UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                             ----------------------


                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934



                                February 11, 2005
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                Date of Report (Date of earliest event reported)



                             INVESTORS TITLE COMPANY
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             (Exact name of Registrant as specified in its charter)



     North Carolina                      0-11774                 56-1110199
--------------------------------------------------------------------------------
(State or Other Jurisdiction of        (Commission            (I.R.S. Employer
Incorporation or Organization)         File Number)          Identification No.)


                            121 North Columbia Street
                        Chapel Hill, North Carolina 27514
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                    (Address of Principal Executive Offices)

                                 (919) 968-2200
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               Registrant's telephone number, including area code

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the obligation of the registrant under any of the
following provisions:

[    ] Written communications pursuant to Rule 425 under the Securities Act
       (17 CFR 230.425)

[    ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
       (17 CFR 240.14a-12)

[    ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
       Exchange Act (17 CFR 240.14d-2(b))

[    ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
       Exchange Act (17 CFR 240.13e-4(c))

Item 2.02. Results of Operations and Financial Condition

     Attached as Exhibit 99.1 and incorporated herein by reference is a copy of
the press release of Investors Title Company, dated February 10, 2005, reporting
Investors Title Company's financial results for the fiscal quarter and the
fiscal year ended December 31, 2004.

     The information in this Current Report is being furnished and shall not be
deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of
1934 (the "Exchange Act"), or otherwise subject to the liabilities of that
Section, nor shall it be deemed to be incorporated by reference in any filing
under the Securities Act of 1933 or the Exchange Act, regardless of any general
incorporation language in such filing.


Item 9.01. Financial Statements and Exhibits

       (c) Exhibits. The following exhibit is furnished as part of this Report:

Exhibit 99.1 -- Press Release of Investors Title Company dated February 10,
2005.

                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                  INVESTORS TITLE COMPANY


Date:  February 11, 2005          By:  /s/ James A. Fine, Jr.
                                       ---------------------
                                       James A. Fine, Jr.
                                       President, Treasuer and Chief Financial
                                       Officer



                                  EXHIBIT INDEX



Exhibit No.             Description
-----------             -----------

99.1                    Press release issued by Investors Title Company on
                        February 10, 2005.