UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

 

Washington, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported) July 22, 2004

 

UNITY BANCORP, INC.

(Exact name of registrant as specified in its charter)

 

New Jersey

 

1-12431

 

22-3282551

(State or other jurisdiction
of incorporation)

 

(Commission
File Number)

 

(IRS Employer
Identification No.)

 

 

 

 

 

64 OLD HIGHWAY 22, CLINTON, NEW JERSEY

 

08809

(Address of principal executive offices)

 

(Zip Code)

 

 

 

 

 

Registrant’s telephone number, including area code (908) 730-7630

 

 



 

Item 7. Financial Statements and Exhibits

 

The following exhibit is filed with this Current Report on Form 8-K.

 

EXHIBIT NO.

 

DESCRIPTION

99.1

 

Press Release dated July 22, 2004

 

Item 12. Results of Operations and Financial Condition

 

The Registrant issued a press release on July 22, 2004 announcing earnings for the second quarter of 2004, the full text of which is incorporated by reference to this Item.

 

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SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

 

 

UNITY BANCORP, INC.

 

(Registrant)

 

 

Dated: July 27, 2004

By: /s/ ALAN BEDNER

 

 

Executive Vice President and
Chief Financial Officer

 

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INDEX TO EXHIBITS

 

Exhibit

 

Description

 

 

 

99.1

 

Press Release dated July 22, 2004

 

4