 SH       OTHER                 34913        0     1000
INTERNATIONAL BUSINESS MACHS C COMMON STOCK     459200101     3044    31650 SH       DEFINED               31284        0      366
INTERNATIONAL BUSINESS MACHS C COMMON STOCK     459200101      457     4750 SH       OTHER                  4750        0        0
INTERNATIONAL PAPER CO         COMMON STOCK     460146103    14556   403441 SH       DEFINED              217002        0   186439
INTERNATIONAL PAPER CO         COMMON STOCK     460146103        4      100 SH       OTHER                   100        0        0
INTERNATIONAL RECTIFIER CORP   COMMON STOCK     460254105       16      400 SH       DEFINED                 400        0        0
INTERNET CAP GROUP INC         COMMON STOCK     46059C106        0      100 SH       DEFINED                 100        0        0
INTERPUBLIC GROUP COS INC      COMMON STOCK     460690100     5667   164985 SH       DEFINED              164460        0      525
INTERPUBLIC GROUP COS INC      COMMON STOCK     460690100      288     8388 SH       OTHER                  8232        0      156
INTL SPEEDWAY CORP CL A        COMMON STOCK     460335201       23      612 SH       DEFINED                 612        0        0
INTUIT INC                     COMMON STOCK     461202103        1       20 SH       DEFINED                  20        0        0
IOMEGA CORP                    COMMON STOCK     462030107        2      600 SH       DEFINED                 600        0        0
ITT INDS INC                   COMMON STOCK     450911102        4      100 SH       OTHER                   100        0        0
I2 TECHNOLOGIES INC            COMMON STOCK     465754109        5      368 SH       DEFINED                 368        0        0
JABIL CIRCUIT INC              COMMON STOCK     466313103        3      150 SH       DEFINED                 150        0        0
JACOBS ENGR GROUP INC          COMMON STOCK     469814107       97     1665 SH       DEFINED                1665        0        0
JDS UNIPHASE CORP COM          COMMON STOCK     46612J101      162     8777 SH       DEFINED                8777        0        0
JEFFERSON PILOT CORP           COMMON STOCK     475070108       99     1460 SH       DEFINED                1460        0        0
JOHN HANCOCK INVESTORS TRUST   COMMON STOCK     410142103        4      200 SH       DEFINED                 200        0        0
JOHNSON & JOHNSON              COMMON STOCK     478160104     8407    96111 SH       DEFINED               96011        0      100
JOHNSON & JOHNSON              COMMON STOCK     478160104     2028    23184 SH       OTHER                 23119        0       65
JOHNSON CTLS INC               COMMON STOCK     478366107      130     2079 SH       DEFINED                1944        0      135
JP MORGAN CHASE & CO           COMMON STOCK     46625H100     3897    86803 SH       DEFINED               86407        0      396
JP MORGAN CHASE & CO           COMMON STOCK     46625H100      556    12390 SH       OTHER                 12293        0       97
JUNIPER NETWORKS INC           COMMON STOCK     48203R104       85     2240 SH       DEFINED                2240        0        0
K MART CORP                    COMMON STOCK     482584109        1      100 SH       DEFINED                 100        0        0
KANSAS CITY PWR & LT CO        COMMON STOCK     485134100       57     2300 SH       DEFINED                2300        0        0
KELLOGG CO                     COMMON STOCK     487836108       88     3260 SH       DEFINED                3260        0        0
KEYCORP                        COMMON STOCK     493267108      433    16800 SH       DEFINED               16800        0        0
KEYSPAN CORP                   COMMON STOCK     49337W100        6      150 SH       DEFINED                 150        0        0
KIMBALL INTL INC CL B          COMMON STOCK     494274103      960    71436 SH       DEFINED               40052        0    31384
KIMBALL INTL INC CL B          COMMON STOCK     494274103        4      308 SH       OTHER                   308        0        0
KIMBERLY CLARK CORP            COMMON STOCK     494368103      346     5098 SH       DEFINED                5098        0        0
KIMBERLY CLARK CORP            COMMON STOCK     494368103       53      775 SH       OTHER                   775        0        0
KNIGHT RIDDER INC              COMMON STOCK     499040103        6      111 SH       DEFINED                 111        0        0
KNIGHT TRADING GROUP INC       COMMON STOCK     499063105        4      300 SH       DEFINED                 300        0        0
KOHLS CORP                     COMMON STOCK     500255104    13671   221611 SH       DEFINED              221611        0        0
KOHLS CORP                     COMMON STOCK     500255104      727    11785 SH       OTHER                 11447        0      338
KROGER CO                      COMMON STOCK     501044101       44     1700 SH       DEFINED                1700        0        0
LANDEC CORP                    COMMON STOCK     514766104        4     1000 SH       DEFINED                1000        0        0
LATTICE SEMICONDUCTOR CORP     COMMON STOCK     518415104       15      800 SH       DEFINED                 800        0        0
LEGGETT & PLATT INC            COMMON STOCK     524660107        2      107 SH       DEFINED                 107        0        0
LEXMARK INTL GROUP INC         COMMON STOCK     529771107       14      300 SH       DEFINED                 300        0        0
LILLY ELI & CO                 COMMON STOCK     532457108     7537    98320 SH       DEFINED               94778      800     2742
LILLY ELI & CO                 COMMON STOCK     532457108      784    10226 SH       OTHER                 10186        0       40
LINCOLN BANCORP                COMMON STOCK     532879103       20     1500 SH       DEFINED                1500        0        0
LINCOLN NATIONAL CORP.         COMMON STOCK     534187109      125     2952 SH       DEFINED                2952        0        0
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106     4311   104990 SH       DEFINED              104905        0       85
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106      308     7505 SH       OTHER                  7505        0        0
LOWE'S COMPANIES INC           COMMON STOCK     548661107       83     1425 SH       DEFINED                1425        0        0
LSI LOGIC CORP                 COMMON STOCK     502161102        0       25 SH       DEFINED                  25        0        0
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107      907    90932 SH       DEFINED               90668        0      264
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107      120    12000 SH       OTHER                 11095        0      905
MAIL COM INC                   COMMON STOCK     560311102        1     1000 SH       DEFINED                1000        0        0
MANUFACTURERS SVCS LTD         COMMON STOCK     565005105       12     4000 SH       DEFINED                4000        0        0
MANULIFE FINL CORP             COMMON STOCK     56501R106      178     6725 SH       DEFINED                6725        0        0
MARRIOTT INTL INC NEW          COMMON STOCK     571903202       16      400 SH       DEFINED                 400        0        0
MARRIOTT INTL INC NEW          COMMON STOCK     571903202       21      500 SH       OTHER                   500        0        0
MARSH & MCLENNAN CO INC        COMMON STOCK     571748102       98     1036 SH       DEFINED                1036        0        0
MARSH & MCLENNAN CO INC        COMMON STOCK     571748102      102     1075 SH       OTHER                  1050        0       25
MASSEY ENERGY CO               COMMON STOCK     576206106       30     1250 SH       OTHER                  1250        0        0
MATTEL                         COMMON STOCK     577081102       46     2585 SH       DEFINED                2585        0        0
MAY DEPT STORES CO             COMMON STOCK     577778103       43     1223 SH       DEFINED                1223        0        0
MBIA INC                       COMMON STOCK     55262C100     2751    34101 SH       DEFINED               34001        0      100
MBIA INC                       COMMON STOCK     55262C100       72      888 SH       OTHER                   838        0       50
MBNA CORP                      COMMON STOCK     55262L100      540    16320 SH       DEFINED               16320        0        0
MCDATA CORP CL A               COMMON STOCK     580031201        7      374 SH       DEFINED                 372        0        2
MCDATA CORP CL A               COMMON STOCK     580031201        0       10 SH       OTHER                    10        0        0
MCDONALDS CORP                 COMMON STOCK     580135101      797    30020 SH       DEFINED               29920        0      100
MCDONALDS CORP                 COMMON STOCK     580135101       28     1050 SH       OTHER                  1050        0        0
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109       39      660 SH       DEFINED                 660        0        0
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109       24      400 SH       OTHER                   400        0        0
MCKESSON HBOC INC COM          COMMON STOCK     58155Q103       65     2442 SH       DEFINED                2442        0        0
MCKESSON HBOC INC COM          COMMON STOCK     58155Q103       21      800 SH       OTHER                   800        0        0
MCLEODUSA INC                  COMMON STOCK     582266102      152    17479 SH       DEFINED               17479        0        0
MCLEODUSA INC                  COMMON STOCK     582266102        3      375 SH       OTHER                   375        0        0
MCN ENERGY GROUP INC           COMMON STOCK     55267J100       26     1000 SH       DEFINED                1000        0        0
MCSI INC                       COMMON STOCK     55270M108        2      150 SH       DEFINED                 150        0        0
MDU RESOURCES                  COMMON STOCK     552690109       84     2340 SH       DEFINED                2340        0        0
MEAD CORP                      COMMON STOCK     582834107       32     1284 SH       DEFINED                1284        0        0
MEDIMMUNE INC                  COMMON STOCK     584699102        4       99 SH       DEFINED                  99        0        0
MEDTRONIC INC                  COMMON STOCK     585055106     5757   125862 SH       DEFINED              125862        0        0
MEDTRONIC INC                  COMMON STOCK     585055106      256     5604 SH       OTHER                  5416        0      188
MELLON FINL CORP COM           COMMON STOCK     58551A108      146     3600 SH       DEFINED                3600        0        0
MERCK & CO INC                 COMMON STOCK     589331107     6226    82029 SH       DEFINED               81889        0      140
MERCK & CO INC                 COMMON STOCK     589331107      616     8120 SH       OTHER                  8120        0        0
MERRILL LYNCH & CO INC         COMMON STOCK     590188108      343     6185 SH       DEFINED                6185        0        0
MERRILL LYNCH & CO INC         COMMON STOCK     590188108       17      300 SH       OTHER                   300        0        0
METROBANCORP                   COMMON STOCK     591913108        8     1102 SH       DEFINED                1102        0        0
METROMEDIA INTL GROUP INC      COMMON STOCK     591695101        0        4 SH       DEFINED                   4        0        0
MGIC INVESTMENT CORP           COMMON STOCK     552848103     1612    23563 SH       DEFINED               23363        0      200
MGIC INVESTMENT CORP           COMMON STOCK     552848103       39      570 SH       OTHER                   519        0       51
MICROSOFT CORP                 COMMON STOCK     594918104    10211   186724 SH       DEFINED              186434        0      290
MICROSOFT CORP                 COMMON STOCK     594918104      507     9271 SH       OTHER                  9271        0        0
MIDAS INC                      COMMON STOCK     595626102       35     2636 SH       DEFINED                2636        0        0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK     599902103       17      548 SH       DEFINED                 548        0        0
MINNESOTA MNG & MFG CO         COMMON STOCK     604059105      868     8352 SH       DEFINED                8352        0        0
MINNESOTA MNG & MFG CO         COMMON STOCK     604059105      333     3207 SH       OTHER                  3100        0      107
MIPS TECHNOLOGIES INC CL B     COMMON STOCK     604567206        4      162 SH       DEFINED                 162        0        0
MITEL CORP                     COMMON STOCK     606711109        2      200 SH       DEFINED                 100        0      100
MOLEX INC                      COMMON STOCK     608554101      137     3895 SH       DEFINED                3895        0        0
MONTGOMERY FINL CORP           COMMON STOCK     613826106        1      100 SH       DEFINED                 100        0        0
MONY GROUP INC                 COMMON STOCK     615337102       19      582 SH       DEFINED                 295        0      287
MORGAN STANLEY DEAN WITTER & C COMMON STOCK     617446448      274     5123 SH       DEFINED                5123        0        0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK     617446448        5       92 SH       OTHER                    92        0        0
MORGAN STANLEY DEAN WITTER INC COMMON STOCK     61745P874       14      800 SH       DEFINED                 800        0        0
MOTOROLA INC                   COMMON STOCK     620076109      423    29635 SH       DEFINED               29635        0        0
MOTOROLA INC                   COMMON STOCK     620076109       47     3315 SH       OTHER                  3315        0        0
MPOWER COMMUNICATIONS CORP     COMMON STOCK     62473J106        0      150 SH       OTHER                   150        0        0
MYLAN LABS INC                 COMMON STOCK     628530107      185     7170 SH       OTHER                  7170        0        0
NASDAQ 100 SHARES              COMMON STOCK     631100104       54     1370 SH       DEFINED                1255        0      115
NATIONAL CITY CORP             COMMON STOCK     635405103      117     4376 SH       DEFINED                3928        0      448
NATIONAL FUEL GAS CO           COMMON STOCK     636180101      632    11800 SH       OTHER                 11800        0        0
NATIONAL SEMICONDUCTOR CORP    COMMON STOCK     637640103        3      100 SH       DEFINED                 100        0        0
NATIONWIDE FINL SVCS INC       COMMON STOCK     638612101      430    11323 SH       DEFINED               11323        0        0
NATL COMMERCE BANCORPORATION   COMMON STOCK     635449101       62     2500 SH       DEFINED                2500        0        0
NAVISTAR INTL CORP             COMMON STOCK     63934E108        1       40 SH       DEFINED                  40        0        0
NCR CORP                       COMMON STOCK     62886E108        1       20 SH       DEFINED                  20        0        0
NETWORK APPLIANCE INC          COMMON STOCK     64120L104       13      800 SH       DEFINED                 800        0        0
NETWORKS ASSOC INC             COMMON STOCK     640938106       16     1900 SH       DEFINED                1900        0        0
NEW PLAN EXCEL RLTY TR INC     COMMON STOCK     648053106       16     1000 SH       DEFINED                1000        0        0
NEWELL RUBBERMAID CO           COMMON STOCK     651229106      168     6330 SH       DEFINED                6330        0        0
NEWMONT MNG CORP               COMMON STOCK     651639106        2      136 SH       DEFINED                 136        0        0
NEWPORT CORP                   COMMON STOCK     651824104        7      250 SH       DEFINED                 250        0        0
NEXTEL COMMUNICATIONS INC      COMMON STOCK     65332V103      586    40762 SH       DEFINED               40562        0      200
NEXTEL COMMUNICATIONS INC      COMMON STOCK     65332V103       49     3414 SH       OTHER                  3414        0        0
NICOR INC                      COMMON STOCK     654086107       11      307 SH       OTHER                     0        0      307
NIKE INC CLASS B               COMMON STOCK     654106103       20      500 SH       DEFINED                 500        0        0
NISOURCE INC COM               COMMON STOCK     65473P105      414    13288 SH       DEFINED               13288        0        0
NISOURCE INC COM               COMMON STOCK     65473P105       10      310 SH       OTHER                   310        0        0
NOBLE AFFILIATES INC           COMMON STOCK     654894104      370     8874 SH       DEFINED                8874        0        0
NOBLE AFFILIATES INC           COMMON STOCK     654894104      112     2675 SH       OTHER                  2675        0        0
NOKIA CORP                     COMMON STOCK     654902204      525    21860 SH       DEFINED               21860        0        0
NOKIA CORP                     COMMON STOCK     654902204       39     1625 SH       OTHER                  1625        0        0
NORFOLK SOUTHERN CORP          COMMON STOCK     655844108      143     8560 SH       DEFINED                8010        0      550
NORTEL NETWORKS CORP           COMMON STOCK     656568102       85     6025 SH       DEFINED                6025        0        0
NORTEL NETWORKS CORP           COMMON STOCK     656568102       44     3160 SH       OTHER                  3160        0        0
NORTH FORK BANCORPORATION INC  COMMON STOCK     659424105       21      800 SH       DEFINED                 800        0        0
NORTHERN TRUST CORPORATION     COMMON STOCK     665859104     1870    29914 SH       DEFINED               29254        0      660
NORTHFIELD LABS INC            COMMON STOCK     666135108       12     1285 SH       DEFINED                1285        0        0
NORTHWEST NAT GAS CO           COMMON STOCK     667655104        1       32 SH       OTHER                    32        0        0
NOVARTIS AG ADR                COMMON STOCK     66987V109       16      400 SH       DEFINED                 400        0        0
NOVELL INC                     COMMON STOCK     670006105        9     1825 SH       DEFINED                1825        0        0
NOVELLUS SYS INC               COMMON STOCK     670008101        6      150 SH       DEFINED                 150        0        0
NU HORIZONS ELECTRS CORP       COMMON STOCK     669908105        3      300 SH       DEFINED                 300        0        0
NUCOR CORP                     COMMON STOCK     670346105        4      100 SH       DEFINED                 100        0        0
NUCOR CORP                     COMMON STOCK     670346105        4      100 SH       OTHER                   100        0        0
NZ CORP                        COMMON STOCK     629497108        5     1300 SH       DEFINED                1300        0        0
OCCIDENTAL PETE CORP           COMMON STOCK     674599105        2       69 SH       DEFINED                  69        0        0
OCCIDENTAL PETE CORP           COMMON STOCK     674599105       25     1016 SH       OTHER                  1016        0        0
OGE ENERGY CORP                COMMON STOCK     670837103        8      350 SH       DEFINED                 350        0        0
OGE ENERGY CORP                COMMON STOCK     670837103        9      400 SH       OTHER                   400        0        0
OLD NATIONAL BANCORP           COMMON STOCK     680033107    59393  2828258 SH       DEFINED               56291        0  2771967
OLD NATIONAL BANCORP           COMMON STOCK     680033107    18129   863300 SH       OTHER                     0        0   863300
OLD REPUBLIC INTERNATIONAL COR COMMON STOCK     680223104       69     2437 SH       DEFINED                2437        0        0
OMNICOM GROUP INC              COMMON STOCK     681919106       58      700 SH       DEFINED                 700        0        0
ON2 COM INC                    COMMON STOCK     68338A107        0      200 SH       DEFINED                 200        0        0
ORACLE CORPORATION             COMMON STOCK     68389X105      606    40440 SH       DEFINED               40440        0        0
ORACLE CORPORATION             COMMON STOCK     68389X105       47     3118 SH       OTHER                  3118        0        0
ORTHOLOGIC CORP                COMMON STOCK     68750J107        5     1500 SH       OTHER                  1500        0        0
OXIGENE INC                    COMMON STOCK     691828107        2      300 SH       DEFINED                 300        0        0
PACTIV CORP                    COMMON STOCK     695257105        2      200 SH       DEFINED                 200        0        0
PACTIV CORP                    COMMON STOCK     695257105       11      883 SH       OTHER                   782        0      101
PALL CORP                      COMMON STOCK     696429307       15      686 SH       DEFINED                 686        0        0
PALL CORP                      COMMON STOCK     696429307       35     1600 SH       OTHER                  1600        0        0
PALM INC                       COMMON STOCK     696642107        4      444 SH       DEFINED                 444        0        0
PALM INC                       COMMON STOCK     696642107        6      667 SH       OTHER                   667        0        0
PANERA BREAD CO                COMMON STOCK     69840W108       11      400 SH       DEFINED                 400        0        0
PAPA JOHNS INTL INC            COMMON STOCK     698813102        6      240 SH       DEFINED                 240        0        0
PARAMETRIC TECH CORP           COMMON STOCK     699173100       11     1244 SH       DEFINED                1244        0        0
PARK PL ENTMT CORP COM         COMMON STOCK     700690100       16     1600 SH       DEFINED                1600        0        0
PAYCHEX INC                    COMMON STOCK     704326107      167     4500 SH       DEFINED                4500        0        0
PENNEY J C INC                 COMMON STOCK     708160106        6      400 SH       DEFINED                 400        0        0
PENNEY J C INC                 COMMON STOCK     708160106       10      600 SH       OTHER                   600        0        0
PEOPLES BANCORP/AUBURN IN      COMMON STOCK     709788103       20     1350 SH       DEFINED                1350        0        0
PEP BOYS MANNY MOE & JACK      COMMON STOCK     713278109        1      150 SH       DEFINED                 150        0        0
PEPSIAMERICAS INC              COMMON STOCK     71343P200      237    15216 SH       DEFINED               15216        0        0
PEPSIAMERICAS INC              COMMON STOCK     71343P200       15      990 SH       OTHER                   990        0        0
PEPSICO INC                    COMMON STOCK     713448108     9976   226983 SH       DEFINED              226858        0      125
PEPSICO INC                    COMMON STOCK     713448108      654    14882 SH       OTHER                 14882        0        0
PEROT SYS CORP                 COMMON STOCK     714265105        3      300 SH       DEFINED                 300        0        0
PFIZER INC                     COMMON STOCK     717081103    12462   304322 SH       DEFINED              304322        0        0
PFIZER INC                     COMMON STOCK     717081103     1188    29019 SH       OTHER                 24090        0     4929
PG& E CORP                     COMMON STOCK     69331C108        2      200 SH       DEFINED                 200        0        0
PHARMACIA CORP                 COMMON STOCK     71713U102      942    18697 SH       DEFINED               18697        0        0
PHARMACIA CORP                 COMMON STOCK     71713U102       49      970 SH       OTHER                   970        0        0
PHELPS DODGE CORP              COMMON STOCK     717265102        0        9 SH       DEFINED                   9        0        0
PHELPS DODGE CORP              COMMON STOCK     717265102        4      100 SH       OTHER                     0        0      100
PHILADELPHIA SUBN CORP         COMMON STOCK     718009608       13      535 SH       DEFINED                 535        0        0
PHILIP MORRIS INC              COMMON STOCK     718154107     3584    75542 SH       DEFINED               74712        0      830
PHILIP MORRIS INC              COMMON STOCK     718154107      657    13840 SH       OTHER                 13840        0        0
PHILLIPS PETROLEUM CO          COMMON STOCK     718507106      124     2258 SH       DEFINED                2258        0        0
PHOSPHATE RESOURCE PARTNERS LT COMMON STOCK     719217101        0      100 SH       DEFINED                 100        0        0
PHOTRONICS INC                 COMMON STOCK     719405102        5      200 SH       DEFINED                 200        0        0
PITNEY-BOWES INC               COMMON STOCK     724479100      119     3425 SH       DEFINED                3425        0        0
PITNEY-BOWES INC               COMMON STOCK     724479100      371    10669 SH       OTHER                  3050        0     7619
PITT DESMOINES INC             COMMON STOCK     724508106       86     3000 SH       DEFINED                3000        0        0
PLUG PWR INC                   COMMON STOCK     72919P103        6      400 SH       DEFINED                 400        0        0
PLUM CREEK TIMBER CO INC       COMMON STOCK     729251108       24     1000 SH       DEFINED                1000        0        0
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105      160     2365 SH       DEFINED                2365        0        0
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105       44      650 SH       OTHER                   300        0      350
POTASH CORP SASK INC           COMMON STOCK     73755L107       25      434 SH       DEFINED                 434        0        0
POTOMAC ELEC PWR CO            COMMON STOCK     737679100       23     1000 SH       DEFINED                1000        0        0
PPG INDS INC                   COMMON STOCK     693506107      330     7160 SH       DEFINED                7160        0        0
PPG INDS INC                   COMMON STOCK     693506107      138     3000 SH       OTHER                  3000        0        0
PRAXAIR INC                    COMMON STOCK     74005P104       31      704 SH       DEFINED                 704        0        0
PRICELINE.COM INC              COMMON STOCK     741503106        3     1000 SH       DEFINED                1000        0        0
PROCTER & GAMBLE CO            COMMON STOCK     742718109     1191    19025 SH       DEFINED               18805        0      220
PROCTER & GAMBLE CO            COMMON STOCK     742718109       66     1060 SH       OTHER                  1060        0        0
PROGRESS ENERGY INC            COMMON STOCK     743263105       32      750 SH       DEFINED                 750        0        0
PROGRESS ENERGY INC            COMMON STOCK     743263105        9      200 SH       OTHER                   200        0        0
PROGRESSIVE CORP               COMMON STOCK     743315103      348     3587 SH       DEFINED                3517        0       70
PROTECTIVE LIFE CORP           COMMON STOCK     743674103       34     1100 SH       OTHER                  1100        0        0
PROVIDIAN FINL CORP            COMMON STOCK     74406A102      403     8220 SH       DEFINED                8220        0        0
PROVIDIAN FINL CORP            COMMON STOCK     74406A102      530    10800 SH       OTHER                 10800        0        0
PROXICOM INC                   COMMON STOCK     744282104        1      200 SH       DEFINED                 200        0        0
PUBLIC SERVICE ENTERPRISE GP   COMMON STOCK     744573106       41      950 SH       DEFINED                 950        0        0
PUGET ENERGY INC               COMMON STOCK     745310102        2      100 SH       DEFINED                 100        0        0
PUGET ENERGY INC               COMMON STOCK     745310102        3      129 SH       OTHER                   129        0        0
QLOGIC CORP                    COMMON STOCK     747277101        5      200 SH       DEFINED                 200        0        0
QUAKER OATS CO                 COMMON STOCK     747402105      614     6323 SH       DEFINED                6323        0        0
QUALCOMM INC                   COMMON STOCK     747525103       55      969 SH       DEFINED                 969        0        0
QUEST DIAGNOSTICS INC          COMMON STOCK     74834L100        4       50 SH       DEFINED                  50        0        0
QUESTAR CORP                   COMMON STOCK     748356102      384    14000 SH       DEFINED               14000        0        0
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109     2010    57335 SH       DEFINED               56981        0      354
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109      260     7421 SH       OTHER                  7198        0      223
R G S ENERGY GROUP INC COM     COMMON STOCK     74956K104        8      204 SH       OTHER                   204        0        0
RADIAN GROUP INC               COMMON STOCK     750236101       27      400 SH       DEFINED                 400        0        0
RALSTON PURINA CO              COMMON STOCK     751277302       57     1830 SH       DEFINED                1830        0        0
RAYONIER INC                   COMMON STOCK     754907103        1       24 SH       OTHER                    24        0        0
RAYTHEON CO CL A               COMMON STOCK     755111309        1       31 SH       DEFINED                  31        0        0
RAYTHEON CO CL B               COMMON STOCK     755111408      135     4600 SH       DEFINED                4600        0        0
RAYTHEON CO CL B               COMMON STOCK     755111408       12      400 SH       OTHER                   400        0        0
REALNETWORKS INC               COMMON STOCK     75605L104        1      200 SH       DEFINED                 200        0        0
RED HAT INC                    COMMON STOCK     756577102       12     2000 SH       OTHER                  2000        0        0
REDBACK NETWORKS INC           COMMON STOCK     757209101        1      100 SH       DEFINED                 100        0        0
RELIABILITY INC                COMMON STOCK     759903107        1      300 SH       DEFINED                   0        0      300
RELIANT ENERGY INC             COMMON STOCK     75952J108       41      900 SH       DEFINED                 900        0        0
RELIANT ENERGY INC             COMMON STOCK     75952J108      250     5524 SH       OTHER                  5524        0        0
RENT-A-CENTER INC              COMMON STOCK     76009N100       11      250 SH       DEFINED                 250        0        0
RES CARE INC                   COMMON STOCK     760943100        1      225 SH       DEFINED                 225        0        0
REYNOLDS & REYNOLDS CO CL A    COMMON STOCK     761695105       20     1026 SH       DEFINED                1026        0        0
REYNOLDS & REYNOLDS CO CL A    COMMON STOCK     761695105       43     2250 SH       OTHER                  2250        0        0
RF MICRO DEVICES INC           COMMON STOCK     749941100        2      200 SH       DEFINED                 200        0        0
RIVER VY BANCORP               COMMON STOCK     768475105       10      600 SH       DEFINED                 600        0        0
RLI CORP                       COMMON STOCK     749607107       20      500 SH       OTHER                   500        0        0
ROCKWELL INTL CORP NEW         COMMON STOCK     773903109       52     1431 SH       DEFINED                1431        0        0
ROCKWELL INTL CORP NEW         COMMON STOCK     773903109        5      150 SH       OTHER                   150        0        0
ROHM & HAAS CO                 COMMON STOCK     775371107       93     3031 SH       DEFINED                3031        0        0
ROHM & HAAS CO                 COMMON STOCK     775371107        3      110 SH       OTHER                   110        0        0
ROPER INDS INC                 COMMON STOCK     776696106        7      200 SH       DEFINED                 200        0        0
ROYAL DUTCH PETE CO            COMMON STOCK     780257804     1492    26910 SH       DEFINED               25310        0     1600
ROYAL DUTCH PETE CO            COMMON STOCK     780257804       67     1200 SH       OTHER                  1200        0        0
RYERSON TULL INC NEW           COMMON STOCK     78375P107        0       20 SH       DEFINED                  20        0        0
SAFEGUARD SCIENTIFICS INC      COMMON STOCK     786449108        2      300 SH       DEFINED                 300        0        0
SANMINA CORP                   COMMON STOCK     800907107     2199   112428 SH       DEFINED              112278        0      150
SANMINA CORP                   COMMON STOCK     800907107      175     8935 SH       OTHER                  8935        0        0
SARA LEE CORP                  COMMON STOCK     803111103      378    17530 SH       DEFINED               17130        0      400
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103     7563   169462 SH       DEFINED              169462        0        0
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103     2460    55130 SH       OTHER                 53740        0     1390
SCANA CORP NEW                 COMMON STOCK     80589M102        5      172 SH       DEFINED                 172        0        0
SCANSOURCE INC                 COMMON STOCK     806037107        3       80 SH       DEFINED                  80        0        0
SCHERING PLOUGH CORP           COMMON STOCK     806605101     1929    52805 SH       DEFINED               52805        0        0
SCHERING PLOUGH CORP           COMMON STOCK     806605101      101     2758 SH       OTHER                  2657        0      101
SCHLUMBERGER LTD               COMMON STOCK     806857108      537     9313 SH       DEFINED                9253        0       60
SCHLUMBERGER LTD               COMMON STOCK     806857108       95     1650 SH       OTHER                  1650        0        0
SCHULMAN A INC                 COMMON STOCK     808194104       15     1266 SH       DEFINED                1266        0        0
SCHWAB CHARLES CORP            COMMON STOCK     808513105      179    11610 SH       DEFINED               11610        0        0
SCI SYS INC                    COMMON STOCK     783890106      141     7720 SH       DEFINED                7720        0        0
SCI SYS INC                    COMMON STOCK     783890106        3      180 SH       OTHER                   180        0        0
SCIENT CORP                    COMMON STOCK     80864H109        4     2000 SH       OTHER                  2000        0        0
SCOTTISH PWR PLC               COMMON STOCK     81013T705       60     2277 SH       DEFINED                2277        0        0
SCOTTISH PWR PLC               COMMON STOCK     81013T705        2       58 SH       OTHER                    58        0        0
SEARS ROEBUCK & CO             COMMON STOCK     812387108      126     3572 SH       DEFINED                3572        0        0
SEMCO ENERGY INC               COMMON STOCK     78412D109        7      486 SH       DEFINED                 486        0        0
SEMPRA ENERGY COM              COMMON STOCK     816851109        3      150 SH       DEFINED                 150        0        0
SEMPRA ENERGY COM              COMMON STOCK     816851109       19      800 SH       OTHER                   800        0        0
SERVICEMASTER CO               COMMON STOCK     81760N109      369    32837 SH       DEFINED               32837        0        0
SHERWIN WILLIAMS CO            COMMON STOCK     824348106      162     6364 SH       DEFINED                6364        0        0
SIEBEL SYS INC                 COMMON STOCK     826170102     1479    54375 SH       DEFINED               54375        0        0
SIEBEL SYS INC                 COMMON STOCK     826170102       39     1430 SH       OTHER                  1430        0        0
SIERRA PAC RES NEW             COMMON STOCK     826428104       37     2500 SH       DEFINED                2500        0        0
SIGMA ALDRICH CORP             COMMON STOCK     826552101      251     5240 SH       DEFINED                5240        0        0
SILICON GRAPHICS INC           COMMON STOCK     827056102        5     1182 SH       DEFINED                1182        0        0
SILICON STORAGE TECH INC       COMMON STOCK     827057100        4      450 SH       DEFINED                 225        0      225
SILICONIX INC                  COMMON STOCK     827079203      158     5214 SH       DEFINED                5214        0        0
SIMON PPTY GROUP INC NEW       COMMON STOCK     828806109       28     1100 SH       DEFINED                1100        0        0
SIMON PPTY GROUP INC NEW       COMMON STOCK     828806109       26     1000 SH       OTHER                  1000        0        0
SIRIUS SATELLITE RADIO INC     COMMON STOCK     82966U103       11      900 SH       DEFINED                   0        0      900
SNAP-ON INC                    COMMON STOCK     833034101       93     3200 SH       OTHER                  3200        0        0
SODEXHO MARRIOTT SVCS INC      COMMON STOCK     833793102        1       50 SH       DEFINED                  50        0        0
SOLECTRON CORP                 COMMON STOCK     834182107     2109   110931 SH       DEFINED              110071        0      860
SOLECTRON CORP                 COMMON STOCK     834182107      523    27515 SH       OTHER                 27515        0        0
SOLUTIA INC                    COMMON STOCK     834376105       18     1511 SH       DEFINED                1405        0      106
SONIC FOUNDRY INC              COMMON STOCK     83545R108        3     1750 SH       DEFINED                1750        0        0
SONY CORP ADR                  COMMON STOCK     835699307       38      522 SH       DEFINED                 522        0        0
SORRENTO NETWORKS CORP         COMMON STOCK     83586Q100        1      200 SH       DEFINED                 200        0        0
SOUTHERN CO                    COMMON STOCK     842587107      321     9145 SH       DEFINED                9145        0        0
SOUTHERN CO                    COMMON STOCK     842587107      198     5632 SH       OTHER                  5132        0      500
SOUTHTRUST CORP                COMMON STOCK     844730101      333     7270 SH       DEFINED                7270        0        0
SOUTHTRUST CORP                COMMON STOCK     844730101        5      100 SH       OTHER                   100        0        0
SOUTHWEST AIRLINES             COMMON STOCK     844741108       21     1165 SH       DEFINED                1165        0        0
SOUTHWEST AIRLINES             COMMON STOCK     844741108       18     1000 SH       OTHER                  1000        0        0
SOUTHWEST GAS CORP             COMMON STOCK     844895102        6      275 SH       DEFINED                 275        0        0
SPEEDUS.COM                    COMMON STOCK     847723103        0       55 SH       DEFINED                  55        0        0
SPEEDWAY MOTORSPORTS INC       COMMON STOCK     847788106        8      300 SH       DEFINED                 300        0        0
SPRINT CORP                    COMMON STOCK     852061100       70     3168 SH       DEFINED                3168        0        0
SPRINT CORP                    COMMON STOCK     852061100       59     2700 SH       OTHER                  2700        0        0
SPRINT CORP PCS COM SER 1      COMMON STOCK     852061506      552    29057 SH       DEFINED               28967        0       90
SPRINT CORP PCS COM SER 1      COMMON STOCK     852061506       49     2559 SH       OTHER                  2559        0        0
SR HSG PPTYS TR                COMMON STOCK     81721M109        1      100 SH       DEFINED                 100        0        0
ST PAUL COS INC                COMMON STOCK     792860108       25      564 SH       DEFINED                 564        0        0
STAPLES INC RETAIL & DELIVERY  COMMON STOCK     855030102     2048   137668 SH       DEFINED              137668        0        0
STAPLES INC RETAIL & DELIVERY  COMMON STOCK     855030102       61     4081 SH       OTHER                  4081        0        0
STARBUCKS CORP                 COMMON STOCK     855244109       57     1332 SH       DEFINED                1332        0        0
STARWOOD HOTELS & RESORTS WORL COMMON STOCK     85590A203        3       91 SH       OTHER                    91        0        0
STATE STR CORP                 COMMON STOCK     857477103     8683    92970 SH       DEFINED               92970        0        0
STATE STR CORP                 COMMON STOCK     857477103      225     2407 SH       OTHER                  2274        0      133
STEAK N SHAKE CO               COMMON STOCK     857873103       21     2499 SH       OTHER                  2499        0        0
STILLWATER MNG CO              COMMON STOCK     86074Q102        3      100 SH       DEFINED                 100        0        0
STORAGE COMPUTER CORP          COMMON STOCK     86211A101       11     1505 SH       DEFINED                   0        0     1505
SUN LIFE FINL SVCS CDA INC     COMMON STOCK     866796105      115     5918 SH       DEFINED                5918        0        0
SUN LIFE FINL SVCS CDA INC     COMMON STOCK     866796105        6      291 SH       OTHER                   291        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104     2076   135087 SH       DEFINED              134966        0      121
SUN MICROSYSTEMS INC           COMMON STOCK     866810104      160    10404 SH       OTHER                 10140        0      264
SUNGARD DATA SYSTEM            COMMON STOCK     867363103       98     2000 SH       DEFINED                2000        0        0
SUNOCO INC                     COMMON STOCK     86764P109       27      834 SH       OTHER                   834        0        0
SUPERIOR INDS INTL INC         COMMON STOCK     868168105        7      211 SH       DEFINED                 211        0        0
SUPERVALU INC                  COMMON STOCK     868536103       24     1800 SH       OTHER                  1800        0        0
SYLVAN LEARNING SYS INC        COMMON STOCK     871399101       33     1600 SH       DEFINED                1600        0        0
SYNOPSYS INC                   COMMON STOCK     871607107        4       84 SH       DEFINED                  84        0        0
SYNOVUS FINL CORP              COMMON STOCK     87161C105       76     2800 SH       DEFINED                2800        0        0
SYNTROLEUM CORP                COMMON STOCK     871630109        4      300 SH       DEFINED                 300        0        0
SYSCO CORP                     COMMON STOCK     871829107     1027    38738 SH       DEFINED               38738        0        0
SYSCO CORP                     COMMON STOCK     871829107       39     1466 SH       OTHER                  1466        0        0
T ROWE PRICE GROUP INC         COMMON STOCK     74144T108      531    16955 SH       DEFINED               16955        0        0
TARGET CORP                    COMMON STOCK     87612E106      607    16826 SH       DEFINED               16826        0        0
TECO ENERGY INC                COMMON STOCK     872375100       60     2000 SH       OTHER                  2000        0        0
TELLABS INC                    COMMON STOCK     879664100     1826    44887 SH       DEFINED               44887        0        0
TELLABS INC                    COMMON STOCK     879664100      101     2473 SH       OTHER                  2473        0        0
TENNECO AUTOMOTIVE INC         COMMON STOCK     880349105        0       40 SH       DEFINED                  40        0        0
TENNECO AUTOMOTIVE INC         COMMON STOCK     880349105        0      176 SH       OTHER                   156        0       20
TERADYNE INC                   COMMON STOCK     880770102       66     2000 SH       DEFINED                2000        0        0
TEXACO INC                     COMMON STOCK     881694103     1917    28871 SH       DEFINED               28771        0      100
TEXACO INC                     COMMON STOCK     881694103      272     4089 SH       OTHER                  4089        0        0
TEXAS BIOTECH CORP             COMMON STOCK     88221T104        2      300 SH       DEFINED                 300        0        0
TEXAS INSTRS INC               COMMON STOCK     882508104      254     8210 SH       DEFINED                8210        0        0
TEXAS INSTRS INC               COMMON STOCK     882508104       37     1210 SH       OTHER                  1210        0        0
THERMO ELECTRON CORP           COMMON STOCK     883556102       30     1350 SH       DEFINED                1350        0        0
THOMAS & BETTS CORP            COMMON STOCK     884315102       31     1760 SH       DEFINED                1760        0        0
TJX CO INC                     COMMON STOCK     872540109       92     2860 SH       OTHER                  2860        0        0
TOYS R US INC                  COMMON STOCK     892335100       40     1594 SH       DEFINED                1594        0        0
TRANSOCEAN SEDCO FOREX INC     COMMON STOCK     G90078109      243     5599 SH       DEFINED                5399        0      200
TRANSOCEAN SEDCO FOREX INC     COMMON STOCK     G90078109        5      116 SH       OTHER                   116        0        0
TRICOM SA ADR                  COMMON STOCK     89612A100        2      200 SH       DEFINED                 200        0        0
TRICON GLOBAL RESTAURANTS INC  COMMON STOCK     895953107      281     7353 SH       DEFINED                7353        0        0
TRUST CO NEW JERSEY            COMMON STOCK     898304100        1       60 SH       DEFINED                  60        0        0
TUPPERWARE CORP                COMMON STOCK     899896104       11      450 SH       DEFINED                 450        0        0
TXU CORP                       COMMON STOCK     873168108       51     1223 SH       DEFINED                1223        0        0
TXU CORP                       COMMON STOCK     873168108       54     1300 SH       OTHER                  1300        0        0
TYCO INTERNATIONAL LTD         COMMON STOCK     902124106      433    10011 SH       DEFINED               10011        0        0
U S X MARATHON GROUP           COMMON STOCK     902905827       27     1000 SH       DEFINED                1000        0        0
U S X MARATHON GROUP           COMMON STOCK     902905827       94     3500 SH       OTHER                  3500        0        0
UAL CORP                       COMMON STOCK     902549500       23      700 SH       DEFINED                 700        0        0
UAL CORP                       COMMON STOCK     902549500       18      550 SH       OTHER                   500        0       50
UNILEVER N V NY SHS            COMMON STOCK     904784709       94     1785 SH       DEFINED                1785        0        0
UNION PACIFIC CORP             COMMON STOCK     907818108      127     2260 SH       DEFINED                2260        0        0
UNION PACIFIC CORP             COMMON STOCK     907818108      211     3755 SH       OTHER                  3755        0        0
UNION PLANTERS CORP            COMMON STOCK     908068109      453    11767 SH       DEFINED               11767        0        0
UNION PLANTERS CORP            COMMON STOCK     908068109      194     5040 SH       OTHER                  2016        0     3024
UNISOURCE ENERGY CORP          COMMON STOCK     909205106        0       15 SH       DEFINED                  15        0        0
UNISOURCE ENERGY CORP          COMMON STOCK     909205106        0       20 SH       OTHER                    20        0        0
UNISYS CORP                    COMMON STOCK     909214108        8      600 SH       OTHER                   600        0        0
UNITED PARCEL SERVICE CL B     COMMON STOCK     911312106       36      637 SH       DEFINED                 637        0        0
UNITED PARCEL SERVICE CL B     COMMON STOCK     911312106       10      175 SH       OTHER                   175        0        0
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109     9539   130130 SH       DEFINED              128840      960      330
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109      926    12636 SH       OTHER                 12586        0       50
UNITED TELEVISION INC          COMMON STOCK     913066106        1        5 SH       DEFINED                   5        0        0
UNOCAL CORP                    COMMON STOCK     915289102       32      918 SH       DEFINED                 918        0        0
US AIR GROUP INC               COMMON STOCK     911905107        4      100 SH       OTHER                   100        0        0
US BANCORP DE NEW              COMMON STOCK     902973304      379    16346 SH       DEFINED               16346        0        0
US BANCORP DE NEW              COMMON STOCK     902973304      145     6232 SH       OTHER                  6232        0        0
USA EDUCATION INC              COMMON STOCK     90390U102       76     1050 SH       OTHER                  1050        0        0
UST INC                        COMMON STOCK     902911106       24      788 SH       DEFINED                 788        0        0
UTILICORP UNITED INC           COMMON STOCK     918005109       46     1425 SH       DEFINED                1425        0        0
VALENCE TECHNOLOGY INC         COMMON STOCK     918914102        1      250 SH       DEFINED                 250        0        0
VECTREN CORP                   COMMON STOCK     92240G101     7321   342095 SH       DEFINED              342095        0        0
VECTREN CORP                   COMMON STOCK     92240G101     1744    81493 SH       OTHER                 80428        0     1065
VENTRO CORP                    COMMON STOCK     922815105        0      400 SH       DEFINED                 400        0        0
VERISIGN INC                   COMMON STOCK     92343E102        9      265 SH       DEFINED                 265        0        0
VERITAS SOFTWARE CORP          COMMON STOCK     923436109       47     1014 SH       DEFINED                1014        0        0
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     3755    76159 SH       DEFINED               75179        0      980
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     1301    26386 SH       OTHER                 25442        0      944
VERTEL CORP                    COMMON STOCK     924907108        1      800 SH       DEFINED                 800        0        0
VIACOM INC CLASS A             COMMON STOCK     925524100       16      350 SH       DEFINED                 350        0        0
VIACOM INC CLASS B             COMMON STOCK     925524308      393     8946 SH       DEFINED                8946        0        0
VIACOM INC CLASS B             COMMON STOCK     925524308      113     2580 SH       OTHER                  2580        0        0
VISHAY INTERTECHNOLOGY INC     COMMON STOCK     928298108       10      500 SH       DEFINED                 500        0        0
VISTEON CORP                   COMMON STOCK     92839U107       21     1375 SH       DEFINED                1375        0        0
VITESSE SEMICONDUCTOR CORP     COMMON STOCK     928497106       14      600 SH       DEFINED                 400        0      200
VODAFONE GROUP PLC SA          COMMON STOCK     92857W100      340    12539 SH       DEFINED               12539        0        0
VODAFONE GROUP PLC SA          COMMON STOCK     92857W100       16      580 SH       OTHER                   214        0      366
VULCAN MATLS CO                COMMON STOCK     929160109      450     9600 SH       DEFINED                9600        0        0
WACHOVIA CORPORATION           COMMON STOCK     929771103        6      100 SH       DEFINED                 100        0        0
WACHOVIA CORPORATION           COMMON STOCK     929771103       17      290 SH       OTHER                   290        0        0
WALGREEN CO                    COMMON STOCK     931422109      520    12745 SH       DEFINED               12745        0        0
WALGREEN CO                    COMMON STOCK     931422109     1430    35044 SH       OTHER                 33444        0     1600
WALMART STORES INC             COMMON STOCK     931142103     1177    23314 SH       DEFINED               23114        0      200
WALMART STORES INC             COMMON STOCK     931142103      545    10800 SH       OTHER                 10000        0      800
WASHINGTON REAL ESTATE INVEST  COMMON STOCK     939653101       21      920 SH       DEFINED                 920        0        0
WEINGARTEN RLTY INVS           COMMON STOCK     948741103        6      149 SH       DEFINED                 149        0        0
WELLS FARGO & CO NEW           COMMON STOCK     949746101      915    18500 SH       DEFINED               18500        0        0
WELLS FARGO & CO NEW           COMMON STOCK     949746101       19      375 SH       OTHER                   375        0        0
WEYERHAEUSER                   COMMON STOCK     962166104      189     3725 SH       DEFINED                3725        0        0
WEYERHAEUSER                   COMMON STOCK     962166104       41      800 SH       OTHER                   800        0        0
WHIRLPOOL CORP                 COMMON STOCK     963320106     1509    30181 SH       DEFINED               30181        0        0
WHIRLPOOL CORP                 COMMON STOCK     963320106      382     7636 SH       OTHER                  7636        0        0
WILLIAMS COS INC               COMMON STOCK     969457100      150     3490 SH       DEFINED                3490        0        0
WINN-DIXIE STORES INC.         COMMON STOCK     974280109       38     1328 SH       DEFINED                1328        0        0
WINN-DIXIE STORES INC.         COMMON STOCK     974280109       76     2664 SH       OTHER                     0        0     2664
WIRELESS FACILITIES INC        COMMON STOCK     97653A103        1      200 SH       DEFINED                 200        0        0
WISCONSIN ENERGY CORP          COMMON STOCK     976657106       73     3396 SH       DEFINED                3396        0        0
WISCONSIN ENERGY CORP          COMMON STOCK     976657106       45     2100 SH       OTHER                  2100        0        0
WORLDCOM INC GA NEW            COMMON STOCK     98157D106      864    46214 SH       DEFINED               46214        0        0
WORLDCOM INC GA NEW            COMMON STOCK     98157D106       79     4208 SH       OTHER                  4208        0        0
WRIGLEY (WM) JR                COMMON STOCK     982526105       30      622 SH       DEFINED                 622        0        0
WRIGLEY (WM) JR                COMMON STOCK     982526105      533    11050 SH       OTHER                     0        0    11050
XCEL ENERGY INC                COMMON STOCK     98389B100        9      294 SH       DEFINED                 294        0        0
XCEL ENERGY INC                COMMON STOCK     98389B100       37     1240 SH       OTHER                  1240        0        0
XEROX CORP                     COMMON STOCK     984121103       59     9842 SH       DEFINED                9842        0        0
XEROX CORP                     COMMON STOCK     984121103       46     7680 SH       OTHER                  7680        0        0
XETA TECHNOLOGIES INC          COMMON STOCK     983909102        6     1000 SH       OTHER                  1000        0        0
XILINX INC                     COMMON STOCK     983919101      198     5635 SH       DEFINED                5635        0        0
XILINX INC                     COMMON STOCK     983919101       11      314 SH       OTHER                   314        0        0
XM SATELLITE RADIO HLDGS INC   COMMON STOCK     983759101        2      300 SH       DEFINED                   0        0      300
XO COMMUNICATIONS INC A        COMMON STOCK     983764101        1      200 SH       DEFINED                 200        0        0
YAHOO INC                      COMMON STOCK     984332106        5      320 SH       DEFINED                 320        0        0
YAHOO INC                      COMMON STOCK     984332106        6      350 SH       OTHER                   350        0        0
YPF SOCIEDAD ANONIMA ADR CL D  COMMON STOCK     984245100       14      500 SH       OTHER                     0        0      500
ZIONS BANCORP                  COMMON STOCK     989701107       42      800 SH       OTHER                   800        0        0
ZWEIG FD INC                   COMMON STOCK     989834106        5      550 SH       DEFINED                 550        0        0
3 COM CORP                     COMMON STOCK     885535104        2      300 SH       DEFINED                 300        0        0
3 COM CORP                     COMMON STOCK     885535104        3      450 SH       OTHER                   450        0        0
ATLANTIC RICHFIELD 2.80 CUM CO PREFERRED STOCK  048825400       25       63 SH       DEFINED             N.A.     N.A.     N.A.
BRISTOL MYERS SQUIBB PFD       PREFERRED STOCK  110122207       37       62 SH       DEFINED             N.A.     N.A.     N.A.
IFC CAP TR II 10.5% PFD        PREFERRED STOCK  44950L200       11      400 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INCOME TR            OTHER            09247F100        7     1000 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK 2001 TERM TRUST INC  OTHER            092477108       50     5100 SH       OTHER               N.A.     N.A.     N.A.
CHARTWELL DIV & INC FD         OTHER            16139P104       50     4808 SH       DEFINED             N.A.     N.A.     N.A.
DEBT STRATEGIES FD INC         OTHER            24276Q109       24     3320 SH       DEFINED             N.A.     N.A.     N.A.
DUFF & PHELPS UTIL & CORP BD T OTHER            26432K108        8      571 SH       DEFINED             N.A.     N.A.     N.A.
FRANKLIN UNIVERSAL TRUST       OTHER            355145103       15     1869 SH       DEFINED             N.A.     N.A.     N.A.
LINCOLN NATL CONV SECS FD      OTHER            534183108        7      500 SH       OTHER               N.A.     N.A.     N.A.
MFS CHARTER INCOME TR          OTHER            552727109       15     1600 SH       DEFINED             N.A.     N.A.     N.A.
MFS GOVT MARKETS INCOME TR     OTHER            552939100       18     2750 SH       DEFINED             N.A.     N.A.     N.A.
SALOMON BROS HIGH INCOME FD II OTHER            794907105        2      177 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN AMERN CAP VALUE MUN OTHER            921132106        5      400 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN BOND FD             OTHER            920955101       10      540 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN SR INCOME TR        OTHER            920961109       16     2000 SH       DEFINED             N.A.     N.A.     N.A.
ACM GOVT INCOME FD INC         OTHER            000912105       26     3295 SH       DEFINED                3295        0        0
DUFF & PHELPS UTIL INCOME INC  OTHER            264324104      145    13770 SH       DEFINED               13770        0        0
DUFF & PHELPS UTIL INCOME INC  OTHER            264324104        5      500 SH       OTHER                   500        0        0
EQUITY INV UNIT 1ST EX AT&T SH OTHER            294700703      278     2100 SH       OTHER                  2100        0        0
FIRST AUSTRALIA PRIME INCOME F OTHER            318653102        2      538 SH       DEFINED                 538        0        0
GABELLI GLOBAL MULTIMEDIA TR   OTHER            36239Q109        0       11 SH       DEFINED                  11        0        0
MFS SPL VALUE TR               OTHER            55274E102       45     3100 SH       DEFINED                3100        0        0
NUVEEN MUNI INCOME FUND        OTHER            67062J102       10      850 SH       DEFINED                 850        0        0
PILGRIM PRIME RATE TR NEW      OTHER            72146W103       16     2000 SH       DEFINED                2000        0        0
PUTNAM MASTER INTER INC TR     OTHER            746909100       11     1700 SH       DEFINED                1700        0        0
SALOMON BROS FD INC            OTHER            795477108       50     3650 SH       DEFINED                3650        0        0
TEMPLETON CHINA WORLD FD       OTHER            88018X102        4      500 SH       DEFINED                 500        0        0
TRI CONTINENTAL CORP           OTHER            895436103       66     3197 SH       DEFINED                3197        0        0
TRI CONTINENTAL CORP           OTHER            895436103      107     5182 SH       OTHER                  5182        0        0
COLONIAL INVT GRADE MUN TR     OTHER            195768106       34     3474 SH       DEFINED             N.A.     N.A.     N.A.
COLONIAL MUN INC TR SH BEN INT OTHER            195799101        6     1000 SH       DEFINED             N.A.     N.A.     N.A.
INTERMEDIATE MUNI FD INC       OTHER            45880P104       69     7271 SH       DEFINED             N.A.     N.A.     N.A.
MANAGED MUNI PORTFOLIO INC     OTHER            561662107       25     2401 SH       DEFINED             N.A.     N.A.     N.A.
MFS MUNICIPAL INCOME FD A      OTHER            552738106       33     4000 SH       DEFINED             N.A.     N.A.     N.A.
MUNIVEST FD INC                OTHER            626295109        9     1082 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INVT QUALITY MUN FD INC OTHER            67062E103       46     3300 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN PREM INC MUN FD         OTHER            67062T100        5      400 SH       DEFINED             N.A.     N.A.     N.A.
SCUDDER MUNI INC TR            OTHER            81118R604       32     2800 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN STRATEGIC SECTOR MU OTHER            920943107       25     2000 SH       DEFINED             N.A.     N.A.     N.A.
KANEB PIPELINE PARTNERS LP     OTHER            484169107       51     1485 SH       DEFINED             N.A.     N.A.     N.A.
KINDER MORGAN ENERGY PARTNERS  OTHER            494550106       67     1069 SH       DEFINED             N.A.     N.A.     N.A.
SUBURBAN PROPANE PARTNERS LP   OTHER            864482104       24     1000 SH       DEFINED             N.A.     N.A.     N.A.
ALLIANCE RESOURCE PARTNERS LP  OTHER            01877R108       74     3400 SH       DEFINED             N.A.     N.A.     N.A.
LAKEHEAD PIPELINE PARTNERS LP  OTHER            511557100       50     1140 SH       DEFINED             N.A.     N.A.     N.A.
TEPPCO PARTNERS LP             OTHER            872384102       26     1000 SH       DEFINED             N.A.     N.A.     N.A.