SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 28, 2005
ELECTRONIC CLEARING HOUSE, INC.
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(Exact name of registrant as specified in its charter)
Nevada 0-15245 93-0946274
(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
730 Paseo Camarillo, Camarillo, California 93010
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (800) 233-0406
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(Former name or former address, if changes since last report)
ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION.
On January 28, 2005, Electronic Clearing House, Inc. issued a press release
providing an update regarding its anticipated fiscal year 2005 expenses in
connection with both compliance under Section 404 of the Sarbanes-Oxley Act and
various legal matters. A copy of the press release is being furnished as Exhibit
99.1 to this report and is incorporated herein by reference.
The information in this report shall not be deemed "filed" for purposes of
Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed
incorporated by reference in any filing under the Securities Act of 1933 or the
Securities Exchange Act of 1934, except as shall be expressly set forth by
specific reference in such a filing.
ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS.
(c) Exhibits
99.1 Press Release dated January 28, 2005, providing an update regarding
anticipated fiscal year 2005 expenses.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
ELECTRONIC CLEARING HOUSE, INC.
(Registrant)
By: /s/ Alice Cheung
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Alice L. Cheung, Treasurer &
Chief Financial Officer
Dated: January 31, 2005
EXHIBIT INDEX
EXHIBIT
NUMBER DESCRIPTION OF DOCUMENT
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99.1 Press Release dated January 28, 2005, providing an update
regarding anticipated fiscal year 2005 expenses.