Filed pursuant to Rule 433
November 7, 2013
Relating to
Preliminary Prospectus Supplement dated November 7, 2013 to
Prospectus dated November 30, 2010
Registration Statement No. 333-170876
MetLife, Inc.
$1,000,000,000 4.875% Senior Notes due 2043
Final Term Sheet
November 7, 2013
| Issuer: | MetLife, Inc. (“Issuer”) | |
| Securities: | 4.875% Senior Notes due 2043 | |
| Aggregate Principal Amount: | $1,000,000,000 | |
| Price to the Public: | 99.376% of principal amount plus accrued interest, if any, from November 13, 2013 | |
| Gross Underwriting Discount: | 0.875% | |
| Proceeds to Issuer Before Expenses: | $985,010,000 | |
| Maturity Date: | November 13, 2043 | |
| Pricing Date: | November 7, 2013 | |
| Settlement Date: | November 13, 2013 | |
| Interest Payment Dates: | Semi-annually on May 13 and November 13 of each year | |
| First Interest Payment Date: | May 13, 2014 | |
| Anticipated Ratings*: | A3 (Moody’s) / A- (S&P) / A- (Fitch) | |
| Coupon: | 4.875% | |
| Benchmark Treasury: | UST 2.875% due May 15, 2043 | |
| Spread to Benchmark Treasury: | T + 115 bps | |
| Benchmark Treasury Price and Yield: | $84-07; 3.765% | |
| Yield to Maturity: | 4.915% | |
| Denominations: | $2,000 and integral multiples of $1,000 in excess thereof | |
| Ranking: | Senior Unsecured | |
| Redemption: | The Senior Notes will be redeemable at MetLife, Inc.’s option, in whole or in part, at any time and from time to time at a redemption price equal to the greater of 100% of the principal amount to be redeemed plus accrued and unpaid interest to, but excluding, the date fixed for redemption and the Make-Whole Redemption Amount calculated as described in the preliminary prospectus supplement at the rate of T + 20 bps. | |
| CUSIP/ISIN: | 59156R BG2 / US59156RBG20 | |
| Joint Book-Running Managers: | Barclays Capital Inc. Goldman, Sachs & Co. UBS Securities LLC Wells Fargo Securities, LLC | |
| * | Note: A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revision or withdrawal at any time. |
The Issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the Issuer has filed with the SEC for more complete information about the Issuer and this
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offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the Issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling Barclays Capital Inc. toll free at (888) 603-5847, Goldman, Sachs & Co. toll free at 1-866-471-2526, UBS Securities LLC toll free at (877) 827-6444, extension 561-3884, or Wells Fargo Securities, LLC toll free at 1-800-326-5897.
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