UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                 SCHEDULE 13G

                  Under the Securities Exchange Act of 1934


                           Unico American Corporation
                                 (Name of Issuer)

                                  Common Stock
                          (Title of Class of Securities)

                                  904607108
                                (CUSIP Number)

                              December 31, 2008
              (Date of Event which requires filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:

[X] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ ] Rule 13d-1(d)

*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities,
and for any subsequent amendment containing information which would alter
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 or the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however,
see the Notes).



Page 1 of 6

CUSIP No. 904607108

1. NAMES OF REPORTING PERSONS
   I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (entities only)

   Schwartz  Investment  Counsel,  Inc.  ("SICI"),  FEIN 38-2325495 and
   Schwartz  Investment  Trust ("SIT"),  on behalf of its series Funds,
   Schwartz Value Fund,  FEIN  31-6456713,  Ave Maria  Catholic  Values
   Fund, FEIN 38-3594145.
---------------------------------------------------------------------------
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP

(a) [  ]

(b) [  ]

---------------------------------------------------------------------------
3. SEC USE ONLY

---------------------------------------------------------------------------
4. CITIZENSHIP OR PLACE OF ORGANIZATION

SICI - Michigan
SIT - Ohio
---------------------------------------------------------------------------
               5.  SOLE VOTING POWER
NUMBER OF
SHARES             SICI-23,300 shares
BENEFICIALLY       SIT-465,645 shares
OWNED BY       ---------------------------------------------
EACH           6.  SHARED VOTING POWER
REPORTING
PERSON              0
WITH           ---------------------------------------------
               7.  SOLE DISPOSITIVE POWER

                   SICI-23,300 shares
                   SIT-465,645 shares
               ---------------------------------------------
               8.  SHARED DISPOSITIVE POWER

                    0
--------------------------------------------------------------------------------
9.   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

     SICI-23,300 shares
     SIT-465,645 shares
-------------------------------------------------------------------------



Page 2 of 6

-------------------------------------------------------------------------
10.  CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUES CERTAIN SHARES  [  ]

-------------------------------------------------------------------------
11.  PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

     SICI-.4%
     SIT-8.3%
-------------------------------------------------------------------------
12.  TYPE OF REPORTING PERSON

     SICI - IA
     SIT - IV
-------------------------------------------------------------------------



Page 3 of 6

Item 1.

(a)  Name of Issuer

     Unico American Corporation

(b)  Address of Issuer's Principal Executive Offices

     23251 Mulholland Drive
     Woodland Hills, CA 91364

Item 2.

(a)  Name of Person Filing

     Schwartz Investment Counsel, Inc. ("SICI") and
     Schwartz Investment Trust ("SIT")

(b)  Address of Principal Business Office or, if none, Residence

     3707 W. Maple Rd., Suite 100
     Bloomfield Hills, MI 48301

(c)  Citizenship: SICI-MI, SIT-OH

(d)  Title of Class of Securities: Common Stock

(e)  CUSIP Number:  904607108

Item 3.  If this statement is filed pursuant to (s)240.13d-1(b), or
         (s)240.13d-2(b), or (c), check whether the person filing is a:

     (d) [X]  Investment company registered under section 8 of the
              Investment Company Act of 1940 (15 U.S.C. 80a-8).
     (e) [X]  An investment adviser in accordance with Section
              240.13d-1(b)(1)(ii)(E).





Page 4 of 6

Item 4.  Ownership

(a)  Amount Beneficially Owned:

     SICI-23,300 shares, SIT-465,645 shares

(b)  Percent of Class

     SICI-.4%, SIT-8.3%

(c)  Number of shares as to which such person has:

     (i) sole power to vote or to direct the vote:

      SICI-23,300 shares, SIT-465,645 shares

     (ii) shared power to vote or to direct the vote



(iii) sole power to dispose or to direct the disposition:

     SICI-23,300 shares, SIT-465,645 shares

(iv) shared power to dispose or to direct the disposition:




Item 5.  Ownership of Five Percent or Less of a Class

If this  statement  is being filed to report the fact that as of the date hereof
the  reporting  person has ceased to be the  beneficial  owner of more than five
percent of the class of securities, check the following [ ].




Page 5 of 6


Item 6.  Ownership of More than Five Percent on Behalf of Another Person

         Not Applicable

Item 7.  Identification and Classification of the Subsidiary Which Acquired
         the Security Being Reported on By the Parent Holding Company.

         Not Applicable

Item 8.  Identification and Classification of Members of the Group

         Not Applicable

Item 9.  Notice of Dissolution of Group

         Not Applicable



Page 6 of  6

Item 10.  Certification

      (a)   The  following  certification  shall be included if the statement is
            filed pursuant to 240.13d-1(b):

      By signing  below I certify  that, to the best of my knowledge and belief,
the  securities  referred to above were  acquired  and are held in the  ordinary
course of business  and were not acquired and are not held for the purpose of or
with the effect of  changing  or  influencing  the  control of the issuer of the
securities  and were not  acquired and are not held in  connection  with or as a
participant in any transaction having that purpose or effect.



                                    SIGNATURE

      After  reasonable  inquiry and to the best of my knowledge  and belief,  I
certify that the information  set forth in this statement is true,  complete and
correct.

February 2, 2009                        February 2, 2009
----------------------------------      ----------------------------------------
          Date                                   Date

/s/ George P. Schwartz                   /s/ George P. Schwartz
----------------------------------      ----------------------------------------
        Signature                               Signature

George P. Schwartz, CFA, President      George P. Schwartz, CFA, President
Schwartz Investment Counsel, Inc.       Schwartz Investment Trust
----------------------------------      ----------------------------------------
        Name/Title                             Name/Title