SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) July 28, 2004
PENN-AMERICA GROUP, INC.
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(Exact name of registration as specified in this charter)
Pennsylvania 0-22316 23-2731409
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(State or other jurisdiction of (Commission File (I.R.S. Employer
incorporation or organization) Number) Identification No.)
420 S. York Road, Hatboro, Pennsylvania 19040
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (215) 443-3600
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Items 1-4 and Items 6-9. None
Item 5. Other Events
Second Quarter Earnings Announced
On July 28, 2004, the Company released its earnings for the second quarter 2004.
Item 7. Financial Statements and Exhibits
EXHIBITS
Press Release dated July 28, 2004.
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized.
PENN-AMERICA GROUP, INC.
Date: July 28, 2004
BY: /s/ Garland P. Pezzuolo
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Garland P. Pezzuolo
Vice President, Secretary and
General Counsel