UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) August 26, 2004
PENN-AMERICA GROUP, INC.
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(Exact name of registrant as specified in its charter)
Pennsylvania 0-22316 23-2731409
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(State or other jurisdiction (Commission File (I.R.S. Employer
of incorporation) Number) Identification No.)
420 S. York Road, Hatboro, Pennsylvania 19040
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (215) 443-3600
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______________________________________________________________________________
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2 below):
[ ] Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Section 7- Regulation FD
Item 7.01. Regulation FD Disclosure
On August 26, 2004, the registrant issued a Press Release estimating
losses related to Hurricane Charley. The press release dated August 26, 2004,
announcing the event is attached hereto as an exhibit.
Section 9 - Financial Statements and Exhibits
Item 9.01. Financial Statement and Exhibits
(c) Exhibits
99.1 Press release dated August 26, 2004.
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized.
PENN-AMERICA GROUP, INC.
Date: August 26, 2004
BY: /s/ Garland P. Pezzuolo
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Garland P. Pezzuolo
(Vice President, Secretary and General
Counsel)