UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                    FORM 13F

                               FORM 13F COVER PAGE

REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 12/31/01

CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.):  ( ) IS A RESTATEMENT.
                                   ( ) ADDS NEW HOLDINGS ENTRIES

INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:

NAME:    TOM STRINGFELLOW
ADDRESS: FROST NATIONAL BANK
         P.O. BOX 1600
         SAN ANTONIO, TX 78296

13F FILE NUMBER: 28-183
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.


PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:

NAME:     STAN MCCORMICK
TITLE:    COPORATE SECRETARY - SR. V.P.
PHONE:    210-220-4310
SIGNATURE,PLACE,AND DATE OF SIGNING:

/s/ STAN MCCORMICK                 SAN ANTONIO, TX        1/31/02


REPORT TYPE (CHECK ONLY ONE.):

( X)        13F HOLDINGS REPORT

(  )        13F NOTICE

(  )        13F COMBINATION REPORT


LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
  NONE


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.

                              FORM 13F SUMMARY PAGE


REPORT SUMMARY:

NUMBER OF OTHER INCLUDED MANAGERS:        0

FORM 13F INFORMATION TABLE ENTRY TOTAL:    696

FORM 13F INFORMATION TABLE VALUE TOTAL:           $1,955,423



                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                           
H KEMPNER CERT OF BENE INTERES COMMON STOCK     999999998    18230    13594 SH       DEFINED               13393        0      201
H KEMPNER CERT OF BENE INTERES COMMON STOCK     999999998      185      138 SH       OTHER                   138        0        0
A T & T CORP COM *             COMMON STOCK     001957109     3325   183287 SH       DEFINED              183187        0      100
A T & T CORP COM *             COMMON STOCK     001957109      317    17450 SH       OTHER                 12992     4458        0
ABBOTT LABORATORIES COM *      COMMON STOCK     002824100     9839   176488 SH       DEFINED              173088        0     3400
ABBOTT LABORATORIES COM *      COMMON STOCK     002824100     2750    49324 SH       OTHER                 22124    20800     6400
ABERCROMBIE & FITCH CO CLASS A COMMON STOCK     002896207     1019    38400 SH       DEFINED               38400        0        0
ACTION PERFORMANCE COMPANIES I COMMON STOCK     004933107      316    10333 SH       DEFINED               10333        0        0
ADAPTEC INC COM                COMMON STOCK     00651F108     1514   104400 SH       DEFINED              104400        0        0
ADAPTEC INC COM                COMMON STOCK     00651F108        2      150 SH       OTHER                   100        0       50
AES CORP COM*                  COMMON STOCK     00130H105     1569    95987 SH       DEFINED               95987        0        0
AES CORP COM*                  COMMON STOCK     00130H105       39     2400 SH       OTHER                  2150        0      250
AFLAC INC COM *                COMMON STOCK     001055102     1669    67952 SH       DEFINED               67952        0        0
AFLAC INC COM *                COMMON STOCK     001055102      245     9964 SH       OTHER                  9964        0        0
AGILENT TECHNOLOGIES INC COM*  COMMON STOCK     00846U101      269     9425 SH       DEFINED                9078        0      347
AGILENT TECHNOLOGIES INC COM*  COMMON STOCK     00846U101      114     3984 SH       OTHER                  3984        0        0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK     009158106      968    20641 SH       DEFINED               20641        0        0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK     009158106      624    13300 SH       OTHER                 13300        0        0
ALBERTSON'S INC COM *          COMMON STOCK     013104104      317    10052 SH       DEFINED               10052        0        0
ALCOA INC COM*                 COMMON STOCK     013817101    13584   382106 SH       DEFINED              370414        0    11692
ALCOA INC COM*                 COMMON STOCK     013817101     1331    37439 SH       OTHER                 27819        0     9620
ALEXANDRIA REAL ESTATE EQUITIE COMMON STOCK     015271109     1122    27300 SH       DEFINED               27300        0        0
ALLEGHENY ENERGY INC COM       COMMON STOCK     017361106      311     8600 SH       DEFINED                8600        0        0
ALLEGHENY ENERGY INC COM       COMMON STOCK     017361106       36     1000 SH       OTHER                     0     1000        0
ALLETE INC COM                 COMMON STOCK     018522102      945    37500 SH       DEFINED               37500        0        0
ALLIED WASTE INDS INC COM NEW  COMMON STOCK     019589308      731    52000 SH       DEFINED               52000        0        0
ALLSTATE CORP COM              COMMON STOCK     020002101      513    15218 SH       DEFINED               14818        0      400
ALLSTATE CORP COM              COMMON STOCK     020002101      234     6946 SH       OTHER                  2946        0     4000
ALLTEL CORP COM *              COMMON STOCK     020039103    72022  1166727 SH       DEFINED             1152481        0    14246
ALLTEL CORP COM *              COMMON STOCK     020039103     3750    60755 SH       OTHER                 59976      779        0
ALTERA CORP COM *              COMMON STOCK     021441100      723    34052 SH       DEFINED               34052        0        0
ALTERA CORP COM *              COMMON STOCK     021441100       91     4305 SH       OTHER                  4305        0        0
AMERICAN ELECTRIC POWER INC CO COMMON STOCK     025537101      980    22507 SH       DEFINED               22507        0        0
AMERICAN ELECTRIC POWER INC CO COMMON STOCK     025537101      475    10919 SH       OTHER                 10919        0        0
AMERICAN EXPRESS CO COM *      COMMON STOCK     025816109    11280   316041 SH       DEFINED              303616        0    12425
AMERICAN EXPRESS CO COM *      COMMON STOCK     025816109     1104    30937 SH       OTHER                 30537        0      400
AMERICAN HOME PRODUCTS CORP CO COMMON STOCK     026609107    16290   265485 SH       DEFINED              264815        0      670
AMERICAN HOME PRODUCTS CORP CO COMMON STOCK     026609107     2253    36717 SH       OTHER                 26517     9600      600
AMERICAN INT'L GROUP INC COM * COMMON STOCK     026874107    13762   173329 SH       DEFINED              168678        0     4651
AMERICAN INT'L GROUP INC COM * COMMON STOCK     026874107     1500    18894 SH       OTHER                 14448     2882     1564
AMERICAN ITALIAN PASTA CO CLAS COMMON STOCK     027070101     1452    34539 SH       DEFINED               34539        0        0
AMERICAN NATIONAL INSURANCE CO COMMON STOCK     028591105      358     4252 SH       DEFINED                  25        0     4227
AMERICAN POWER CONVERSION CORP COMMON STOCK     029066107      237    16380 SH       DEFINED               16380        0        0
AMERICAN POWER CONVERSION CORP COMMON STOCK     029066107       20     1370 SH       OTHER                  1370        0        0
AMGEN INC COM *                COMMON STOCK     031162100     1552    27494 SH       DEFINED               27494        0        0
AMGEN INC COM *                COMMON STOCK     031162100      343     6074 SH       OTHER                  6074        0        0
AMSOUTH BANCORPORATION INC COM COMMON STOCK     032165102      165     8756 SH       DEFINED                   0        0     8756
AMSOUTH BANCORPORATION INC COM COMMON STOCK     032165102       93     4920 SH       OTHER                  4920        0        0
ANADARKO PETROLEUM CORP COM    COMMON STOCK     032511107    11760   206863 SH       DEFINED              206863        0        0
ANADARKO PETROLEUM CORP COM    COMMON STOCK     032511107      172     3027 SH       OTHER                  2927        0      100
ANHEUSER BUSCH COS INC COM *   COMMON STOCK     035229103     8927   197450 SH       DEFINED              197450        0        0
ANHEUSER BUSCH COS INC COM *   COMMON STOCK     035229103      411     9100 SH       OTHER                  8800        0      300
ANNTAYLOR STORES CORP COM      COMMON STOCK     036115103     1211    34600 SH       DEFINED               34600        0        0
AOL TIME WARNER INC COM*       COMMON STOCK     00184A105   135284  4214465 SH       DEFINED             4202365        0    12100
AOL TIME WARNER INC COM*       COMMON STOCK     00184A105     1487    46333 SH       OTHER                 31283    14400      650
APPLIED FILMS CORP COM         COMMON STOCK     038197109      781    25000 SH       DEFINED               25000        0        0
APPLIED MATERIALS INC COM *    COMMON STOCK     038222105     1442    35953 SH       DEFINED               35929        0       24
APPLIED MATERIALS INC COM *    COMMON STOCK     038222105       93     2312 SH       OTHER                  1563      649      100
ARCHSTONE-SMITH TR COM*        COMMON STOCK     039583109     3051   116025 SH       DEFINED              114135        0     1890
ARCHSTONE-SMITH TR COM*        COMMON STOCK     039583109      673    25594 SH       OTHER                 25594        0        0
ARMOR HOLDINGS INC COM         COMMON STOCK     042260109      950    35200 SH       DEFINED               35200        0        0
ASHLAND INC COM                COMMON STOCK     044204105      255     5530 SH       DEFINED                5530        0        0
AT & T WIRELESS SERVICES INC C COMMON STOCK     00209A106     2016   140285 SH       DEFINED              139798        0      487
AT & T WIRELESS SERVICES INC C COMMON STOCK     00209A106      115     8018 SH       OTHER                  6586     1432        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103     3312    56235 SH       DEFINED               56235        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      110     1864 SH       OTHER                  1864        0        0
AVERY DENNISON CORP COM *      COMMON STOCK     053611109    14459   255778 SH       DEFINED              255093        0      685
AVERY DENNISON CORP COM *      COMMON STOCK     053611109     1599    28278 SH       OTHER                 24838       70     3370
AVNET INC COM                  COMMON STOCK     053807103     7478   293592 SH       DEFINED              293592        0        0
AVNET INC COM                  COMMON STOCK     053807103       85     3326 SH       OTHER                  3326        0        0
AVOCENT CORPORATION            COMMON STOCK     053893103     1171    48300 SH       DEFINED               48300        0        0
AVX CORP COM                   COMMON STOCK     002444107     8758   371241 SH       DEFINED              371241        0        0
AVX CORP COM                   COMMON STOCK     002444107      148     6272 SH       OTHER                  6272        0        0
BAKER HUGHES INC COM *         COMMON STOCK     057224107     2230    61155 SH       DEFINED               61155        0        0
BAKER HUGHES INC COM *         COMMON STOCK     057224107      483    13240 SH       OTHER                  8470      180     4590
BANK OF AMERICA CORP COM *     COMMON STOCK     060505104     5196    82537 SH       DEFINED               80737        0     1800
BANK OF AMERICA CORP COM *     COMMON STOCK     060505104       68     1080 SH       OTHER                  1080        0        0
BANK ONE CORP COM*             COMMON STOCK     06423A103      831    21277 SH       DEFINED               10506        0    10771
BANK ONE CORP COM*             COMMON STOCK     06423A103       39     1000 SH       OTHER                  1000        0        0
BANKNORTH GROUP INC            COMMON STOCK     06646R107     4180   185596 SH       DEFINED              185596        0        0
BANKNORTH GROUP INC            COMMON STOCK     06646R107       82     3646 SH       OTHER                  3646        0        0
BAXTER INTERNATIONAL INC COM * COMMON STOCK     071813109    14636   272912 SH       DEFINED              266840        0     6072
BAXTER INTERNATIONAL INC COM * COMMON STOCK     071813109      930    17348 SH       OTHER                 14218       60     3070
BECTON DICKINSON & CO COM *    COMMON STOCK     075887109      746    22503 SH       DEFINED               22503        0        0
BECTON DICKINSON & CO COM *    COMMON STOCK     075887109       44     1326 SH       OTHER                  1326        0        0
BELLSOUTH CORP COM *           COMMON STOCK     079860102     3349    87788 SH       DEFINED               86524        0     1264
BELLSOUTH CORP COM *           COMMON STOCK     079860102      800    20960 SH       OTHER                 20232      728        0
BEMIS INC COM*                 COMMON STOCK     081437105      295     6000 SH       OTHER                     0     6000        0
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK     084670207      225       89 SH       DEFINED                  89        0        0
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK     084670207       93       37 SH       OTHER                    37        0        0
BEST BUY COMPANY INC COM*      COMMON STOCK     086516101     2223    29842 SH       DEFINED               29524        0      318
BEST BUY COMPANY INC COM*      COMMON STOCK     086516101     1368    18364 SH       OTHER                 14384        0     3980
BIOGEN INC COM*                COMMON STOCK     090597105     8440   147160 SH       DEFINED              140310        0     6850
BIOGEN INC COM*                COMMON STOCK     090597105      626    10910 SH       OTHER                 10910        0        0
BLACK & DECKER CORP COM        COMMON STOCK     091797100     1060    28100 SH       DEFINED               28100        0        0
BLOCK H & R INC COM            COMMON STOCK     093671105     1761    39400 SH       DEFINED               39400        0        0
BLYTH INC. COM                 COMMON STOCK     09643P108     5906   254012 SH       DEFINED              254012        0        0
BLYTH INC. COM                 COMMON STOCK     09643P108       87     3758 SH       OTHER                  3758        0        0
BMC SOFTWARE INC COM*          COMMON STOCK     055921100     2512   153425 SH       DEFINED              153425        0        0
BMC SOFTWARE INC COM*          COMMON STOCK     055921100       83     5100 SH       OTHER                  4700        0      400
BOEING CO COM *                COMMON STOCK     097023105      797    20551 SH       DEFINED               20501        0       50
BOEING CO COM *                COMMON STOCK     097023105      662    17062 SH       OTHER                 16332        0      730
BOISE CASCADE CORP COM         COMMON STOCK     097383103     1305    38358 SH       DEFINED               38358        0        0
BRINKER INTERNATIONAL INC COM* COMMON STOCK     109641100      475    15971 SH       DEFINED               15971        0        0
BRINKER INTERNATIONAL INC COM* COMMON STOCK     109641100       81     2708 SH       OTHER                  2708        0        0
BRISTOL-MYERS SQUIBB CO COM *  COMMON STOCK     110122108     5336   104624 SH       DEFINED              102924        0     1700
BRISTOL-MYERS SQUIBB CO COM *  COMMON STOCK     110122108      812    15925 SH       OTHER                 15925        0        0
BROWN TOM INC COM NEW          COMMON STOCK     115660201     1191    44100 SH       DEFINED               44100        0        0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK     12189T104      580    20327 SH       DEFINED               20327        0        0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK     12189T104      436    15278 SH       OTHER                 13278     2000        0
BURLINGTON RESOURCES INC COM   COMMON STOCK     122014103     3443    91709 SH       DEFINED               91709        0        0
BURLINGTON RESOURCES INC COM   COMMON STOCK     122014103      191     5099 SH       OTHER                  2908      871     1320
CAPITAL AUTOMOTIVE REIT        COMMON STOCK     139733109     6195   311488 SH       DEFINED              311488        0        0
CAPITAL AUTOMOTIVE REIT        COMMON STOCK     139733109       46     2321 SH       OTHER                  2321        0        0
CARDINAL HEALTH INC COM*       COMMON STOCK     14149Y108      665    10287 SH       DEFINED               10137        0      150
CARNIVAL CORPORATION COM*      COMMON STOCK     143658102      180     6413 SH       DEFINED                5913        0      500
CARNIVAL CORPORATION COM*      COMMON STOCK     143658102      211     7500 SH       OTHER                  7500        0        0
CATERPILLAR INC COM *          COMMON STOCK     149123101      170     3245 SH       DEFINED                2470        0      775
CATERPILLAR INC COM *          COMMON STOCK     149123101      133     2552 SH       OTHER                   600     1852      100
CEC ENTERTAINMENT INC COM      COMMON STOCK     125137109     1534    35351 SH       DEFINED               35351        0        0
CHEVRONTEXACO CORP COM*        COMMON STOCK     166764100    21555   240539 SH       DEFINED              232789        0     7750
CHEVRONTEXACO CORP COM*        COMMON STOCK     166764100     3350    37381 SH       OTHER                 26768     5154     5459
CHICAGO BRIDGE & IRON CO NY SH COMMON STOCK     167250109     1100    41200 SH       DEFINED               41200        0        0
CHUBB CORP COM*                COMMON STOCK     171232101    17137   248369 SH       DEFINED              242209        0     6160
CHUBB CORP COM*                COMMON STOCK     171232101     1578    22873 SH       OTHER                 22513        0      360
CIGNA CORP COM                 COMMON STOCK     125509109     8339    90004 SH       DEFINED               90004        0        0
CIGNA CORP COM                 COMMON STOCK     125509109       76      816 SH       OTHER                   816        0        0
CINERGY CORP COM               COMMON STOCK     172474108     7565   226301 SH       DEFINED              226301        0        0
CINERGY CORP COM               COMMON STOCK     172474108       97     2907 SH       OTHER                  2907        0        0
CIRCUIT CITY GROUP             COMMON STOCK     172737108     2512    96800 SH       DEFINED               96800        0        0
CISCO SYSTEM INC COM *         COMMON STOCK     17275R102     6191   341832 SH       DEFINED              333222        0     8610
CISCO SYSTEM INC COM *         COMMON STOCK     17275R102      385    21240 SH       OTHER                 19400     1800       40
CITIGROUP INC COM *            COMMON STOCK     172967101    26147   517960 SH       DEFINED              515119        0     2841
CITIGROUP INC COM *            COMMON STOCK     172967101     4435    87856 SH       OTHER                 74373     6160     7323
CITY NATIONAL CORP COM         COMMON STOCK     178566105     1274    27200 SH       DEFINED               27200        0        0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK     184502102     3027    59457 SH       DEFINED               58393        0     1064
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK     184502102     6866   134868 SH       OTHER                134868        0        0
CLOROX CO COM *                COMMON STOCK     189054109     2464    62307 SH       DEFINED               53207        0     9100
CLOROX CO COM *                COMMON STOCK     189054109      928    23468 SH       OTHER                 17868      800     4800
COCA COLA CO COM *             COMMON STOCK     191216100    10186   216026 SH       DEFINED              214524        0     1502
COCA COLA CO COM *             COMMON STOCK     191216100     1601    33962 SH       OTHER                 29402        0     4560
COLGATE-PALMOLIVE CO COM *     COMMON STOCK     194162103     4512    78127 SH       DEFINED               78127        0        0
COLGATE-PALMOLIVE CO COM *     COMMON STOCK     194162103      375     6500 SH       OTHER                  6500        0        0
COMPAQ COMPUTER CORP COM *     COMMON STOCK     204493100     1074   109999 SH       DEFINED              107855        0     2144
COMPAQ COMPUTER CORP COM *     COMMON STOCK     204493100      573    58660 SH       OTHER                 58360        0      300
COMPUTER ASSOC INTL INC COM*   COMMON STOCK     204912109      304     8827 SH       DEFINED                8827        0        0
COMPUTER SCIENCES CORP COM *   COMMON STOCK     205363104      987    20159 SH       DEFINED               20159        0        0
COMPUTER SCIENCES CORP COM *   COMMON STOCK     205363104      660    13479 SH       OTHER                 13479        0        0
COMVERSE TECHNOLOGY INC COM*   COMMON STOCK     205862402     4426   197869 SH       DEFINED              183364        0    14505
COMVERSE TECHNOLOGY INC COM*   COMMON STOCK     205862402      192     8569 SH       OTHER                  8569        0        0
CONAGRA FOODS INC              COMMON STOCK     205887102      189     7966 SH       DEFINED                7966        0        0
CONAGRA FOODS INC              COMMON STOCK     205887102      190     8000 SH       OTHER                  7500        0      500
CONEXANT SYSTEMS INC COM       COMMON STOCK     207142100      289    20118 SH       DEFINED               20118        0        0
CONOCO INC COM                 COMMON STOCK     208251504      122     4298 SH       DEFINED                4298        0        0
CONOCO INC COM                 COMMON STOCK     208251504       87     3070 SH       OTHER                     0     3070        0
CONSOL ENERGY INC COM          COMMON STOCK     20854P109     2972   119626 SH       DEFINED              119626        0        0
CONSOL ENERGY INC COM          COMMON STOCK     20854P109       56     2273 SH       OTHER                  2273        0        0
CONSOLIDATED EDISON INC COM    COMMON STOCK     209115104      373     9242 SH       DEFINED                9242        0        0
COOPER INDUSTRIES INC COM      COMMON STOCK     216669101      213     6100 SH       DEFINED                6100        0        0
CORNING INC COM*               COMMON STOCK     219350105     1457   163302 SH       DEFINED              163302        0        0
CORNING INC COM*               COMMON STOCK     219350105       35     3918 SH       OTHER                  3918        0        0
COST PLUS INC CALIF COM        COMMON STOCK     221485105     1331    50220 SH       DEFINED               50220        0        0
COSTCO WHOLESALE CORP NEW COM* COMMON STOCK     22160K105    14126   318296 SH       DEFINED              308746        0     9550
COSTCO WHOLESALE CORP NEW COM* COMMON STOCK     22160K105     1101    24805 SH       OTHER                 24805        0        0
CREDENCE SYSTEMS CORP COM      COMMON STOCK     225302108     1190    64100 SH       DEFINED               64100        0        0
CRESCENT REAL EST EQTY TRUST   COMMON STOCK     225756105      556    30710 SH       DEFINED               30710        0        0
CRESCENT REAL EST EQTY TRUST   COMMON STOCK     225756105       32     1768 SH       OTHER                   168        0     1600
CSX CORP COM                   COMMON STOCK     126408103      434    12380 SH       DEFINED               12380        0        0
CSX CORP COM                   COMMON STOCK     126408103       42     1200 SH       OTHER                  1200        0        0
CULLEN/FROST BANKERS INC COM   COMMON STOCK     229899109    11761   380846 SH       DEFINED              350219     2301    28326
CULLEN/FROST BANKERS INC COM   COMMON STOCK     229899109     1380    44680 SH       OTHER                 39592     5088        0
CVS CORP COM *                 COMMON STOCK     126650100      730    24661 SH       DEFINED               24661        0        0
CVS CORP COM *                 COMMON STOCK     126650100       31     1035 SH       OTHER                  1035        0        0
DEERE & CO COM *               COMMON STOCK     244199105     1034    23690 SH       DEFINED               23690        0        0
DEERE & CO COM *               COMMON STOCK     244199105      162     3720 SH       OTHER                  3720        0        0
DELL COMPUTER CORP COM*        COMMON STOCK     247025109    10698   393616 SH       DEFINED              378907        0    14709
DELL COMPUTER CORP COM*        COMMON STOCK     247025109     1339    49255 SH       OTHER                 33350        0    15905
DELPHI AUTOMOTIVE SYSTEMS CORP COMMON STOCK     247126105     3620   264980 SH       DEFINED              264911        0       69
DELPHI AUTOMOTIVE SYSTEMS CORP COMMON STOCK     247126105       70     5126 SH       OTHER                  5126        0        0
DENTSPLY INTERNATIONAL INC NEW COMMON STOCK     249030107      487     9698 SH       DEFINED                9698        0        0
DIEBOLD INC COM *              COMMON STOCK     253651103      381     9421 SH       DEFINED                9421        0        0
DISNEY (WALT) COMPANY HOLDING  COMMON STOCK     254687106     1687    81399 SH       DEFINED               81399        0        0
DISNEY (WALT) COMPANY HOLDING  COMMON STOCK     254687106      444    21436 SH       OTHER                  9942     6294     5200
DOVER CORP COM *               COMMON STOCK     260003108      339     9154 SH       DEFINED                9154        0        0
DOVER CORP COM *               COMMON STOCK     260003108       95     2555 SH       OTHER                  2555        0        0
DOW CHEMICAL CO COM *          COMMON STOCK     260543103     3772   111653 SH       DEFINED              111653        0        0
DOW CHEMICAL CO COM *          COMMON STOCK     260543103      548    16211 SH       OTHER                 13951      900     1360
DRIL-QUIP INC COM              COMMON STOCK     262037104     1694    70300 SH       DEFINED               70300        0        0
DU PONT E I DE NEMOURS & CO CO COMMON STOCK     263534109     3549    83495 SH       DEFINED               82095        0     1400
DU PONT E I DE NEMOURS & CO CO COMMON STOCK     263534109     1181    27783 SH       OTHER                 22825     4958        0
DUKE ENERGY CORP *             COMMON STOCK     264399106     5351   136293 SH       DEFINED              136293        0        0
DUKE ENERGY CORP *             COMMON STOCK     264399106      401    10202 SH       OTHER                  9902        0      300
DYNACQ INTERNATIONAL INC COM   COMMON STOCK     267919306     1289    57900 SH       DEFINED               57900        0        0
E M C CORP MASSACHUSETTS COM * COMMON STOCK     268648102     7248   539304 SH       DEFINED              517764        0    21540
E M C CORP MASSACHUSETTS COM * COMMON STOCK     268648102      644    47919 SH       OTHER                 47519        0      400
EDISON INTERNATIONAL COM       COMMON STOCK     281020107      164    10848 SH       DEFINED               10848        0        0
EL PASO CORP COM*              COMMON STOCK     28336L109     8918   199915 SH       DEFINED              199754        0      161
EL PASO CORP COM*              COMMON STOCK     28336L109     2845    63774 SH       OTHER                 57879     2416     3479
ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK     285661104     3130    45663 SH       DEFINED               45663        0        0
ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK     285661104      152     2224 SH       OTHER                  2224        0        0
ELI LILLY & CO COM *           COMMON STOCK     532457108      919    11698 SH       DEFINED               11698        0        0
ELI LILLY & CO COM *           COMMON STOCK     532457108      746     9500 SH       OTHER                  9400        0      100
EMERSON ELECTRIC CO COM *      COMMON STOCK     291011104     6896   120770 SH       DEFINED              119270        0     1500
EMERSON ELECTRIC CO COM *      COMMON STOCK     291011104     1352    23675 SH       OTHER                 14145      130     9400
ENCOMPASS SERVICES CORPORATION COMMON STOCK     29255U104       83    28537 SH       DEFINED               28537        0        0
ENGELHARD CORP COM*            COMMON STOCK     292845104      302    10900 SH       DEFINED               10900        0        0
ENRON CORP COM "CHAPTER 11"    COMMON STOCK     293561106       48    79790 SH       DEFINED               79290        0      500
ENRON CORP COM "CHAPTER 11"    COMMON STOCK     293561106        4     7010 SH       OTHER                  7010        0        0
ENSCO INTERNATIONAL INC COM*   COMMON STOCK     26874Q100     3703   149021 SH       DEFINED              148611        0      410
ENSCO INTERNATIONAL INC COM*   COMMON STOCK     26874Q100      737    29639 SH       OTHER                 29639        0        0
ENTERGY CORP NEW COM           COMMON STOCK     29364G103      543    13896 SH       DEFINED               13696        0      200
ENTERGY CORP NEW COM           COMMON STOCK     29364G103       27      700 SH       OTHER                     0        0      700
ENZO BIOCHEM INC COM           COMMON STOCK     294100102      631    26870 SH       DEFINED               26870        0        0
EXAR CORPORATION               COMMON STOCK     300645108     1159    55600 SH       DEFINED               55600        0        0
EXPRESS SCRIPTS INC COMMON STO COMMON STOCK     302182100     2218    47440 SH       DEFINED               47440        0        0
EXPRESS SCRIPTS INC COMMON STO COMMON STOCK     302182100       33      700 SH       OTHER                   700        0        0
EXXON MOBIL CORP COM *         COMMON STOCK     30231G102    49937  1270660 SH       DEFINED             1259196        0    11464
EXXON MOBIL CORP COM *         COMMON STOCK     30231G102     8335   212093 SH       OTHER                202065     3672     6356
FAMILY DOLLAR STORES INC COM   COMMON STOCK     307000109     2115    70550 SH       DEFINED               70550        0        0
FANNIE MAE *                   COMMON STOCK     313586109    19734   248230 SH       DEFINED              246636        0     1594
FANNIE MAE *                   COMMON STOCK     313586109     1323    16636 SH       OTHER                 15631      755      250
FIRST DATA CORP COM *          COMMON STOCK     319963104      536     6829 SH       DEFINED                6829        0        0
FIRST HEALTH GROUP CORP COM    COMMON STOCK     320960107     1559    63000 SH       DEFINED               63000        0        0
FISERV INC COM *               COMMON STOCK     337738108     3490    82460 SH       DEFINED               82460        0        0
FISERV INC COM *               COMMON STOCK     337738108      328     7754 SH       OTHER                  7754        0        0
FLEETBOSTON FINANCIAL CORP COM COMMON STOCK     339030108     5578   152831 SH       DEFINED              151031        0     1800
FLEETBOSTON FINANCIAL CORP COM COMMON STOCK     339030108      581    15914 SH       OTHER                  7964        0     7950
FLORIDA ROCK INDUSTRIES INC CO COMMON STOCK     341140101     1364    37300 SH       DEFINED               37300        0        0
FOCUS ENHANCEMENTS INC         COMMON STOCK     344159108      122    67500 SH       DEFINED               67500        0        0
FOOT LOCKER INC COM            COMMON STOCK     344849104     2763   176564 SH       DEFINED              176564        0        0
FORD MOTOR COMPANY *           COMMON STOCK     345370860     7851   499430 SH       DEFINED              499430        0        0
FORD MOTOR COMPANY *           COMMON STOCK     345370860      137     8724 SH       OTHER                  8724        0        0
FOREST LABORATORIES INC COM *  COMMON STOCK     345838106      348     4242 SH       DEFINED                4242        0        0
FOREST LABORATORIES INC COM *  COMMON STOCK     345838106        7       83 SH       OTHER                    83        0        0
FOREST OIL CORP COM            COMMON STOCK     346091705      996    35300 SH       DEFINED               35300        0        0
FORTUNE BRANDS INC COM *       COMMON STOCK     349631101      728    18380 SH       DEFINED               17820        0      560
FORTUNE BRANDS INC COM *       COMMON STOCK     349631101       40     1004 SH       OTHER                  1004        0        0
FORWARD AIR CORP COM           COMMON STOCK     349853101     1397    41175 SH       DEFINED               41175        0        0
FPL GROUP INC COM *            COMMON STOCK     302571104      196     3475 SH       DEFINED                3475        0        0
FPL GROUP INC COM *            COMMON STOCK     302571104       34      600 SH       OTHER                   600        0        0
FREDDIE MAC *                  COMMON STOCK     313400301      488     7461 SH       DEFINED                7461        0        0
GABELLI ASSET MANAGEMENT INC C COMMON STOCK     36239Y102     1309    30300 SH       DEFINED               30300        0        0
GALLAGHER ARTHUR J & CO COM*   COMMON STOCK     363576109      558    16172 SH       DEFINED               16172        0        0
GANNETT CO COM*                COMMON STOCK     364730101     1361    20242 SH       DEFINED               20242        0        0
GANNETT CO COM*                COMMON STOCK     364730101      469     6970 SH       OTHER                  6230        0      740
GENERAL DYNAMICS CORP COM*     COMMON STOCK     369550108      721     9047 SH       DEFINED                9047        0        0
GENERAL DYNAMICS CORP COM*     COMMON STOCK     369550108       28      350 SH       OTHER                     0        0      350
GENERAL ELECTRIC CO COM *      COMMON STOCK     369604103    41591  1037699 SH       DEFINED             1018453        0    19246
GENERAL ELECTRIC CO COM *      COMMON STOCK     369604103     6697   167100 SH       OTHER                131630    14520    20950
GENERAL MILLS INC COM*         COMMON STOCK     370334104      557    10712 SH       DEFINED               10712        0        0
GENERAL MILLS INC COM*         COMMON STOCK     370334104      562    10800 SH       OTHER                  4000     6400      400
GENERAL MOTORS CORP CLASS H NE COMMON STOCK     370442832      342    22161 SH       DEFINED               22161        0        0
GENERAL MOTORS CORP CLASS H NE COMMON STOCK     370442832        6      378 SH       OTHER                   378        0        0
GENERAL MOTORS CORP COM        COMMON STOCK     370442105     6251   128616 SH       DEFINED              128616        0        0
GENERAL MOTORS CORP COM        COMMON STOCK     370442105      276     5685 SH       OTHER                  5685        0        0
GENTEX CORP COM                COMMON STOCK     371901109     1752    65535 SH       DEFINED               65535        0        0
GEORGIA-PACIFIC CORP COM *     COMMON STOCK     373298108     5078   183911 SH       DEFINED              183671        0      240
GEORGIA-PACIFIC CORP COM *     COMMON STOCK     373298108      786    28460 SH       OTHER                 26870        0     1590
GILLETTE CO COM *              COMMON STOCK     375766102      596    17850 SH       DEFINED               17850        0        0
GILLETTE CO COM *              COMMON STOCK     375766102       22      650 SH       OTHER                   650        0        0
GLOBALSANTAFE CORP COM         COMMON STOCK     G3930E101     1211    42470 SH       DEFINED               41900        0      570
GLOBALSANTAFE CORP COM         COMMON STOCK     G3930E101       13      465 SH       OTHER                   465        0        0
GRANITE CONSTRUCTION INC COM   COMMON STOCK     387328107     1763    73225 SH       DEFINED               73225        0        0
GRANT PRIDECO INC COM          COMMON STOCK     38821G101     1325   115200 SH       DEFINED              115200        0        0
GREY WOLF INC COM              COMMON STOCK     397888108       45    15000 SH       DEFINED               15000        0        0
GUIDANT CORP COM*              COMMON STOCK     401698105      239     4793 SH       DEFINED                4793        0        0
HALLIBURTON CO COM *           COMMON STOCK     406216101     2554   194964 SH       DEFINED              194089        0      875
HALLIBURTON CO COM *           COMMON STOCK     406216101      222    16955 SH       OTHER                 12255     3000     1700
HANDLEMAN CO DEL COM           COMMON STOCK     410252100      996    67100 SH       DEFINED               67100        0        0
HANOVER COMPRESSOR CO (HOLDING COMMON STOCK     410768105      322    12750 SH       DEFINED               12750        0        0
HARLEY-DAVIDSON INC COM *      COMMON STOCK     412822108      339     6239 SH       DEFINED                6239        0        0
HARLEY-DAVIDSON INC COM *      COMMON STOCK     412822108      169     3114 SH       OTHER                  3114        0        0
HARRAH'S ENTERTAINMENT INC COM COMMON STOCK     413619107      215     5800 SH       DEFINED                5800        0        0
HARRIS CORP DELAWARE COM       COMMON STOCK     413875105     2792    91527 SH       DEFINED               91527        0        0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK     416515104      518     8245 SH       DEFINED                8245        0        0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK     416515104      151     2400 SH       OTHER                     0        0     2400
HCA INC*                       COMMON STOCK     404119109    15289   396697 SH       DEFINED              385753        0    10944
HCA INC*                       COMMON STOCK     404119109     1222    31705 SH       OTHER                 24155        0     7550
HCC INSURANCE HOLDINGS INC COM COMMON STOCK     404132102    12520   454431 SH       DEFINED              451021        0     3410
HCC INSURANCE HOLDINGS INC COM COMMON STOCK     404132102     1397    50711 SH       OTHER                 48891        0     1820
HEALTH MGMT ASSOC INC NEW CLAS COMMON STOCK     421933102      345    18770 SH       DEFINED               18770        0        0
HEALTH MGMT ASSOC INC NEW CLAS COMMON STOCK     421933102       34     1864 SH       OTHER                  1864        0        0
HEALTHSOUTH CORP COM           COMMON STOCK     421924101      215    14500 SH       DEFINED               14500        0        0
HEALTHSOUTH CORP COM           COMMON STOCK     421924101        1      100 SH       OTHER                   100        0        0
HEINZ H. J. CO COM*            COMMON STOCK     423074103     2107    51245 SH       DEFINED               51245        0        0
HEINZ H. J. CO COM*            COMMON STOCK     423074103      204     4950 SH       OTHER                  3750     1200        0
HELMERICH & PAYNE INC COM      COMMON STOCK     423452101     1058    31700 SH       DEFINED               31700        0        0
HERSHEY FOODS CORP COM*        COMMON STOCK     427866108      316     4675 SH       DEFINED                4675        0        0
HERSHEY FOODS CORP COM*        COMMON STOCK     427866108      135     2000 SH       OTHER                   400        0     1600
HEWLETT PACKARD CO COM (DEL)*  COMMON STOCK     428236103     1024    49848 SH       DEFINED               46828        0     3020
HEWLETT PACKARD CO COM (DEL)*  COMMON STOCK     428236103      392    19087 SH       OTHER                 19087        0        0
HIBERNIA CORP CLASS A          COMMON STOCK     428656102     1130    63500 SH       DEFINED               63500        0        0
HILFIGER TOMMY CORP COM *      COMMON STOCK     G8915Z102     3525   256350 SH       DEFINED              256350        0        0
HILFIGER TOMMY CORP COM *      COMMON STOCK     G8915Z102      101     7350 SH       OTHER                  7350        0        0
HILLENBRAND INDUSTRIES INC COM COMMON STOCK     431573104      254     4602 SH       DEFINED                4602        0        0
HOME DEPOT INC COM *           COMMON STOCK     437076102     6135   120277 SH       DEFINED              115432        0     4845
HOME DEPOT INC COM *           COMMON STOCK     437076102      261     5123 SH       OTHER                  4723        0      400
HONEYWELL INTERNATIONAL INC CO COMMON STOCK     438516106    26385   780173 SH       DEFINED              766923        0    13250
HONEYWELL INTERNATIONAL INC CO COMMON STOCK     438516106     1889    55843 SH       OTHER                 51003        0     4840
HOUSEHOLD INTERNATIONAL CORP C COMMON STOCK     441815107      468     8070 SH       DEFINED                8070        0        0
I 2 TECHNOLOGIES INC COM       COMMON STOCK     465754109      284    35922 SH       DEFINED               35922        0        0
ILLINOIS TOOL WORKS INC COM *  COMMON STOCK     452308109     1102    16280 SH       DEFINED               16280        0        0
ILLINOIS TOOL WORKS INC COM *  COMMON STOCK     452308109      587     8670 SH       OTHER                  8670        0        0
IMCLONE SYSTEMS INC COM        COMMON STOCK     45245W109      333     7162 SH       DEFINED                7162        0        0
INFORMATION ARCHITECTS CORP    COMMON STOCK     45669R107        2    10000 SH       DEFINED               10000        0        0
INGERSOLL-RAND CO COM *        COMMON STOCK     456866102      651    15581 SH       DEFINED               14081        0     1500
INGERSOLL-RAND CO COM *        COMMON STOCK     456866102      514    12300 SH       OTHER                 12300        0        0
INTEL CORP COM *               COMMON STOCK     458140100    20304   645584 SH       DEFINED              629360        0    16224
INTEL CORP COM *               COMMON STOCK     458140100     3063    97392 SH       OTHER                 78127      780    18485
INTER-TEL INC COM              COMMON STOCK     458372109     1036    53900 SH       DEFINED               53900        0        0
INTERNATIONAL PAPER CO COM *   COMMON STOCK     460146103     9153   226844 SH       DEFINED              217844        0     9000
INTERNATIONAL PAPER CO COM *   COMMON STOCK     460146103      650    16100 SH       OTHER                 16100        0        0
INTERTRUST TECHNOLOGIES CORP   COMMON STOCK     46113Q109       19    15363 SH       DEFINED               15363        0        0
INTL BUSINESS MACHINES CORP CO COMMON STOCK     459200101    20092   166106 SH       DEFINED              160534        0     5572
INTL BUSINESS MACHINES CORP CO COMMON STOCK     459200101     4102    33908 SH       OTHER                 24564     4499     4845
INTUIT INC COM                 COMMON STOCK     461202103      369     8631 SH       DEFINED                8431        0      200
INVESTMENT TECHNOLOGY GROUP IN COMMON STOCK     46145F105     2303    58950 SH       DEFINED               58950        0        0
ITT EDUCATIONAL SERVICES INC C COMMON STOCK     45068B109     1832    49700 SH       DEFINED               49700        0        0
J P MORGAN CHASE & CO COM*     COMMON STOCK     46625H100    19199   528171 SH       DEFINED              515501        0    12670
J P MORGAN CHASE & CO COM*     COMMON STOCK     46625H100     1056    29045 SH       OTHER                 27465      920      660
JOHN HANCOCK FINANCIAL SRVCS C COMMON STOCK     41014S106      333     8063 SH       DEFINED                8063        0        0
JOHNSON & JOHNSON COM *        COMMON STOCK     478160104     7858   132956 SH       DEFINED              128200        0     4756
JOHNSON & JOHNSON COM *        COMMON STOCK     478160104     3440    58200 SH       OTHER                 41570    11200     5430
JONES APPAREL GROUP INC COM*   COMMON STOCK     480074103      221     6668 SH       DEFINED                6668        0        0
JONES APPAREL GROUP INC COM*   COMMON STOCK     480074103       37     1110 SH       OTHER                  1110        0        0
JOY GLOBAL INC COM             COMMON STOCK     481165108      990    58900 SH       DEFINED               58900        0        0
K MART CORP COM                COMMON STOCK     482584109      176    32200 SH       DEFINED               32200        0        0
KEYSPAN CORP COM *             COMMON STOCK     49337W100      422    12165 SH       DEFINED               12165        0        0
KEYSPAN CORP COM *             COMMON STOCK     49337W100       75     2168 SH       OTHER                  1668        0      500
KIMBERLY CLARK CORP COM *      COMMON STOCK     494368103     8432   141006 SH       DEFINED              139232        0     1774
KIMBERLY CLARK CORP COM *      COMMON STOCK     494368103     1793    29976 SH       OTHER                 21646      110     8220
KRONOS INC COM                 COMMON STOCK     501052104      408     8431 SH       DEFINED                8431        0        0
L-3 COMMUNICATIONS HLDGS INC C COMMON STOCK     502424104      882     9800 SH       DEFINED                9800        0        0
LA QUINTA PROPERTIES INC       COMMON STOCK     50419Q409      860   149755 SH       DEFINED              149755        0        0
LA QUINTA PROPERTIES INC       COMMON STOCK     50419Q409       16     2836 SH       OTHER                  2772        0       64
LAFARGE NORTH AMERICA INC COM  COMMON STOCK     505862102     9829   261608 SH       DEFINED              261608        0        0
LAFARGE NORTH AMERICA INC COM  COMMON STOCK     505862102      185     4928 SH       OTHER                  4928        0        0
LATTICE SEMICONDUCTOR CORP COM COMMON STOCK     518415104      934    45400 SH       DEFINED               45400        0        0
LEGG MASON INC COM             COMMON STOCK     524901105     2052    41066 SH       DEFINED               41066        0        0
LEGGETT & PLATT INC COM        COMMON STOCK     524660107      587    25542 SH       DEFINED               25542        0        0
LIBERTY MEDIA CORP NEW COM SER COMMON STOCK     530718105      812    58014 SH       DEFINED               57564        0      450
LIBERTY MEDIA CORP NEW COM SER COMMON STOCK     530718105       18     1300 SH       OTHER                     0        0     1300
LOCKHEED MARTIN CORP COM *     COMMON STOCK     539830109      512    10980 SH       DEFINED               10980        0        0
LOCKHEED MARTIN CORP COM *     COMMON STOCK     539830109       54     1150 SH       OTHER                  1150        0        0
LOWES COS INC COM *            COMMON STOCK     548661107    22086   475888 SH       DEFINED              462937        0    12951
LOWES COS INC COM *            COMMON STOCK     548661107     1895    40836 SH       OTHER                 38726        0     2110
LUBY'S INC COM                 COMMON STOCK     549282101      337    59063 SH       DEFINED               58963        0      100
LUBY'S INC COM                 COMMON STOCK     549282101        2      285 SH       OTHER                   285        0        0
LUCENT TECHNOLOGIES INC COM    COMMON STOCK     549463107       74    11823 SH       DEFINED                8481        0     3342
LUCENT TECHNOLOGIES INC COM    COMMON STOCK     549463107       37     5868 SH       OTHER                  1924     3844      100
LYONDELL CHEMICAL CO. COM      COMMON STOCK     552078107      199    13900 SH       DEFINED               12400        0     1500
MACROCHEM CORP DELAWARE COM    COMMON STOCK     555903103      193    63276 SH       DEFINED               63276        0        0
MANPOWER INC WISCONSIN COM     COMMON STOCK     56418H100     5919   175573 SH       DEFINED              175573        0        0
MANPOWER INC WISCONSIN COM     COMMON STOCK     56418H100       93     2769 SH       OTHER                  2769        0        0
MARSH & MCLENNAN COS INC COM*  COMMON STOCK     571748102      761     7086 SH       DEFINED                7086        0        0
MARSH & MCLENNAN COS INC COM*  COMMON STOCK     571748102       52      485 SH       OTHER                   485        0        0
MARSHALL & ILSLEY CORP COM     COMMON STOCK     571834100     1223    19320 SH       DEFINED               19320        0        0
MASCO CORP COM *               COMMON STOCK     574599106     1009    41200 SH       DEFINED               41200        0        0
MASSEY ENERGY CORP COM         COMMON STOCK     576206106     1482    71500 SH       DEFINED               71500        0        0
MATTEL INC COM                 COMMON STOCK     577081102      172    10015 SH       DEFINED               10015        0        0
MATTEL INC COM                 COMMON STOCK     577081102       15      891 SH       OTHER                     0      891        0
MAXIMUS INC COM                COMMON STOCK     577933104     1922    45700 SH       DEFINED               45700        0        0
MBNA CORP COM *                COMMON STOCK     55262L100     6849   194565 SH       DEFINED              192578        0     1987
MBNA CORP COM *                COMMON STOCK     55262L100      867    24635 SH       OTHER                 19220        0     5415
MCDONALD'S CORP COM *          COMMON STOCK     580135101     1743    65860 SH       DEFINED               63420        0     2440
MCDONALD'S CORP COM *          COMMON STOCK     580135101      270    10200 SH       OTHER                 10200        0        0
MCGRAW HILL COMPANIES INC. *   COMMON STOCK     580645109    14549   238584 SH       DEFINED              231024        0     7560
MCGRAW HILL COMPANIES INC. *   COMMON STOCK     580645109     1656    27150 SH       OTHER                 27150        0        0
MEDTRONIC INC COM *            COMMON STOCK     585055106    23159   452229 SH       DEFINED              438139        0    14090
MEDTRONIC INC COM *            COMMON STOCK     585055106     1735    33872 SH       OTHER                 33472        0      400
MELLON FINANCIAL CORP COM      COMMON STOCK     58551A108     1208    32100 SH       DEFINED               32100        0        0
MELLON FINANCIAL CORP COM      COMMON STOCK     58551A108       45     1200 SH       OTHER                  1200        0        0
MERCK & CO INC COM *           COMMON STOCK     589331107     6033   102603 SH       DEFINED              101703        0      900
MERCK & CO INC COM *           COMMON STOCK     589331107     1712    29118 SH       OTHER                 27320        0     1798
MERRILL LYNCH & CO INC COM     COMMON STOCK     590188108       75     1440 SH       DEFINED                1440        0        0
MERRILL LYNCH & CO INC COM     COMMON STOCK     590188108      354     6800 SH       OTHER                  6800        0        0
MGIC INVESTMENT CORP WISCONSIN COMMON STOCK     552848103      703    11398 SH       DEFINED               11398        0        0
MICROSOFT CORP WASHINGTON COM  COMMON STOCK     594918104    21884   330331 SH       DEFINED              322184        0     8147
MICROSOFT CORP WASHINGTON COM  COMMON STOCK     594918104     2522    38070 SH       OTHER                 29600     1215     7255
MID ATLANTIC MED SVCS INC COM  COMMON STOCK     59523C107     1966    86600 SH       DEFINED               86600        0        0
MILLIPORE CORP COM *           COMMON STOCK     601073109      510     8406 SH       DEFINED                7706        0      700
MILLIPORE CORP COM *           COMMON STOCK     601073109      465     7660 SH       OTHER                  2160      155     5345
MINNESOTA MINING & MANUFACTURI COMMON STOCK     604059105    18922   160071 SH       DEFINED              156681        0     3390
MINNESOTA MINING & MANUFACTURI COMMON STOCK     604059105     2979    25204 SH       OTHER                 16694     5800     2710
MIRANT CORP COM                COMMON STOCK     604675108      182    11371 SH       DEFINED               11371        0        0
MIRANT CORP COM                COMMON STOCK     604675108        6      397 SH       OTHER                   397        0        0
MITCHELL ENERGY & DEV CORP CLA COMMON STOCK     606592202      517     9706 SH       DEFINED                9706        0        0
MOBILE MINI INC COM            COMMON STOCK     60740F105     1589    40620 SH       DEFINED               40620        0        0
MORGAN STANLEY, DEAN WITTER &  COMMON STOCK     617446448    13436   240185 SH       DEFINED              240185        0        0
MORGAN STANLEY, DEAN WITTER &  COMMON STOCK     617446448      232     4148 SH       OTHER                  4148        0        0
MOTOROLA INC COM               COMMON STOCK     620076109     1184    78802 SH       DEFINED               78306        0      496
MOTOROLA INC COM               COMMON STOCK     620076109       87     5825 SH       OTHER                  3125     2700        0
MSC SOFTWARE CORP COM          COMMON STOCK     553531104     1519    97400 SH       DEFINED               97400        0        0
MURPHY OIL CORPORATION COM     COMMON STOCK     626717102     1118    13300 SH       DEFINED               13300        0        0
NASDAQ 100 SHARES              COMMON STOCK     631100104      285     7332 SH       DEFINED                5443        0     1889
NASDAQ 100 SHARES              COMMON STOCK     631100104       48     1225 SH       OTHER                  1225        0        0
NEW PLAN EXCEL REALTY TRUST IN COMMON STOCK     648053106     1516    79600 SH       DEFINED               78500        0     1100
NICOR INC COM *                COMMON STOCK     654086107     1836    44103 SH       DEFINED               44013        0       90
NICOR INC COM *                COMMON STOCK     654086107      844    20280 SH       OTHER                 11870        0     8410
NISOURCE INC COM               COMMON STOCK     65473P105        9      400 SH       DEFINED                 400        0        0
NISOURCE INC COM               COMMON STOCK     65473P105      392    17007 SH       OTHER                     0        0    17007
NOBLE AFFILIATES INC COM       COMMON STOCK     654894104    12645   358310 SH       DEFINED              358310        0        0
NOBLE AFFILIATES INC COM       COMMON STOCK     654894104      148     4196 SH       OTHER                  4196        0        0
NOBLE DRILLING CORP COM        COMMON STOCK     655042109     1016    29835 SH       DEFINED               25750        0     4085
NOBLE DRILLING CORP COM        COMMON STOCK     655042109       17      500 SH       OTHER                   500        0        0
NORTHEAST UTILITIES COM        COMMON STOCK     664397106      234    13300 SH       DEFINED               13300        0        0
OCCIDENTAL PETROLEUM CORP COM  COMMON STOCK     674599105      613    23100 SH       DEFINED               23100        0        0
OCCIDENTAL PETROLEUM CORP COM  COMMON STOCK     674599105       19      700 SH       OTHER                   700        0        0
OCEAN ENERGY INC TEX COM       COMMON STOCK     67481E106     1150    59905 SH       DEFINED               57605        0     2300
OCEAN ENERGY INC TEX COM       COMMON STOCK     67481E106       17      900 SH       OTHER                     0        0      900
OMNICOM GROUP COM *            COMMON STOCK     681919106    13123   146867 SH       DEFINED              144187        0     2680
OMNICOM GROUP COM *            COMMON STOCK     681919106     1885    21097 SH       OTHER                 21097        0        0
OPEN TEXT CORPORATION COM      COMMON STOCK     683715106      247     8360 SH       DEFINED                8360        0        0
OPENWAVE SYSTEMS INC COM       COMMON STOCK     683718100      140    14266 SH       DEFINED               14266        0        0
ORACLE CORPORATION*            COMMON STOCK     68389X105     4987   361130 SH       DEFINED              337780        0    23350
ORACLE CORPORATION*            COMMON STOCK     68389X105      431    31210 SH       OTHER                 31210        0        0
PARK PLACE ENTERTAINMENT CORP  COMMON STOCK     700690100      105    11500 SH       DEFINED               11500        0        0
PATTERSON-UTI ENERGY INC COM   COMMON STOCK     703481101     1317    56500 SH       DEFINED               56500        0        0
PEPSICO INC COM*               COMMON STOCK     713448108     6382   131067 SH       DEFINED              127017        0     4050
PEPSICO INC COM*               COMMON STOCK     713448108     2649    54402 SH       OTHER                 33037     7740    13625
PERICOM SEMICONDUCTOR CORP COM COMMON STOCK     713831105     1031    71100 SH       DEFINED               71100        0        0
PERKINELMER INC COM            COMMON STOCK     714046109     1324    37800 SH       DEFINED               37800        0        0
PETSMART INC COM               COMMON STOCK     716768106      246    24989 SH       DEFINED               24989        0        0
PFIZER INC COM *               COMMON STOCK     717081103    21981   551589 SH       DEFINED              542389        0     9200
PFIZER INC COM *               COMMON STOCK     717081103     6070   152313 SH       OTHER                127735    16128     8450
PHARMACIA CORP COM*            COMMON STOCK     71713U102     6512   152679 SH       DEFINED              150702        0     1977
PHARMACIA CORP COM*            COMMON STOCK     71713U102      572    13409 SH       OTHER                  6719     2640     4050
PHILIP MORRIS COS INC COM *    COMMON STOCK     718154107    12187   265792 SH       DEFINED              264892        0      900
PHILIP MORRIS COS INC COM *    COMMON STOCK     718154107      711    15500 SH       OTHER                 15000      500        0
PHILLIPS PETROLEUM CO COM      COMMON STOCK     718507106      548     9090 SH       DEFINED                8790        0      300
PHILLIPS PETROLEUM CO COM      COMMON STOCK     718507106       24      400 SH       OTHER                   200        0      200
PHOENIX COMPANIES              COMMON STOCK     71902E109     1489    80489 SH       DEFINED               80489        0        0
PHOTRONICS INC COM             COMMON STOCK     719405102     1226    39100 SH       DEFINED               39100        0        0
PIONEER NATURAL RESOURCES CO C COMMON STOCK     723787107     1074    55742 SH       DEFINED               55742        0        0
PIONEER NATURAL RESOURCES CO C COMMON STOCK     723787107       10      502 SH       OTHER                   502        0        0
PITNEY BOWES INC COM *         COMMON STOCK     724479100     1903    50600 SH       DEFINED               50600        0        0
PLUM CREEK TIMBER CO INC COM   COMMON STOCK     729251108     1565    55200 SH       DEFINED               55200        0        0
PLUM CREEK TIMBER CO INC COM   COMMON STOCK     729251108       51     1800 SH       OTHER                     0      600     1200
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105      354     6300 SH       DEFINED                6300        0        0
POLYCOM INC COM                COMMON STOCK     73172K104     2010    59000 SH       DEFINED               59000        0        0
PPG INDUSTRIES INC COM *       COMMON STOCK     693506107      357     6900 SH       DEFINED                6900        0        0
PPL CORPORATION COM*           COMMON STOCK     69351T106     1533    44000 SH       DEFINED               44000        0        0
PROCTER & GAMBLE CO COM *      COMMON STOCK     742718109     9852   124502 SH       DEFINED              123872        0      630
PROCTER & GAMBLE CO COM *      COMMON STOCK     742718109     1407    17778 SH       OTHER                 15530        0     2248
PROGRESS SOFTWARE CORP COM     COMMON STOCK     743312100      415    24036 SH       DEFINED               24036        0        0
PROLOGIS TRUST INC COM         COMMON STOCK     743410102     4637   215571 SH       DEFINED              215571        0        0
PROLOGIS TRUST INC COM         COMMON STOCK     743410102       61     2838 SH       OTHER                  2838        0        0
PRUDENTIAL FINANCIAL INC COM   COMMON STOCK     744320102     4249   128034 SH       DEFINED              128034        0        0
PRUDENTIAL FINANCIAL INC COM   COMMON STOCK     744320102       44     1340 SH       OTHER                  1340        0        0
QUALCOMM INC COM               COMMON STOCK     747525103      315     6232 SH       DEFINED                6124        0      108
QUALCOMM INC COM               COMMON STOCK     747525103        1       10 SH       OTHER                     0        0       10
QWEST COMMUNICATIONS INTERNATI COMMON STOCK     749121109      412    29129 SH       DEFINED               29129        0        0
QWEST COMMUNICATIONS INTERNATI COMMON STOCK     749121109      161    11406 SH       OTHER                 11406        0        0
RADIOSHACK CORP COM            COMMON STOCK     750438103      834    27708 SH       DEFINED               27708        0        0
RADIOSHACK CORP COM            COMMON STOCK     750438103        6      200 SH       OTHER                   200        0        0
RAYTHEON CO COM NEW            COMMON STOCK     755111507      522    16085 SH       DEFINED               16085        0        0
RAYTHEON CO COM NEW            COMMON STOCK     755111507       10      293 SH       OTHER                   293        0        0
REEBOK INTERNATIONAL LIMITED C COMMON STOCK     758110100     1108    41800 SH       DEFINED               41800        0        0
RELIANT ENERGY INC COM*        COMMON STOCK     75952J108     2665   100493 SH       DEFINED               98543        0     1950
RELIANT ENERGY INC COM*        COMMON STOCK     75952J108       97     3650 SH       OTHER                  3650        0        0
RIVERSTONE NETWORKS INC        COMMON STOCK     769320102     1416    85278 SH       DEFINED               85278        0        0
ROCKWELL COLLINS INC COM       COMMON STOCK     774341101      429    22000 SH       DEFINED               22000        0        0
ROCKWELL INTERNATIONAL CORP NE COMMON STOCK     773903109      461    25807 SH       DEFINED               25807        0        0
SABRE HOLDINGS CORPORATION*    COMMON STOCK     785905100      830    19600 SH       DEFINED               19600        0        0
SABRE HOLDINGS CORPORATION*    COMMON STOCK     785905100       64     1500 SH       OTHER                  1500        0        0
SAFEWAY INC COM NEW *          COMMON STOCK     786514208     4962   118862 SH       DEFINED              117552        0     1310
SAFEWAY INC COM NEW *          COMMON STOCK     786514208     1260    30182 SH       OTHER                 29062        0     1120
SANMINA SCI CORP COM           COMMON STOCK     800907107      850    42713 SH       DEFINED               42169        0      544
SARA LEE CORP COM *            COMMON STOCK     803111103     3406   153237 SH       DEFINED              141387        0    11850
SARA LEE CORP COM *            COMMON STOCK     803111103     1389    62500 SH       OTHER                 60210        0     2290
SBC COMMUNICATIONS INC COM *   COMMON STOCK     78387G103    21780   556048 SH       DEFINED              549977        0     6071
SBC COMMUNICATIONS INC COM *   COMMON STOCK     78387G103     3585    91527 SH       OTHER                 75969      235    15323
SCANA CORP COM NEW             COMMON STOCK     80589M102     7037   252859 SH       DEFINED              252679        0      180
SCANA CORP COM NEW             COMMON STOCK     80589M102      106     3822 SH       OTHER                  3822        0        0
SCHERING-PLOUGH CORP COM *     COMMON STOCK     806605101     8767   244813 SH       DEFINED              228753        0    16060
SCHERING-PLOUGH CORP COM *     COMMON STOCK     806605101     1260    35178 SH       OTHER                 30278        0     4900
SCHLUMBERGER LIMITED COM *     COMMON STOCK     806857108     9556   173908 SH       DEFINED              165638        0     8270
SCHLUMBERGER LIMITED COM *     COMMON STOCK     806857108     1532    27883 SH       OTHER                 25683        0     2200
SCHOLASTIC CORP                COMMON STOCK     807066105      364     7238 SH       DEFINED                7238        0        0
SEALED AIR CORP NEW COM        COMMON STOCK     81211K100      224     5497 SH       DEFINED                5497        0        0
SEARS ROEBUCK & CO COM *       COMMON STOCK     812387108      470     9858 SH       DEFINED                9858        0        0
SEARS ROEBUCK & CO COM *       COMMON STOCK     812387108       91     1900 SH       OTHER                  1900        0        0
SEEBEYOND TECHNOLOGY CORP COM  COMMON STOCK     815704101       97    10000 SH       DEFINED               10000        0        0
SEI INVESTMENTS CO COM*        COMMON STOCK     784117103    15772   349642 SH       DEFINED              339542        0    10100
SEI INVESTMENTS CO COM*        COMMON STOCK     784117103     1230    27271 SH       OTHER                 27271        0        0
SEMPRA ENERGY COM              COMMON STOCK     816851109      499    20313 SH       DEFINED               19413      900        0
SEMPRA ENERGY COM              COMMON STOCK     816851109       25     1000 SH       OTHER                     0      800      200
SERVICE CORP INTERNATIONAL COM COMMON STOCK     817565104      675   135323 SH       DEFINED              135323        0        0
SHAW GROUP INC COM*            COMMON STOCK     820280105     2779   118258 SH       DEFINED              118258        0        0
SHAW GROUP INC COM*            COMMON STOCK     820280105      110     4676 SH       OTHER                  4676        0        0
SHERWIN-WILLIAMS CO COM *      COMMON STOCK     824348106      223     8127 SH       DEFINED                8127        0        0
SIEBEL SYSTEMS INC COM*        COMMON STOCK     826170102     9873   352848 SH       DEFINED              333848        0    19000
SIEBEL SYSTEMS INC COM*        COMMON STOCK     826170102      963    34415 SH       OTHER                 34205        0      210
SIGMA-ALDRICH CORP COM         COMMON STOCK     826552101       55     1400 SH       DEFINED                1400        0        0
SIGMA-ALDRICH CORP COM         COMMON STOCK     826552101      158     4000 SH       OTHER                  4000        0        0
SILVERSTAR HOLDINGS LTD ORD    COMMON STOCK     G81365101        5    10000 SH       DEFINED               10000        0        0
SKYWEST INC COM                COMMON STOCK     830879102     2140    84100 SH       DEFINED               84100        0        0
SL GREEN REALTY CORP           COMMON STOCK     78440X101     1096    35700 SH       DEFINED               35700        0        0
SOUTHERN CO COM                COMMON STOCK     842587107      469    18483 SH       DEFINED               18483        0        0
SOUTHERN CO COM                COMMON STOCK     842587107       29     1158 SH       OTHER                  1158        0        0
SOUTHWEST AIRLINES CO COM *    COMMON STOCK     844741108     5937   321270 SH       DEFINED              316340        0     4930
SOUTHWEST AIRLINES CO COM *    COMMON STOCK     844741108     2537   137298 SH       OTHER                118873        0    18425
SOUTHWEST GAS CORP COM         COMMON STOCK     844895102     5466   244562 SH       DEFINED              244562        0        0
SOUTHWEST GAS CORP COM         COMMON STOCK     844895102      137     6121 SH       OTHER                  4306     1815        0
SPRINT CORP COM (FON GROUP)    COMMON STOCK     852061100      795    39604 SH       DEFINED               38904      700        0
SPRINT CORP COM (FON GROUP)    COMMON STOCK     852061100       22     1075 SH       OTHER                  1025        0       50
STAPLES INC COM*               COMMON STOCK     855030102     1682    89920 SH       DEFINED               89170        0      750
STAPLES INC COM*               COMMON STOCK     855030102      232    12420 SH       OTHER                 12420        0        0
STARBUCKS CORP COM*            COMMON STOCK     855244109     2157   113222 SH       DEFINED              113222        0        0
STARBUCKS CORP COM*            COMMON STOCK     855244109       46     2400 SH       OTHER                  2400        0        0
STATE STREET CORP*             COMMON STOCK     857477103      418     7991 SH       DEFINED                7991        0        0
STERLING BANCSHARES INC COM    COMMON STOCK     858907108      778    62140 SH       DEFINED               62140        0        0
STERLING BANCSHARES INC COM    COMMON STOCK     858907108      313    25000 SH       OTHER                 25000        0        0
STEWART ENTERPRISES INC CLASS  COMMON STOCK     860370105      658   109840 SH       DEFINED              109840        0        0
STEWART INFORMATION SERVICES C COMMON STOCK     860372101      859    43500 SH       DEFINED               43500        0        0
STRYKER CORP COM *             COMMON STOCK     863667101      285     4887 SH       DEFINED                4887        0        0
STRYKER CORP COM *             COMMON STOCK     863667101      309     5300 SH       OTHER                  5300        0        0
SUN MICROSYSTEMS INC COM *     COMMON STOCK     866810104     2741   222821 SH       DEFINED              219821        0     3000
SUN MICROSYSTEMS INC COM *     COMMON STOCK     866810104      292    23730 SH       OTHER                 23210        0      520
SUNTRUST BANKS INC COM         COMMON STOCK     867914103      255     4062 SH       DEFINED                4062        0        0
SUNTRUST BANKS INC COM         COMMON STOCK     867914103        6      100 SH       OTHER                   100        0        0
SUPERIOR INDUSTRIES INTL INC C COMMON STOCK     868168105     1389    34500 SH       DEFINED               34500        0        0
SWIFT TRANSPORTATION INC COM   COMMON STOCK     870756103     1658    77100 SH       DEFINED               77100        0        0
SYLVAN LEARNING SYSTEMS INC CO COMMON STOCK     871399101     1465    66400 SH       DEFINED               66400        0        0
SYNTROLEUM CORP COM            COMMON STOCK     871630109      213    30000 SH       DEFINED               30000        0        0
SYSCO CORP COM *               COMMON STOCK     871829107     4691   178922 SH       DEFINED              178922        0        0
SYSCO CORP COM *               COMMON STOCK     871829107     1862    71000 SH       OTHER                 71000        0        0
TALBOTS INC COM*               COMMON STOCK     874161102     1324    36519 SH       DEFINED               36519        0        0
TALBOTS INC COM*               COMMON STOCK     874161102       31      865 SH       OTHER                   865        0        0
TARGET CORP COM *              COMMON STOCK     87612E106      442    10763 SH       DEFINED               10403        0      360
TARGET CORP COM *              COMMON STOCK     87612E106      378     9200 SH       OTHER                  9200        0        0
TCF FINANCIAL CORP COM         COMMON STOCK     872275102     1348    28100 SH       DEFINED               28100        0        0
TELLIUM INC COM                COMMON STOCK     87967E107      320    51300 SH       DEFINED               51300        0        0
TEMPLE-INLAND INC COM          COMMON STOCK     879868107    35201   620505 SH       DEFINED              620505        0        0
TEMPLE-INLAND INC COM          COMMON STOCK     879868107       61     1080 SH       OTHER                     0     1080        0
TEXAS INSTRUMENTS INC COM *    COMMON STOCK     882508104    17337   619179 SH       DEFINED              606724        0    12455
TEXAS INSTRUMENTS INC COM *    COMMON STOCK     882508104     1047    37390 SH       OTHER                 33670      110     3610
TEXTRON INC COM *              COMMON STOCK     883203101     1635    39442 SH       DEFINED               39442        0        0
TEXTRON INC COM *              COMMON STOCK     883203101      267     6445 SH       OTHER                  2845     3600        0
THE MCCLATCHY CO CLASS A COM   COMMON STOCK     579489105      964    20500 SH       DEFINED               20500        0        0
THQ INC NEW                    COMMON STOCK     872443403      216     4463 SH       DEFINED                4463        0        0
TIFFANY & CO NEW COM*          COMMON STOCK     886547108     1309    41600 SH       DEFINED               41600        0        0
TITAN CORP                     COMMON STOCK     888266103      264    10580 SH       DEFINED               10580        0        0
TRACTOR SUPPLY CO COM          COMMON STOCK     892356106     2822    82800 SH       DEFINED               82800        0        0
TRIAD HOSPITALS INC COM        COMMON STOCK     89579K109      797    27160 SH       DEFINED               27000        0      160
TRICON GLOBAL RESTAURANTS INC  COMMON STOCK     895953107      149     3028 SH       DEFINED                3028        0        0
TRICON GLOBAL RESTAURANTS INC  COMMON STOCK     895953107       97     1964 SH       OTHER                  1364      360      240
TRIUMPH GROUP INC COM          COMMON STOCK     896818101     1138    35000 SH       DEFINED               35000        0        0
TXU CORP COM *                 COMMON STOCK     873168108    10217   216699 SH       DEFINED              215669        0     1030
TXU CORP COM *                 COMMON STOCK     873168108      965    20466 SH       OTHER                 10892      884     8690
TYCO INTL LTD NEW COM*         COMMON STOCK     902124106    21057   357499 SH       DEFINED              349659        0     7840
TYCO INTL LTD NEW COM*         COMMON STOCK     902124106     2497    42391 SH       OTHER                 32454        0     9937
UNITED TECHNOLOGIES CORP COM   COMMON STOCK     913017109     3107    48079 SH       DEFINED               47579        0      500
UNITED TECHNOLOGIES CORP COM   COMMON STOCK     913017109      307     4747 SH       OTHER                  3723     1024        0
UNOCAL CORP COM *              COMMON STOCK     915289102     1698    47062 SH       DEFINED               47062        0        0
UNOCAL CORP COM *              COMMON STOCK     915289102      119     3300 SH       OTHER                  3300        0        0
US BANCORP DEL COM NEW         COMMON STOCK     902973304      183     8761 SH       DEFINED                8761        0        0
US BANCORP DEL COM NEW         COMMON STOCK     902973304       55     2650 SH       OTHER                  2650        0        0
US UNWIRED INC CLASS A COM     COMMON STOCK     90338R104      536    52641 SH       DEFINED               52641        0        0
USA EDUCATION INC              COMMON STOCK     90390U102      437     5200 SH       DEFINED                5200        0        0
USFREIGHTWAYS CORP COM *       COMMON STOCK     916906100     5064   161261 SH       DEFINED              161106        0      155
USFREIGHTWAYS CORP COM *       COMMON STOCK     916906100      529    16851 SH       OTHER                  6101        0    10750
UST INC COM                    COMMON STOCK     902911106      497    14200 SH       DEFINED               13200        0     1000
USX MARATHON GROUP (HOLDING CO COMMON STOCK     902905827      486    16187 SH       DEFINED               15987        0      200
USX MARATHON GROUP (HOLDING CO COMMON STOCK     902905827      435    14500 SH       OTHER                 14500        0        0
VARCO INTL INC DEL COM         COMMON STOCK     922122106      672    44888 SH       DEFINED               44888        0        0
VARI-LITE INTERNATIONAL INC CO COMMON STOCK     922152103      615   535011 SH       DEFINED              535011        0        0
VARIAN INC COM                 COMMON STOCK     922206107     1872    57700 SH       DEFINED               57700        0        0
VARIAN MEDICAL SYSTEMS INC COM COMMON STOCK     92220P105     1140    16000 SH       DEFINED               16000        0        0
VENTAS INC COM                 COMMON STOCK     92276F100     4575   397854 SH       DEFINED              397854        0        0
VENTAS INC COM                 COMMON STOCK     92276F100       20     1776 SH       OTHER                  1776        0        0
VERITAS SOFTWARE CORP COM*     COMMON STOCK     923436109     2877    64165 SH       DEFINED               63500        0      665
VERITAS SOFTWARE CORP COM*     COMMON STOCK     923436109      549    12253 SH       OTHER                 11603        0      650
VERIZON COMMUNICATIONS*        COMMON STOCK     92343V104    13052   275011 SH       DEFINED              273725        0     1286
VERIZON COMMUNICATIONS*        COMMON STOCK     92343V104     1546    32579 SH       OTHER                 31227        0     1352
VISHAY INTERTECHNOLOGY INC COM COMMON STOCK     928298108      595    30490 SH       DEFINED               30490        0        0
VISHAY INTERTECHNOLOGY INC COM COMMON STOCK     928298108      225    11555 SH       OTHER                 11555        0        0
WADDELL & REED FINANCIAL INC C COMMON STOCK     930059100     1935    60100 SH       DEFINED               60100        0        0
WAL MART STORES INC COM *      COMMON STOCK     931142103    19184   333353 SH       DEFINED              328148        0     5205
WAL MART STORES INC COM *      COMMON STOCK     931142103     2971    51626 SH       OTHER                 43981      330     7315
WALGREEN CO COM                COMMON STOCK     931422109     1081    32112 SH       DEFINED               31290        0      822
WASHINGTON FEDERAL INC COM     COMMON STOCK     938824109     7370   285871 SH       DEFINED              285871        0        0
WASHINGTON FEDERAL INC COM     COMMON STOCK     938824109      102     3938 SH       OTHER                  3938        0        0
WASHINGTON MUTUAL INC COM      COMMON STOCK     939322103      437    13370 SH       DEFINED               13370        0        0
WASHINGTON MUTUAL INC COM      COMMON STOCK     939322103      120     3664 SH       OTHER                     0     3664        0
WASTE MANAGEMENT DEL INC COM   COMMON STOCK     94106L109      415    13000 SH       DEFINED               13000        0        0
WAUSAU-MOSINEE PAPER CORP COM  COMMON STOCK     943315101      367    30293 SH       DEFINED               30293        0        0
WELLS FARGO & CO NEW COM *     COMMON STOCK     949746101    16427   377884 SH       DEFINED              368416        0     9468
WELLS FARGO & CO NEW COM *     COMMON STOCK     949746101     1432    32932 SH       OTHER                 28932     4000        0
WENDY'S INTERNATIONAL INC COM  COMMON STOCK     950590109      566    19400 SH       DEFINED               19400        0        0
WHIRLPOOL CORP COM             COMMON STOCK     963320106     2134    29100 SH       DEFINED               29100        0        0
WHOLE FOODS MARKET INC COM     COMMON STOCK     966837106     1255    28800 SH       DEFINED               28800        0        0
WILLAMETTE INDUSTRIES INC COM  COMMON STOCK     969133107      459     8800 SH       OTHER                     0     8800        0
WILLBROS GROUP INC COM         COMMON STOCK     969199108     1147    71700 SH       DEFINED               71700        0        0
WILLIAMS COS COM *             COMMON STOCK     969457100     5452   213624 SH       DEFINED              211306        0     2318
WILLIAMS COS COM *             COMMON STOCK     969457100     1781    69779 SH       OTHER                 59379      165    10235
WILLIAMS SONOMA INC COM*       COMMON STOCK     969904101     1004    23400 SH       DEFINED               23400        0        0
WORLDCOM INC WORLDCOM GRP TRAC COMMON STOCK     98157D106    12065   856897 SH       DEFINED              832852        0    24045
WORLDCOM INC WORLDCOM GRP TRAC COMMON STOCK     98157D106     1747   124083 SH       OTHER                121783        0     2300
WRIGLEY WM JR CO COM           COMMON STOCK     982526105      115     2245 SH       DEFINED                2245        0        0
WRIGLEY WM JR CO COM           COMMON STOCK     982526105      154     3000 SH       OTHER                     0        0     3000
XCEL ENERGY INC *              COMMON STOCK     98389B100    23756   856370 SH       DEFINED              841780        0    14590
XCEL ENERGY INC *              COMMON STOCK     98389B100     1120    40359 SH       OTHER                 38559        0     1800
ZIMMER HLDGS INC*              COMMON STOCK     98956P102      224     7344 SH       DEFINED                7174        0      170
ZIMMER HLDGS INC*              COMMON STOCK     98956P102       36     1190 SH       OTHER                  1190        0        0
ZOLL MEDICAL CORPORATION COM   COMMON STOCK     989922109     1375    35300 SH       DEFINED               35300        0        0
AGRIUM INC COM                 COMMON STOCK     008916108     7592   716201 SH       DEFINED              716201        0        0
AGRIUM INC COM                 COMMON STOCK     008916108       80     7527 SH       OTHER                  7527        0        0
BIOVAIL CORPORATION COM*       COMMON STOCK     09067J109      841    14947 SH       DEFINED               14947        0        0
BP PLC SPONSORED ADR *         COMMON STOCK     055622104    14096   303077 SH       DEFINED              296573        0     6504
BP PLC SPONSORED ADR *         COMMON STOCK     055622104     3078    66184 SH       OTHER                 52943     8717     4524
CANADIAN NATIONAL RAILWAY CO   COMMON STOCK     136375102     5074   105096 SH       DEFINED              105096        0        0
CANADIAN NATIONAL RAILWAY CO   COMMON STOCK     136375102       59     1224 SH       OTHER                  1224        0        0
CANADIAN NATURAL RESOURCES LTD COMMON STOCK     136385101      708    29026 SH       DEFINED               29026        0        0
CANADIAN NATURAL RESOURCES LTD COMMON STOCK     136385101        6      240 SH       OTHER                   240        0        0
DSG INTERNATIONAL LIMITED ORD  COMMON STOCK     G28471103       68    16000 SH       DEFINED               16000        0        0
ENDESA S.A. SPONSORED ADR      COMMON STOCK     29258N107      854    54500 SH       DEFINED               54500        0        0
ENI SPA SONSORED ADR           COMMON STOCK     26874R108      731    11800 SH       DEFINED               11800        0        0
ENTERPRISE OIL PLC SPONSORED A COMMON STOCK     293779302    10019   486359 SH       DEFINED              486359        0        0
ENTERPRISE OIL PLC SPONSORED A COMMON STOCK     293779302      124     5999 SH       OTHER                  5999        0        0
FAIRMONT HOTELS RESORTS INC CO COMMON STOCK     305204109     1319    55200 SH       DEFINED               55200        0        0
GARMIN LTD                     COMMON STOCK     G37260109     1230    57700 SH       DEFINED               57700        0        0
GLAXOSMITHKLINE PLC ADR        COMMON STOCK     37733W105     1169    23468 SH       DEFINED               23168        0      300
HITACHI LTD ADR                COMMON STOCK     433578507      659     9000 SH       DEFINED                9000        0        0
ING GROEP N V SPONSORED ADR    COMMON STOCK     456837103      287    11268 SH       DEFINED               11268        0        0
KONINKLIJKE PHILIPS ELECTRS N  COMMON STOCK     500472303     1053    36156 SH       DEFINED               36156        0        0
KOREA ELECTRIC POWER CORP SPON COMMON STOCK     500631106      391    42700 SH       DEFINED               42700        0        0
KOREA TELECOM CORP SPONSORED A COMMON STOCK     50063P103      405    19900 SH       DEFINED               19900        0        0
MANULIFE FINANCIAL CORP COM    COMMON STOCK     56501R106      631    24229 SH       DEFINED               24229        0        0
MATSUSHITA ELEC INDUSTRIAL CO  COMMON STOCK     576879209      466    37000 SH       DEFINED               37000        0        0
NOKIA CORP SPONSORED PREFERENC COMMON STOCK     654902204    10814   440859 SH       DEFINED              435569        0     5290
NOKIA CORP SPONSORED PREFERENC COMMON STOCK     654902204      747    30471 SH       OTHER                 22036        0     8435
NORSK HYDRO A. S. SPONSORED AD COMMON STOCK     656531605    10096   240387 SH       DEFINED              240136        0      251
NORSK HYDRO A. S. SPONSORED AD COMMON STOCK     656531605      135     3215 SH       OTHER                  2656      559        0
PANCANADIAN ENERGY CORP COM    COMMON STOCK     69831A107      233     8960 SH       DEFINED                8960        0        0
PECHINEY SA SPONSORED ADR      COMMON STOCK     705151207     6359   252550 SH       DEFINED              252479        0       71
PECHINEY SA SPONSORED ADR      COMMON STOCK     705151207      108     4291 SH       OTHER                  4291        0        0
PETROLEO BRASILEIRO SA PETROBR COMMON STOCK     71654V408      384    16500 SH       DEFINED               16500        0        0
PORTUGAL TELECOM SGPS S A      COMMON STOCK     737273102      539    70810 SH       DEFINED               70810        0        0
POWERGEN PLC SPONS ADR-FINAL I COMMON STOCK     738905405      594    13605 SH       DEFINED               13605        0        0
REPSOL YPF S.A. SPONSORED ADR  COMMON STOCK     76026T205      635    43700 SH       DEFINED               43700        0        0
ROYAL DUTCH PETROLEUM CO NY SH COMMON STOCK     780257804     2792    56949 SH       DEFINED               56949        0        0
ROYAL DUTCH PETROLEUM CO NY SH COMMON STOCK     780257804      293     5970 SH       OTHER                  5170        0      800
SAN PAOLO-IMI S P A SPONSORED  COMMON STOCK     799175104      591    27000 SH       DEFINED               27000        0        0
SAP AKTIENGESELLSCHAFT SPONSOR COMMON STOCK     803054204      399    12500 SH       DEFINED               12500        0        0
SCOTTISH POWER PLC SPON ADR    COMMON STOCK     81013T705     2877   132563 SH       DEFINED              132563        0        0
SCOTTISH POWER PLC SPON ADR    COMMON STOCK     81013T705       60     2761 SH       OTHER                  2513        0      248
SHELL TRANS & TRADING PLC NY S COMMON STOCK     822703609      725    17500 SH       DEFINED               17500        0        0
SMARTFORCE PUB LTD CO SP ADR   COMMON STOCK     83170A206     1787    72200 SH       DEFINED               72200        0        0
STORA ENSO CORP SPN ADR SER R  COMMON STOCK     86210M106      142    11587 SH       DEFINED               11587        0        0
TALISMAN ENERGY INC COM        COMMON STOCK     87425E103      265     7000 SH       OTHER                  7000        0        0
TELECOM ITALIA SPA             COMMON STOCK     87927W106      829     9700 SH       DEFINED                9700        0        0
TELEFONOS DE MEXICO SP ADR     COMMON STOCK     879403780      611    17449 SH       DEFINED               17449        0        0
TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK     881624209     1516    24600 SH       DEFINED               24600        0        0
TOTAL FINA ELF S A SPONSORED A COMMON STOCK     89151E109      913    13000 SH       DEFINED               13000        0        0
TOYOTA MOTOR CORP ADR 2 COM    COMMON STOCK     892331307      316     6200 SH       DEFINED                6200        0        0
TRANSOCEAN SEDCO FOREX INC *   COMMON STOCK     G90078109     8798   260143 SH       DEFINED              259841        0      302
TRANSOCEAN SEDCO FOREX INC *   COMMON STOCK     G90078109      800    23655 SH       OTHER                 22310        0     1345
UNILEVER NV NEW YORK SHARES NE COMMON STOCK     904784709     1158    20099 SH       DEFINED               20099        0        0
UNILEVER NV NEW YORK SHARES NE COMMON STOCK     904784709      144     2498 SH       OTHER                  2498        0        0
VAN DER MOOLEN HOLDING-ADR     COMMON STOCK     921020103     1040    35500 SH       DEFINED               35500        0        0
VODAFONE GROUP PLC             COMMON STOCK     92857W100      823    32055 SH       DEFINED               30805        0     1250
VODAFONE GROUP PLC             COMMON STOCK     92857W100      108     4220 SH       OTHER                  4220        0        0
XL CAPITAL LTD CLASS A         COMMON STOCK     G98255105     4363    47760 SH       DEFINED               47760        0        0
XL CAPITAL LTD CLASS A         COMMON STOCK     G98255105       40      441 SH       OTHER                   441        0        0
EL PASO ENERGY CAP I 4.75% CON PREFERRED STOCK  283678209      701    12300 SH       DEFINED             N.A.     N.A.     N.A.
WENDYS FINANCING I 5.0% A CONV PREFERRED STOCK  950588202      472     8100 SH       DEFINED             N.A.     N.A.     N.A.
EQUITY INCOME FD UNIT 1ST EXCH OTHER            294700703      599     5100 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY INDIA INVESTMEN OTHER            61745C105      160    18500 SH       DEFINED             N.A.     N.A.     N.A.
MUNIHOLDINGS INSURED FUND INC  OTHER            625930102      133    10000 SH       DEFINED             N.A.     N.A.     N.A.
TRI-CONTINENTAL CORP COM       OTHER            895436103      243    12940 SH       DEFINED             N.A.     N.A.     N.A.
ACM INCOME FUND INC COM        OTHER            000912105       73    10000 SH       DEFINED             N.A.     N.A.     N.A.
ACM INCOME FUND INC COM        OTHER            000912105        9     1166 SH       OTHER               N.A.     N.A.     N.A.
BLACKROCK INCOME TRUST INC COM OTHER            09247F100       30     4060 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INCOME TRUST INC COM OTHER            09247F100       55     7500 SH       OTHER               N.A.     N.A.     N.A.
HIGH INCOME OPPORTUNITY FUND,  OTHER            42967Q105       81    10939 SH       DEFINED             N.A.     N.A.     N.A.
PACHOLDER HIGH YIELD FUND INC  OTHER            693742108      161    17767 SH       DEFINED             N.A.     N.A.     N.A.
DREYFUS STRATEGIC MUNI BOND FU OTHER            26202F107      170    20288 SH       DEFINED             N.A.     N.A.     N.A.
DREYFUS STRATEGIC MUNICIPALS I OTHER            261932107      182    18084 SH       DEFINED             N.A.     N.A.     N.A.
MFS MUNICIPAL INCOME TRUST     OTHER            552738106      200    26171 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER            670984103      289    19877 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER            670984103       19     1288 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN MUNI MKT OPPORTUNITY FU OTHER            67062W103      135     9649 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUNI MKT OPPORTUNITY FU OTHER            67062W103       21     1500 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN MUNICIPAL VALUE FUND IN OTHER            670928100      450    48890 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUNICIPAL VALUE FUND IN OTHER            670928100       18     2000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PREM INCOME MUN FD 2 IN OTHER            67063W102      168    12030 SH       DEFINED             N.A.     N.A.     N.A.
ASA LTD                        OTHER            002050102      200    10000 SH       DEFINED             N.A.     N.A.     N.A.
BUCKEYE PARTNERS L P UNIT      OTHER            118230101     1199    31998 SH       DEFINED               31998        0        0
BUCKEYE PARTNERS L P UNIT      OTHER            118230101       67     1800 SH       OTHER                     0     1200      600
KINDER MORGAN ENERGY PARTNERS  OTHER            494550106        8      200 SH       DEFINED                 200        0        0
KINDER MORGAN ENERGY PARTNERS  OTHER            494550106      238     6300 SH       OTHER                  4000        0     2300
SABINE ROYALTY TRUST UNITS BEN OTHER            785688102      265    12157 SH       DEFINED               12157        0        0
SABINE ROYALTY TRUST UNITS BEN OTHER            785688102      109     5000 SH       OTHER                  5000        0        0
SAN JUAN BASIN RTY TR UNIT BEN OTHER            798241105      146    15200 SH       DEFINED               15200        0        0
SAN JUAN BASIN RTY TR UNIT BEN OTHER            798241105       16     1650 SH       OTHER                     0     1650        0