UNITED STATES






 


UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D. C. 20549




FORM 8-K


CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported)  December 6, 2005


INDEPENDENCE HOLDING COMPANY

(Exact name of registrant as specified in its charter)


Delaware

010306

58-1407235

(State or other jurisdiction of incorporation or organization)

(Commission File Number)

(I.R.S. Employer Identification No.)

  

96 Cummings Point Road, Stamford, Connecticut

06902

(Address of principal executive offices)

(Zip Code)


Registrant's telephone number, including area code:  (203) 358-8000



Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)


Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)


Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))


Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13a-4(c))














 







Item 7.01 Regulation FD Disclosure


News Release of Independence Holding Company dated December 6, 2005 announcing Semi-Annual Cash Dividend.


Item 9.01 Financial Statements and Exhibits.


(c)

Exhibits


Exhibit 99.1

News Release of Independence Holding Company dated December 6, 2005 announcing Semi-Annual Cash Dividend.



SIGNATURE


Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.



INDEPENDENCE HOLDING COMPANY


(Registrant)



By: Teresa A. Herbert


/s/ Teresa A. Herbert

Teresa A. Herbert

Senior Vice President and Chief Financial Officer



Date:



December 6, 2005




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Exhibit 99.1

  

INDEPENDENCE HOLDING COMPANY

CONTACT: TERESA A. HERBERT

96 CUMMINGS POINT ROAD

(203) 358-8000

STAMFORD, CONNECTICUT 06902

www.Independenceholding.com

NYSE: IHC

 
  



 NEWS RELEASE


INDEPENDENCE HOLDING COMPANY ANNOUNCES

SEMI-ANNUAL CASH DIVIDEND


 Stamford, Connecticut, December 6, 2005. Independence Holding Company (NYSE -IHC) today reported declaration of a semi-annual cash dividend of $.025 per share payable to shareholders of record on January 6, 2006 with a payment date of January 20, 2006.


IHC is a holding company principally engaged in the life and health insurance business and the acquisition of blocks of policies through its insurance company subsidiaries (Standard Security Life Insurance Company of New York and Madison National Life Insurance Company, Inc.), its affiliate (AMIC), and its managing general underwriters, third party administrators, and marketing affiliates.  Standard Security Life markets medical stop-loss, long-term and short-term disability, employer-sponsored group major medical, short-term medical, group life, dental, vision and managed health care products. Madison Life sells group life and disability, employer medical stop-loss, employer-sponsored group major medical, short-term medical, dental, vision, credit life and disability and individual life insurance. AMIC is a holding company principally engaged in the insurance and reinsurance business through Independence American Insurance Company and its managing general underwriter division.


Some of the statements included herein may be considered to be forward looking statements which are subject to certain risks and uncertainties. Factors which could cause the actual results to differ materially from those suggested by such statements are described from time to time in IHC's filings with the Securities and Exchange Commission.




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