Rule 433 Prospectus

Filed pursuant to Rule 433

Registration Nos. 333-100953

333-43808  

333-104926

 

Relating to prospectus supplement

dated February 10, 2006

 

UNUMPROVIDENT CORPORATION

 

Pricing Term Sheet

 

Issuer:

  UnumProvident Corporation

Size:

  $575,000,000

Amount Outstanding:

  $175,000,000

Coupon:

  5.997%

Maturity:

  May 15, 2008

Price:

  100.666% of face amount

Yield to maturity:

  5.682%

Spread to Benchmark Treasury:

  1.05%

Benchmark Treasury:

  3.75% due May 15, 2008

Benchmark Treasury Price and Yield:

  98-4 1/8 / 4.632%

Interest Payment Dates:

  May 15th and November 15th, commencing May 15, 2006

Settlement:

  T+3; February 15, 2006

Ratings: (Moodys / S&P / Fitch)

  Ba1/BB+/BBB-

CUSIP:

  91529YAE6
Note: A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revision or withdrawal at any time.

 

The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer or the remarketing agent in the offering will arrange to send you the prospectus if you request it by calling collect 1-212-834-4533.