form8k.htm
UNITED STATES
SECURITIES and EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K
 
CURRENT REPORT
 
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.

Date of report (Date of earliest event reported)              February 3, 2010

FLUSHING FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)

000-24272
(Commission File Number)

DELAWARE
(State or other jurisdiction of incorporation)

11-3209278
(I.R.S. Employer Identification Number)

1979 MARCUS AVENUE, SUITE E140, LAKE SUCCESS, NEW YORK 11042
(Address of principal executive offices)

(718) 961-5400
(Registrant's telephone number, including area code)
 
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 
 
 

Item 7.01    Regulation FD Disclosure
 
As additional information for investors and the marketplace, the Company is furnishing the information set forth below.

The following table shows loans delinquent for 60-89 days and 30-59 days for the periods indicated by type of loan:

   
December 31, 2009
    
September 30, 2009
    
December 31, 2008
  
    60 - 89     30 - 59     60 - 89     30 - 59     60 - 89     30 - 59  
   
days
    
days
    
days
    
days
    
days
    
days
  
   
(In thousands)
  
                                                 
Multi-family residential
   $ 8,958     $ 28,054     $ 10,699     $ 17,912     $ 5,037     $ 11,296  
Commercial real estate
     5,788       8,003       5,193       16,145       9,292       5,820  
One-to-four family - mixed-use property
     9,032       22,741       5,128       13,613       1,413       12,531  
One-to-four family - residential
     1,555       4,015       934       3,148       117       2,208  
Co-operative apartments
     -       -       -       -       -       -  
Construction loans
     -       7,619       5,490       9,131       850       11,224  
Small Business Administration
     10       262       -       676       688       464  
Taxi medallion
     -       -       -       -       -       -  
Commercial business and other
     21       1,633       541       8       1,443       523  
Total
   $ 25,364     $ 72,327     $ 27,985     $ 60,633     $ 18,840     $ 44,066  

The information in this Form 8-K will not be treated as filed for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. This information will not be incorporated by reference into a filing under the Securities Act of 1933, or into another filing under the Exchange Act of 1934, unless that filing expressly refers to specific information in this report.  The furnishing of the information in this Form 8-K is not intended to and does not constitute a representation that such furnishing is required by Regulation FD or that the information in this Form 8-K is material investor information that is not otherwise publicly available.

 
 
 

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
   
FLUSHING FINANCIAL CORPORATION
     
Date:   February 3, 2010
By:
/s/ David W. Fry
   
David W. Fry
 
Title:
Executive Vice President
   
and Chief Financial Officer