UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 9, 2003 CITY HOLDING COMPANY (Exact name of registrant as specified in its charter) West Virginia 0-17733 55-0619957 ------------- ------- ---------- (State or other jurisdiction of (Commission File No.) (IRS Employer incorporation or organization) Identification Number) 25 Gatewater Road Charleston, West Virginia, 25313 (Address of principal executive officers) (304) 769-1100 (Registrant's telephone number, including area code) Not applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events and Required FD Disclosure. On October 9, 2003, City Holding Company ("the Company") issued a news release, attached as Exhibit 99 hereto and incorporated herein by reference, announcing that the Board of Directors of the Company has authorized repayment of its 9.125% Junior Subordinated Deferrable Interest Debentures, Series B, issued by City Holding Company and held by City Holding Capital Trust II. In turn, City Holding Capital Trust II will repay its 9.125% Capital Securities traded on the NASDAQ exchange under the symbol (NASDAQ:CHCOP) on November 7, 2003. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. (c) Exhibits 99 News Release issued on October 9, 2003 SIGNATURE Pursuant to the requirements of the Securities and Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CITY HOLDING COMPANY Date: October 9, 2003 By: /s/ Michael D. Dean ---------------------------------- Michael D. Dean Senior Vice President - Finance, Chief Accounting Officer and Duly Authorized Officer