================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 15, 2002 1-6880 (Commission File Number) U.S. BANCORP (Exact name of Registrant as specified in its charter) DELAWARE 41-0255900 (State of incorporation) (I.R.S. Employer Identification Number) U.S. Bank Place 601 Second Avenue South, Minneapolis, Minnesota 55402-4302 (Address of Registrant's principal executive office) (612) 973-1111 (Registrant's telephone number) ================================================================================ ITEM 5. OTHER EVENTS. On January 15, 2002, U.S. Bancorp (the "Company") issued a press release discussing fourth quarter 2001 results and full-year 2001 earnings. The press release is included as Exhibit 99.1 hereto and is incorporated herein by reference. The press release contains forward-looking statements regarding the Company and includes a cautionary statement identifying important factors that could cause actual results to differ materially from those anticipated. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS (c) Exhibits. 99.1 Press Release issued by U.S. Bancorp on January 15, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. U.S. BANCORP By /s/ Terrance R. Dolan ------------------------------ Terrance R. Dolan Executive Vice President and Controller DATE: January 31, 2002