Double-digit growth in Same Day ACH volume and value helped propel the ACH Network to a strong start in the first quarter of 2026.

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First Quarter 2026 ACH Network Results

There were 403 million Same Day ACH payments, up 23.6% from the first quarter of 2025. Those payments were valued at $1.1 trillion, a 22.1% gain over a year ago, and the second straight quarter in which Same Day ACH value topped the $1 trillion mark.

Business-to-business (B2B) payment volume grew substantially, with nearly 2.1 billion made in the first quarter, up 9.4% from a year earlier.

“The strong growth in both Same Day ACH and B2B payments reflect the strength of the ACH Network,” said Jane Larimer, Nacha President and CEO. “ACH payments are moving the nation’s businesses away from checks, and Same Day ACH is helping to meet the demand for faster payments.”

Total ACH Network volume rose 4.8% to 8.9 billion payments; the value of those payments was $24.1 trillion, up 9.3%.

About Nacha

Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. There were 35.2 billion ACH Network payments made in 2025, valued at $93 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.

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“The strong growth in both Same Day ACH and B2B payments reflect the strength of the ACH Network.”