Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
FULTON RUFUS A JR
  2. Issuer Name and Ticker or Trading Symbol
FULTON FINANCIAL CORP [FULT]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Chairman & CEO
(Last)
(First)
(Middle)
FULTON FINANCIAL CORPORATION, ONE PENN SQUARE
3. Date of Earliest Transaction (Month/Day/Year)
06/08/2005
(Street)

LANCASTER, PA 17602
4. If Amendment, Date Original Filed(Month/Day/Year)
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
$2.50 par value common stock 06/08/2005   J(1) V 68,139.46 A $ 0 340,696.582 (2) D  
$2.50 par value common stock 06/08/2005   J(1) V 1,568 A $ 0 7,840 I Spouse
$2.50 par value common stock 07/01/2005   A   15,000 (4) A $ 0 355,696.582 (2) D  

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
$2.50 par value common stock $ 0 (3) 06/08/2005   J(3) V 35,210     (3)   (3) common stock 35,210 $ 0 (3) 176,047 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
FULTON RUFUS A JR
FULTON FINANCIAL CORPORATION
ONE PENN SQUARE
LANCASTER, PA 17602
  X     Chairman & CEO  

Signatures

 George R. Barr, Jr., Attorney-in-Fact   07/05/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Additional shares of common stock received pursuant to a 5-for-4 stock split paid by Fulton Financial Corporation to its shareholders of record as of May 17, 2005.
(2) Includes 51,241.5820 shares held in the Fulton Financial Corporation Profit Sharing Plan.
(3) These options were previously reported as options for 140,837 shares currently exercisable, and expiring at various times between June 30, 2012 and July 1, 2014 at an exercise price ranging from $17.520 to $20.185 per share but were adjusted to reflect the 5-for-4 stock split paid by Fulton Financial Corporation to its shareholders of record as of May 17, 2005, as a consequence of which the exercise price now ranges from $14.020 to $16.150 per share.
(4) Company grant of restricted stock pursuant to 16b-3.

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